Estimate your federal income tax for the 2025 tax year.
Your Financial Details
Single
Married Filing Jointly
Married Filing Separately
Head of Household
Estimated Federal Income Tax:
(Based on 2025 tax brackets and your inputs. This is an estimate and not tax advice.)
Understanding Your 2025 Tax Estimate
This calculator provides an estimated federal income tax liability for the 2025 tax year. It uses the projected tax brackets and standard deduction amounts, which are subject to inflation adjustments and legislative changes. Always consult with a qualified tax professional for personalized advice.
How it Works:
The calculation follows these general steps:
Adjusted Gross Income (AGI): Your Gross Income is the starting point. For simplicity in this estimator, we are not calculating AGI from specific adjustments (like student loan interest or IRA contributions).
Taxable Income: We subtract your total deductions (either the standard deduction or your itemized deductions, whichever is greater) from your Gross Income to arrive at your Taxable Income.
Tax Calculation: Your Taxable Income is then placed into the appropriate tax bracket based on your filing status. The tax is calculated progressively – different portions of your income are taxed at different rates.
Final Tax Liability: Finally, your total calculated tax is reduced by any applicable Tax Credits you entered. Tax credits directly reduce your tax liability dollar-for-dollar, making them more valuable than deductions.
2025 Tax Brackets (Projected Estimates):
Note: These are projections and may change. Assumed inflation adjustments are used for estimation.
Single Filers:
10% on income up to $11,600
12% on income between $11,601 and $47,150
22% on income between $47,151 and $100,525
24% on income between $100,526 and $191,950
32% on income between $191,951 and $243,725
35% on income between $243,726 and $609,350
37% on income over $609,350
Married Filing Jointly:
10% on income up to $23,200
12% on income between $23,201 and $94,300
22% on income between $94,301 and $201,050
24% on income between $201,051 and $383,900
32% on income between $383,901 and $487,450
35% on income between $487,451 and $1,218,700
37% on income over $1,218,700
Head of Household:
10% on income up to $16,550
12% on income between $16,551 and $63,100
22% on income between $63,101 and $132,750
24% on income between $132,751 and $201,050
32% on income between $201,051 and $235,350
35% on income between $235,351 and $577,750
37% on income over $577,750
Married Filing Separately: (Typically half of MFJ brackets)
10% on income up to $11,600
12% on income between $11,601 and $47,150
22% on income between $47,151 and $100,525
24% on income between $100,526 and $191,950
32% on income between $191,951 and $243,725
35% on income between $243,726 and $609,350
37% on income over $609,350
Standard Deductions (Projected 2025):
Single: $14,600
Married Filing Jointly: $29,200
Married Filing Separately: $14,600
Head of Household: $21,900
Disclaimer:
This calculator is for estimation purposes only. Tax laws are complex and subject to change. The figures used for 2025 are projections based on current trends and may not reflect final IRS figures. Relying solely on this estimate for financial decisions is not recommended. Please consult a qualified tax professional or refer to official IRS publications for accurate tax information.