Wages Calculator with Tax
Your essential tool for understanding take-home pay.
Calculate Your Net Wages
Enter your total earnings before taxes.
Weekly
Bi-weekly
Monthly
Annually
How often do you get paid?
Your estimated federal tax bracket percentage.
Your estimated state tax bracket percentage. (Enter 0 if none)
Your estimated local tax bracket percentage. (Enter 0 if none)
Standard Social Security tax rate.
Standard Medicare tax rate.
Your Estimated Net Pay
Take-Home Pay (Per Pay Period)
$0.00
Gross Pay (Per Pay Period)
$0.00
Total Taxes (Per Pay Period)
$0.00
Total Deductions (Per Pay Period)
$0.00
Formula:
Net Pay = Gross Pay – Total Taxes – Other Deductions
Total Taxes = (Gross Pay * Federal Rate) + (Gross Pay * State Rate) + (Gross Pay * Local Rate) + (Gross Pay * Social Security Rate) + (Gross Pay * Medicare Rate)
Net Pay = Gross Pay – Total Taxes – Other Deductions
Total Taxes = (Gross Pay * Federal Rate) + (Gross Pay * State Rate) + (Gross Pay * Local Rate) + (Gross Pay * Social Security Rate) + (Gross Pay * Medicare Rate)
Breakdown of Deductions from Gross Pay
| Period | Gross Pay | Federal Tax | State Tax | Local Tax | Social Security | Medicare | Total Deductions | Net Pay |
|---|
What is a Wages Calculator with Tax?
A wages calculator with tax is an indispensable online tool designed to help individuals accurately estimate their net income, also known as take-home pay. This wages calculator with tax takes your gross earnings – the total amount you earn before any deductions – and subtracts various mandatory withholdings, such as federal, state, and local income taxes, Social Security, and Medicare contributions. Understanding your net pay is crucial for effective personal budgeting for beginners, financial planning, and making informed decisions about your spending and savings.
Who Should Use This Wages Calculator with Tax?
Virtually anyone who earns a wage can benefit from using a wages calculator with tax. This includes:
- Salaried employees
- Hourly workers
- Freelancers and independent contractors (though they may have different tax considerations and should consult tax professionals)
- Individuals seeking to understand the impact of tax changes on their income
- Job seekers comparing offers with different pay structures or tax implications
This wages calculator with tax provides a clear snapshot of how different tax rates affect your take-home earnings, empowering you with knowledge about your financial situation.
Common Misconceptions
One common misconception is that the tax rates shown on pay stubs are fixed. In reality, tax laws can change annually, and your specific tax situation might involve credits or deductions not covered by a simple tax deductions explained tool. This wages calculator with tax provides an *estimate*, and your actual net pay may vary. It's always best to refer to official tax documents or consult a tax professional for precise figures. Another is that the displayed tax rates are the only deductions; other deductions like health insurance premiums, retirement contributions, or union dues are also common and affect net pay.
Wages Calculator with Tax Formula and Mathematical Explanation
The core of any wages calculator with tax lies in its formula, which systematically breaks down your gross income into taxable and non-taxable portions, and then applies the relevant tax rates. Here's a detailed look:
Step-by-Step Derivation
- Calculate Gross Pay Per Pay Period: Divide your Gross Annual Wage by the number of pay periods in a year. The number of pay periods depends on your chosen Pay Frequency (e.g., Monthly: 12, Bi-weekly: 26, Weekly: 52).
- Calculate Total Tax Rate: Sum up all applicable tax rates: Federal Income Tax Rate + State Income Tax Rate + Local Income Tax Rate + Social Security Tax Rate + Medicare Tax Rate.
- Calculate Total Tax Amount Per Pay Period: Multiply your Gross Pay Per Pay Period by the Total Tax Rate.
- Calculate Net Pay Per Pay Period: Subtract the Total Tax Amount Per Pay Period from the Gross Pay Per Pay Period.
Clear Variable Explanations
Understanding the variables used in our wages calculator with tax is key:
- Gross Annual Wage: The total amount of money earned in a year before any taxes or deductions are taken out.
