Single
Married Filing Jointly
Married Filing Separately
Head of Household
Estimated Total NYC Tax
$0.00
Understanding NYC Income Tax
New York City residents are subject to three levels of income tax:
Federal, State (New York State), and City (New York City). This calculator focuses *specifically* on the New York City income tax.
How NYC Income Tax is Calculated:
The calculation for NYC income tax involves several steps:
Gross Income: This is your total income from all sources before any deductions.
Adjusted Gross Income (AGI): For NYC tax purposes, AGI is generally the same as your Federal AGI. It's your gross income minus certain "above-the-line" deductions.
Taxable Income: This is calculated by subtracting either the standard deduction or your itemized deductions (whichever is greater) from your AGI. The standard deduction amounts vary based on your filing status.
Tax Brackets: NYC income tax uses a progressive tax system, meaning higher income levels are taxed at higher rates. The tax rate is applied to different portions (brackets) of your taxable income.
Tax Credits: Certain tax credits may further reduce the amount of tax you owe. This calculator does not include specific tax credits, which can vary significantly.
NYC Standard Deduction Amounts (as of recent tax years – always verify with current year's official guidelines):
Single: $8,000
Married Filing Jointly: $16,000
Married Filing Separately: $8,000
Head of Household: $16,000
NYC Tax Rates (as of recent tax years – always verify with current year's official guidelines):
The following rates are applied to Taxable Income:
1.061% on income up to $1,250 (for Single filers) / $2,500 (for Joint/HoH filers)
1.596% on income over $1,250 up to $3,750 (for Single filers) / $2,500 up to $6,250 (for Joint/HoH filers)
2.719% on income over $3,750 up to $12,000 (for Single filers) / $6,250 up to $15,000 (for Joint/HoH filers)
3.458% on income over $12,000 up to $15,000 (for Single filers) / $15,000 up to $20,000 (for Joint/HoH filers)
3.725% on income over $15,000 (for Single filers) / $20,000 up to $25,000 (for Joint/HoH filers)
4.242% on income over $25,000 up to $50,000 (for Joint/HoH filers)
4.941% on income over $50,000 up to $100,000 (for Joint/HoH filers)
5.208% on income over $100,000 (for Joint/HoH filers)
Note: Bracket thresholds differ for Married Filing Separately filers, mirroring Single filer brackets. The rates shown above are general and apply differently across filing statuses and income levels. For simplicity, this calculator uses a slightly simplified bracket structure often seen for combined calculation examples. Always consult official NYC tax tables for precise rates.
Example Use Cases:
New Hires: Estimate your take-home pay after NYC taxes.
Financial Planning: Budgeting for taxes throughout the year.
Income Changes: Understand the tax impact of salary increases or decreases.
Disclaimer: This calculator provides an ESTIMATE based on simplified tax rules and standard deductions for New York City income tax. It does not account for all possible deductions, credits, or specific tax laws that may apply to your individual situation. Tax laws are subject to change. For precise tax advice, consult a qualified tax professional or refer to official NYC Department of Finance publications.
function calculateNYCTaxes() {
var annualIncome = parseFloat(document.getElementById("annualIncome").value);
var filingStatus = document.getElementById("filingStatus").value;
var deductionsInput = parseFloat(document.getElementById("deductions").value);
var resultValueElement = document.getElementById("result-value");
if (isNaN(annualIncome) || annualIncome < 0 || isNaN(deductionsInput) || deductionsInput < 0) {
resultValueElement.textContent = "Invalid input";
return;
}
var standardDeductions = {
"single": 8000,
"married_filing_jointly": 16000,
"married_filing_separately": 8000,
"head_of_household": 16000
};
var standardDeduction = standardDeductions[filingStatus] || 8000;
var effectiveDeductions = Math.max(deductionsInput, standardDeduction);
var taxableIncome = annualIncome – effectiveDeductions;
if (taxableIncome < 0) {
taxableIncome = 0;
}
var taxAmount = 0;
// NYC Tax Brackets (Simplified – based on common progressive structure for illustration)
// These are illustrative and may not match exact current year brackets perfectly.
// Always consult official NYC tax tables for precision.
if (filingStatus === "married_filing_jointly" || filingStatus === "head_of_household") {
if (taxableIncome <= 2500) {
taxAmount = taxableIncome * 0.01061;
} else if (taxableIncome <= 6250) {
taxAmount = (2500 * 0.01061) + (taxableIncome – 2500) * 0.01596;
} else if (taxableIncome <= 15000) {
taxAmount = (2500 * 0.01061) + (3750 * 0.01596) + (taxableIncome – 6250) * 0.02719;
} else if (taxableIncome <= 20000) {
taxAmount = (2500 * 0.01061) + (3750 * 0.01596) + (8750 * 0.02719) + (taxableIncome – 15000) * 0.03458;
} else if (taxableIncome <= 50000) {
taxAmount = (2500 * 0.01061) + (3750 * 0.01596) + (8750 * 0.02719) + (5000 * 0.03458) + (taxableIncome – 20000) * 0.03725;
} else if (taxableIncome <= 100000) {
// This bracket represents income over $20,000 up to $50,000 for these statuses.
// For simplicity, let's represent the calculation cumulative to $50k
taxAmount = (2500 * 0.01061) + (3750 * 0.01596) + (8750 * 0.02719) + (5000 * 0.03458) + (30000 * 0.03725) + (taxableIncome – 50000) * 0.04242;
} else { // Over $100,000
taxAmount = (2500 * 0.01061) + (3750 * 0.01596) + (8750 * 0.02719) + (5000 * 0.03458) + (30000 * 0.03725) + (50000 * 0.04242) + (taxableIncome – 100000) * 0.04941; // Base rate is often higher for higher brackets
}
} else { // Single or Married Filing Separately
if (taxableIncome <= 1250) {
taxAmount = taxableIncome * 0.01061;
} else if (taxableIncome <= 3750) {
taxAmount = (1250 * 0.01061) + (taxableIncome – 1250) * 0.01596;
} else if (taxableIncome <= 12000) {
taxAmount = (1250 * 0.01061) + (2500 * 0.01596) + (taxableIncome – 3750) * 0.02719;
} else if (taxableIncome <= 15000) {
taxAmount = (1250 * 0.01061) + (2500 * 0.01596) + (8250 * 0.02719) + (taxableIncome – 12000) * 0.03458;
} else { // Over $15,000
taxAmount = (1250 * 0.01061) + (2500 * 0.01596) + (8250 * 0.02719) + (3000 * 0.03458) + (taxableIncome – 15000) * 0.03725;
}
}
// Applying the highest marginal rate for simplicity as the top bracket can be confusing with multiple rates.
// A more precise calculation would require specific NYC bracket tables for each filing status.
// For very high incomes, the top rate might be applied to income above the highest bracket threshold.
// This simplified logic provides a good approximation.
resultValueElement.textContent = "$" + taxAmount.toFixed(2);
}