Estimate your potential eligibility for Illinois Medicaid (AABD – Aid to Aged, Blind, or Disabled). This calculator is for informational purposes only and does not guarantee eligibility.
In Illinois, eligibility for the Aged, Blind, or Disabled (AABD) Medicaid program is primarily based on financial need and specific medical criteria. Unlike other Medicaid programs that might focus solely on income for families or children, AABD has unique requirements related to age, disability, and income/asset limitations. This calculator aims to provide a simplified estimate based on key factors.
Key Eligibility Factors for AABD in Illinois:
Age: Must be 65 years or older.
Blindness: Must meet the Social Security Administration's definition of blindness.
Disability: Must meet the Social Security Administration's definition of disability and be unable to engage in substantial gainful activity.
Income: There are strict income limits that vary based on household size. These limits are periodically updated by the Illinois Department of Human Services (IDHS).
Assets/Resources: While not directly included in this simplified calculator, Illinois generally has asset limits for AABD Medicaid, though some assets are exempt (like a primary residence in many cases).
How This Calculator Works (Simplified Logic):
This calculator uses a simplified approach based on common income thresholds for the AABD program in Illinois. Please note that actual eligibility is determined by the Illinois Department of Human Services (IDHS) after a full application and review process.
Income Limits: The income limits are the most critical financial factor. For AABD, these limits are significantly lower than for other Medicaid categories and are tied to the Federal Poverty Level (FPL), adjusted for household size. As of recent guidelines, individuals typically need an income at or below a certain percentage of the FPL to qualify, especially if they have a disability preventing work.
Medical Condition: The requirement for a disabling medical condition is a fundamental prerequisite for the AABD category. If this condition is not met, eligibility under AABD would not be possible, regardless of income.
Formula Used (Illustrative):
While precise figures change, a common benchmark for AABD eligibility often hovers around 70-80% of the Federal Poverty Level for a one-person household, with adjustments for larger households.
For example, let's assume a benchmark income limit (BL) for a single person is approximately $840/month (this is an illustrative number and subject to change based on current FPL and state adjustments).
The calculated eligibility status is determined by comparing the 'Monthly Household Income' to a threshold derived from this benchmark, adjusted for 'Household Size'.
A more accurate representation would involve complex calculations based on the official FPL and specific state allowances, but for a basic estimate:
Eligibility = (Monthly Household Income <= (Benchmark Income Limit * Adjustment Factor for Household Size)) AND (Medical Condition = Yes)
This calculator uses an illustrative benchmark income that increases slightly with household size. The primary check is whether the gross monthly income falls below this threshold, and if the applicant has a qualifying medical condition.
Disclaimer: This tool provides a general estimation. For official determination of eligibility, please contact the Illinois Department of Human Services or apply directly through their available channels. You will need to provide documentation for income, assets, and medical condition.
function calculateMedicaidEligibility() {
var householdIncome = parseFloat(document.getElementById("householdIncome").value);
var householdSize = parseInt(document.getElementById("householdSize").value);
var medicalCondition = document.getElementById("medicalCondition").value;
var resultElement = document.getElementById("result");
// Reset previous result
resultElement.textContent = "–";
resultElement.style.color = "#28a745"; // Default to green
// Basic validation for numeric inputs
if (isNaN(householdIncome) || householdIncome < 0) {
resultElement.textContent = "Invalid Income";
resultElement.style.color = "red";
return;
}
if (isNaN(householdSize) || householdSize < 1) {
resultElement.textContent = "Invalid Household Size";
resultElement.style.color = "red";
return;
}
// — Illustrative Illinois AABD Medicaid Income Limits —
// These are approximate and based on general guidelines.
// Official limits are subject to change and depend on specific Federal Poverty Level (FPL) updates.
// As of recent data, AABD income limits are often set around 70-80% of FPL for a single person,
// and increase with household size. We'll use an illustrative benchmark.
var baseIncomeLimit_SinglePerson = 850; // Illustrative monthly income limit for a single person
var incomeLimitAdjustmentPerPerson = 300; // Illustrative increase per additional person
var calculatedIncomeLimit = baseIncomeLimit_SinglePerson + (householdSize – 1) * incomeLimitAdjustmentPerPerson;
// — Eligibility Logic —
var isEligible = false;
if (medicalCondition === "yes") {
if (householdIncome <= calculatedIncomeLimit) {
isEligible = true;
}
}
// — Display Result —
if (isEligible) {
resultElement.textContent = "Likely Eligible";
resultElement.style.color = "#28a745"; // Success Green
} else {
resultElement.textContent = "Likely Not Eligible";
resultElement.style.color = "red"; // Indicate not eligible
if (medicalCondition === "no") {
resultElement.textContent = "Not Eligible (Medical Condition Required)";
resultElement.style.color = "orange";
}
}
}