- Pay Frequency: How often an employee receives their wages (e.g., weekly, bi-weekly, monthly).
- Federal Income Tax Rate: The percentage of income paid to the federal government. This is often progressive, meaning higher earners pay a higher rate on portions of their income.
- State Income Tax Rate: The percentage of income paid to your state government. Varies significantly by state; some have no state income tax.
- Local Income Tax Rate: The percentage of income paid to local governments (cities, counties). Not applicable in all locations.
- Social Security Tax Rate: A mandatory federal tax that funds retirement, disability, and survivor benefits. It has an income cap.
- Medicare Tax Rate: A mandatory federal tax that funds healthcare for seniors.
Variables Table
| Variable Name | Meaning | Unit | Typical Range |
|---|---|---|---|
| Gross Annual Wage | Total earnings before deductions | Currency ($) | $20,000 – $200,000+ |
| Pay Frequency | How often wages are paid | Frequency | Weekly, Bi-weekly, Monthly, Annually |
| Federal Income Tax Rate | Federal tax withholding percentage | % | 0% – 37% (Statutory brackets) |
| State Income Tax Rate | State tax withholding percentage | % | 0% – 13%+ (Varies by state) |
| Local Income Tax Rate | Local tax withholding percentage | % | 0% – 5%+ (Varies by locality) |
| Social Security Tax Rate | Social Security contribution percentage | % | 6.2% (up to annual wage limit) |
| Medicare Tax Rate | Medicare contribution percentage | % | 1.45% (No income limit) |
Practical Examples (Real-World Use Cases)
Let's illustrate how the wages calculator with tax works with practical scenarios:
Example 1: Standard Monthly Earner
Scenario: Sarah earns a gross annual wage of $60,000. She is paid monthly. Her federal tax rate is 15%, state tax is 5%, local tax is 1%, Social Security is 6.2%, and Medicare is 1.45%.
Inputs:
- Gross Annual Wage: $60,000
- Pay Frequency: Monthly
- Federal Tax Rate: 15%
- State Tax Rate: 5%
- Local Tax Rate: 1%
- Social Security Rate: 6.2%
- Medicare Rate: 1.45%
Calculations:
- Gross Monthly Pay: $60,000 / 12 = $5,000
- Total Tax Rate: 15% + 5% + 1% + 6.2% + 1.45% = 28.65%
- Total Taxes Per Month: $5,000 * 0.2865 = $1,432.50
- Net Monthly Pay: $5,000 – $1,432.50 = $3,567.50
Interpretation: Sarah can expect to take home approximately $3,567.50 each month after taxes and mandatory contributions. This allows her to create a monthly budget template based on a reliable net income figure.
Example 2: Bi-weekly Earner with No State Tax
Scenario: John earns $78,000 gross annually and is paid bi-weekly. He lives in a state with no income tax. His federal rate is 18%, local tax is 0.5%, Social Security is 6.2%, and Medicare is 1.45%.
Inputs:
- Gross Annual Wage: $78,000
- Pay Frequency: Bi-weekly
- Federal Tax Rate: 18%
- State Tax Rate: 0%
- Local Tax Rate: 0.5%
- Social Security Rate: 6.2%
- Medicare Rate: 1.45%
Calculations:
- Gross Bi-weekly Pay: $78,000 / 26 = $3,000
- Total Tax Rate: 18% + 0% + 0.5% + 6.2% + 1.45% = 26.15%
- Total Taxes Per Bi-weekly Period: $3,000 * 0.2615 = $784.50
- Net Bi-weekly Pay: $3,000 – $784.50 = $2,215.50
Interpretation: John's take-home pay is around $2,215.50 every two weeks. This bi-weekly paycheck breakdown helps him manage his finances more granularly, especially for covering expenses that occur more frequently.
How to Use This Wages Calculator with Tax
Using our wages calculator with tax is straightforward. Follow these simple steps to get an accurate estimate of your net pay:
Step-by-Step Instructions
- Enter Gross Annual Wage: Input your total annual income before any deductions into the "Gross Annual Wage" field.
- Select Pay Frequency: Choose how often you receive your pay from the "Pay Frequency" dropdown menu (Weekly, Bi-weekly, Monthly, Annually).
- Input Tax Rates: Enter your estimated percentages for Federal, State, and Local Income Taxes. If a tax doesn't apply (e.g., no state tax in your location), enter 0%.
- Input FICA Rates: Enter the standard percentages for Social Security (6.2%) and Medicare (1.45%) taxes. These are generally fixed but check for any specific limits or higher rates for high earners (Medicare).
- Click 'Calculate Net Pay': Press the button to see your estimated net pay per pay period.
How to Interpret Results
The calculator will display:
- Net Pay (Primary Result): This is your estimated take-home pay for each pay period after all taxes and standard FICA contributions are deducted.
- Gross Pay (Per Pay Period): Your earnings for the period before any deductions.
- Total Taxes (Per Pay Period): The sum of all estimated federal, state, local, Social Security, and Medicare taxes for that period.
- Total Deductions (Per Pay Period): This reflects mandatory taxes calculated here. Note that other voluntary deductions (e.g., 401k, health insurance) are not included and would further reduce your take-home pay.
- Annual Breakdown Table: Provides a yearly view of your income and deductions, useful for tax preparation estimations.
- Chart: Visually represents the proportion of your gross pay that goes towards various taxes.
Decision-Making Guidance
Use the results from this wages calculator with tax to:
- Create a Budget: Base your budget on your realistic net income to avoid overspending.
- Assess Job Offers: Compare the net pay of different job opportunities, not just the gross salary. Consider the impact of varying state and local taxes.
- Understand Tax Burden: Get a clearer picture of how much of your income is allocated to taxes and social programs. This might prompt you to look into tax planning strategies.
- Plan for Savings: Knowing your net pay makes it easier to set realistic savings goals, whether for emergencies, retirement, or large purchases.
Key Factors That Affect Wages Calculator with Tax Results
While this wages calculator with tax is comprehensive, several factors can influence your actual net pay. Understanding these is vital for a complete financial picture:
- Tax Brackets and Marginal Rates: Income tax is often progressive. The rates entered are typically marginal rates applied to specific income bands. This calculator simplifies by using a single rate, which is an approximation. Higher income earners might face higher effective tax rates than initially estimated if they cross into higher tax brackets.
- Deductions and Credits: This calculator primarily focuses on mandatory tax withholdings. It does not account for itemized deductions (e.g., mortgage interest, charitable donations) or tax credits (e.g., child tax credit, education credits) that can significantly reduce your final tax liability. Consult a tax professional for personalized advice.
- Pre-Tax vs. Post-Tax Deductions: Contributions to retirement accounts (like 401(k) or Traditional IRA) and health insurance premiums are often deducted *before* taxes are calculated (pre-tax), reducing your taxable income. This calculator assumes all entered rates apply to the gross wage directly. If you have significant pre-tax deductions, your actual tax burden will be lower.
- Social Security Wage Base Limit: Social Security tax is only applied up to a certain annual income limit ($168,600 in 2024). Earnings above this limit are not subject to Social Security tax. This calculator does not implement this cap for simplicity, which might slightly overestimate Social Security tax for very high earners.
- State and Local Tax Variations: Tax laws differ dramatically between states and even cities. Some states have no income tax, while others have high rates or complex systems. This calculator requires you to input these rates manually.
- Filing Status: Your tax filing status (Single, Married Filing Jointly, Head of Household) affects your tax brackets and potential deductions/credits, influencing your overall tax liability. This calculator uses a simplified single rate approach.
- Additional Taxes and Fees: Some jurisdictions impose additional taxes (e.g., unemployment insurance tax, specific local levies) or fees that are not included here.
Frequently Asked Questions (FAQ)
- Q1: How accurate is this wages calculator with tax?
- A1: This wages calculator with tax provides a strong estimate based on the inputs you provide. However, it simplifies complex tax regulations. Actual net pay can vary due to specific deductions, credits, tax law changes, and employer-specific payroll calculations. For exact figures, consult your official pay stubs or a tax professional.
- Q2: What is the difference between gross pay and net pay?
- A2: Gross pay is your total earnings before any deductions. Net pay, or take-home pay, is the amount you receive after all mandatory taxes and other authorized deductions have been subtracted from your gross pay.
- Q3: Does this calculator include voluntary deductions like 401(k) or health insurance?
- A3: No, this wages calculator with tax primarily focuses on mandatory tax withholdings (federal, state, local, Social Security, Medicare). Voluntary deductions like 401(k) contributions, health insurance premiums, or other benefits are not included. These would further reduce your take-home pay.
- Q4: Why is my state tax rate different from what I entered?
- A4: State tax systems vary. Some states have flat rates, while others use progressive brackets similar to federal taxes. The rate you enter is a simplified estimate. Your actual state tax withholding depends on your specific tax situation and the state's regulations.
- Q5: What is the Social Security wage base limit?
- A5: The Social Security tax is applied only to earnings up to a certain annual limit set by the government each year ($168,600 for 2024). Income above this threshold is not taxed for Social Security. This calculator does not apply this limit for simplicity.
- Q6: Can I use this calculator for self-employment income?
- A6: This calculator is primarily designed for employees. Self-employed individuals have different tax obligations, including paying both the employee and employer portions of Social Security and Medicare taxes (SECA tax), and often making estimated tax payments quarterly. They should consult a tax advisor or use specialized self-employment tax calculators.
- Q7: How often should I use a wages calculator with tax?
- A7: It's beneficial to use this wages calculator with tax whenever you want to understand your pay, compare job offers, or when tax laws change. Regularly checking your estimated net pay can help you stay on track with your financial goals.
- Q8: What if I have multiple jobs?
- A8: If you have multiple jobs, you should ideally calculate the net pay for each job separately using this calculator. Be mindful of tax brackets, especially for federal income tax. Earning income from multiple sources can push you into a higher combined tax bracket, potentially leading to a higher overall tax liability than anticipated if not managed carefully. Consider adjusting your tax withholding.
Related Tools and Internal Resources
- Salary vs Hourly Pay Calculator – Helps compare different compensation structures to find the best fit for your needs.
- Take-Home Paycheck Calculator – A quick tool to estimate your net earnings per paycheck.
- Yearly Budget Planner – Organize your finances throughout the year using a comprehensive budgeting tool.
- Tax Deductions and Credits Explained – Learn about common deductions and credits that can lower your tax bill.
Copied to clipboard!
// Function to get number input value or default to 0
function getInputValue(id, defaultValue) {
var input = document.getElementById(id);
var value = parseFloat(input.value);
return isNaN(value) ? defaultValue : value;
}
// Function to get select input value
function getSelectValue(id) {
var select = document.getElementById(id);
return select.value;
}
// Function to set text content for an element
function setText(id, value) {
var element = document.getElementById(id);
if (element) {
element.textContent = value;
}
}
// Function to format currency
function formatCurrency(amount) {
return "$" + amount.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
}
// Function to get number of pay periods based on frequency
function getPayPeriodsPerYear(frequency) {
switch (frequency) {
case 'weekly':
return 52;
case 'bi-weekly':
return 26;
case 'monthly':
return 12;
case 'annually':
return 1;
default:
return 12; // Default to monthly
}
}
// Function to validate input and show error
function validateInput(id, errorId, min, max, isRequired) {
var input = document.getElementById(id);
var errorDiv = document.getElementById(errorId);
var value = input.value.trim();
var numValue = parseFloat(value);
var isValid = true;
errorDiv.style.display = 'none'; // Hide error by default
if (isRequired && value === ") {
errorDiv.textContent = "This field is required.";
errorDiv.style.display = 'block';
isValid = false;
} else if (value !== " && isNaN(numValue)) {
errorDiv.textContent = "Please enter a valid number.";
errorDiv.style.display = 'block';
isValid = false;
} else if (numValue max) {
errorDiv.textContent = "Value cannot exceed " + max + ".";
errorDiv.style.display = 'block';
isValid = false;
}
return isValid;
}
// Function to validate specific inputs
function runValidations() {
var allValid = true;
allValid = validateInput('grossAnnualWage', 'grossAnnualWageError', 0, undefined, true) && allValid;
validateInput('payFrequency', 'payFrequencyError', 0, undefined, true); // Not strictly numeric, but check selection
allValid = validateInput('federalTaxRate', 'federalTaxRateError', 0, 100, true) && allValid;
allValid = validateInput('stateTaxRate', 'stateTaxRateError', 0, 100, true) && allValid;
allValid = validateInput('localTaxRate', 'localTaxRateError', 0, 100, true) && allValid;
allValid = validateInput('socialSecurityRate', 'socialSecurityRateError', 0, 100, true) && allValid;
allValid = validateInput('medicareRate', 'medicareRateError', 0, 100, true) && allValid;
return allValid;
}
// Function to update chart
function updateChart(grossPay, federalTax, stateTax, localTax, socialSecurityTax, medicareTax) {
var ctx = document.getElementById('taxDeductionChart').getContext('2d');
var chartData = {
labels: ['Federal Tax', 'State Tax', 'Local Tax', 'Social Security', 'Medicare'],
datasets: [{
label: 'Deduction Amount',
data: [federalTax, stateTax, localTax, socialSecurityTax, medicareTax],
backgroundColor: [
'rgba(255, 99, 132, 0.7)', // Federal
'rgba(54, 162, 235, 0.7)', // State
'rgba(255, 206, 86, 0.7)', // Local
'rgba(75, 192, 192, 0.7)', // Social Security
'rgba(153, 102, 255, 0.7)' // Medicare
],
borderColor: [
'rgba(255, 99, 132, 1)',
'rgba(54, 162, 235, 1)',
'rgba(255, 206, 86, 1)',
'rgba(75, 192, 192, 1)',
'rgba(153, 102, 255, 1)'
],
borderWidth: 1
}]
};
// Destroy previous chart instance if it exists
if (window.taxDeductionChartInstance) {
window.taxDeductionChartInstance.destroy();
}
window.taxDeductionChartInstance = new Chart(ctx, {
type: 'pie', // Or 'bar' depending on preference
data: chartData,
options: {
responsive: true,
maintainAspectRatio: false,
plugins: {
legend: {
position: 'top',
},
title: {
display: true,
text: 'Tax Deduction Breakdown'
}
}
}
});
}
// Function to update the annual breakdown table
function updateAnnualTable(annualData) {
var tableBody = document.getElementById('annualBreakdownBody');
tableBody.innerHTML = "; // Clear existing rows
for (var i = 0; i < annualData.length; i++) {
var row = tableBody.insertRow();
row.insertCell(0).textContent = annualData[i].period;
row.insertCell(1).textContent = formatCurrency(annualData[i].grossPay);
row.insertCell(2).textContent = formatCurrency(annualData[i].federalTax);
row.insertCell(3).textContent = formatCurrency(annualData[i].stateTax);
row.insertCell(4).textContent = formatCurrency(annualData[i].localTax);
row.insertCell(5).textContent = formatCurrency(annualData[i].socialSecurityTax);
row.insertCell(6).textContent = formatCurrency(annualData[i].medicareTax);
row.insertCell(7).textContent = formatCurrency(annualData[i].totalDeductions);
row.insertCell(8).textContent = formatCurrency(annualData[i].netPay);
}
}
// Main calculation function
function calculateWages() {
if (!runValidations()) {
return; // Stop if validation fails
}
var grossAnnualWage = getInputValue('grossAnnualWage', 0);
var payFrequency = getSelectValue('payFrequency');
var federalTaxRate = getInputValue('federalTaxRate', 0) / 100;
var stateTaxRate = getInputValue('stateTaxRate', 0) / 100;
var localTaxRate = getInputValue('localTaxRate', 0) / 100;
var socialSecurityRate = getInputValue('socialSecurityRate', 0) / 100;
var medicareRate = getInputValue('medicareRate', 0) / 100;
var payPeriods = getPayPeriodsPerYear(payFrequency);
var grossPayPerPeriod = (payFrequency === 'annually') ? grossAnnualWage : grossAnnualWage / payPeriods;
// Calculate taxes per period
var federalTaxAmount = grossPayPerPeriod * federalTaxRate;
var stateTaxAmount = grossPayPerPeriod * stateTaxRate;
var localTaxAmount = grossPayPerPeriod * localTaxRate;
var socialSecurityTaxAmount = grossPayPerPeriod * socialSecurityRate;
var medicareTaxAmount = grossPayPerPeriod * medicareRate;
var totalTaxesPerPeriod = federalTaxAmount + stateTaxAmount + localTaxAmount + socialSecurityTaxAmount + medicareTaxAmount;
var netPayPerPeriod = grossPayPerPeriod – totalTaxesPerPeriod;
// Annual breakdown calculation
var annualBreakdown = [];
var currentAnnualGross = 0;
var currentAnnualFederal = 0;
var currentAnnualState = 0;
var currentAnnualLocal = 0;
var currentAnnualSS = 0;
var currentAnnualMedicare = 0;
var currentAnnualTotalDeductions = 0;
var currentAnnualNetPay = 0;
if (payFrequency === 'annually') {
var annualGross = grossAnnualWage;
var annualFederal = annualGross * federalTaxRate;
var annualState = annualGross * stateTaxRate;
var annualLocal = annualGross * localTaxRate;
var annualSS = annualGross * socialSecurityRate;
var annualMedicare = annualGross * medicareRate;
var annualTotalDeductions = annualFederal + annualState + annualLocal + annualSS + annualMedicare;
var annualNetPay = annualGross – annualTotalDeductions;
annualBreakdown.push({
period: 'Annual',
grossPay: annualGross,
federalTax: annualFederal,
stateTax: annualState,
localTax: annualLocal,
socialSecurityTax: annualSS,
medicareTax: annualMedicare,
totalDeductions: annualTotalDeductions,
netPay: annualNetPay
});
} else {
for (var i = 0; i < payPeriods; i++) {
var periodGross = grossPayPerPeriod;
var periodFederal = periodGross * federalTaxRate;
var periodState = periodGross * stateTaxRate;
var periodLocal = periodGross * localTaxRate;
var periodSS = periodGross * socialSecurityRate;
var periodMedicare = periodGross * medicareRate;
var periodTotalDeductions = periodFederal + periodState + periodLocal + periodSS + periodMedicare;
var periodNetPay = periodGross – periodTotalDeductions;
currentAnnualGross += periodGross;
currentAnnualFederal += periodFederal;
currentAnnualState += periodState;
currentAnnualLocal += periodLocal;
currentAnnualSS += periodSS;
currentAnnualMedicare += periodMedicare;
currentAnnualTotalDeductions += periodTotalDeductions;
currentAnnualNetPay += periodNetPay;
if (i === payPeriods – 1) { // Add the annual summary row on the last iteration
annualBreakdown.push({
period: 'Annual',
grossPay: currentAnnualGross,
federalTax: currentAnnualFederal,
stateTax: currentAnnualState,
localTax: currentAnnualLocal,
socialSecurityTax: currentAnnualSS,
medicareTax: currentAnnualMedicare,
totalDeductions: currentAnnualTotalDeductions,
netPay: currentAnnualNetPay
});
}
}
}
// Update results display
setText('netPayResult', formatCurrency(netPayPerPeriod));
setText('grossPayPeriodResult', formatCurrency(grossPayPerPeriod));
setText('totalTaxesResult', formatCurrency(totalTaxesPerPeriod));
setText('totalDeductionsResult', formatCurrency(totalTaxesPerPeriod)); // Assuming only taxes for now
// Update chart
updateChart(grossPayPerPeriod, federalTaxAmount, stateTaxAmount, localTaxAmount, socialSecurityTaxAmount, medicareTaxAmount);
// Update table
updateAnnualTable(annualBreakdown);
}
// Function to reset calculator inputs and results
function resetCalculator() {
document.getElementById('grossAnnualWage').value = '50000';
document.getElementById('payFrequency').value = 'monthly';
document.getElementById('federalTaxRate').value = '15';
document.getElementById('stateTaxRate').value = '5';
document.getElementById('localTaxRate').value = '1';
document.getElementById('socialSecurityRate').value = '6.2';
document.getElementById('medicareRate').value = '1.45';
// Reset errors
document.getElementById('grossAnnualWageError').style.display = 'none';
document.getElementById('payFrequencyError').style.display = 'none';
document.getElementById('federalTaxRateError').style.display = 'none';
document.getElementById('stateTaxRateError').style.display = 'none';
document.getElementById('localTaxRateError').style.display = 'none';
document.getElementById('socialSecurityRateError').style.display = 'none';
document.getElementById('medicareRateError').style.display = 'none';
// Reset results display
setText('netPayResult', '$0.00');
setText('grossPayPeriodResult', '$0.00');
setText('totalTaxesResult', '$0.00');
setText('totalDeductionsResult', '$0.00');
// Clear chart and table
if (window.taxDeductionChartInstance) {
window.taxDeductionChartInstance.destroy();
window.taxDeductionChartInstance = null; // Remove reference
}
var tableBody = document.getElementById('annualBreakdownBody');
tableBody.innerHTML = '';
// Optionally trigger a calculation with default values after reset
calculateWages();
}
// Function to copy results to clipboard
function copyResults() {
var netPay = document.getElementById('netPayResult').textContent;
var grossPayPeriod = document.getElementById('grossPayPeriodResult').textContent;
var totalTaxes = document.getElementById('totalTaxesResult').textContent;
var totalDeductions = document.getElementById('totalDeductionsResult').textContent; // Showing taxes here
var summary = "— Wages Calculator Results —\n";
summary += "Gross Pay (Per Pay Period): " + grossPayPeriod + "\n";
summary += "Total Taxes (Per Pay Period): " + totalTaxes + "\n";
summary += "Total Deductions (Per Pay Period): " + totalDeductions + "\n";
summary += "——————————–\n";
summary += "Estimated Net Pay (Per Pay Period): " + netPay + "\n";
summary += "——————————–";
var textArea = document.createElement("textarea");
textArea.value = summary;
document.body.appendChild(textArea);
textArea.select();
try {
document.execCommand('copy');
// Show toast notification
var toast = document.getElementById("toast");
toast.className = "toast show";
setTimeout(function(){ toast.className = toast.className.replace("toast show", "toast"); }, 3000);
} catch (err) {
console.error('Failed to copy text: ', err);
alert('Failed to copy results. Please copy manually.');
} finally {
document.body.removeChild(textArea);
}
}
// Add event listeners for real-time updates (optional, can also rely on button click)
var inputs = document.querySelectorAll('.loan-calc-container input, .loan-calc-container select');
for (var i = 0; i < inputs.length; i++) {
inputs[i].addEventListener('input', function() {
// Trigger calculation on input change, but avoid excessive calls
// You might want to debounce this for better performance
if (document.getElementById('netPayResult').textContent !== '$0.00') { // Only recalculate if initial calc done
calculateWages();
}
});
}
// Initial calculation on page load
window.onload = function() {
// Load Chart.js library dynamically if not already present
if (typeof Chart === 'undefined') {
var script = document.createElement('script');
script.src = 'https://cdn.jsdelivr.net/npm/chart.js@3.7.0/dist/chart.min.js'; // Use a specific version for stability
script.onload = function() {
calculateWages(); // Perform calculation after chart library is loaded
};
script.onerror = function() {
console.error("Failed to load Chart.js library.");
alert("Error: Could not load charting library. Please check your internet connection.");
};
document.head.appendChild(script);
} else {
calculateWages(); // Calculate immediately if Chart.js is already available
}
};