Calculate Texas Paycheck

Quickly estimate your take-home pay in Texas by calculating federal income tax, Social Security, Medicare, and other deductions. Understand your paycheck with our comprehensive Texas paycheck calculator.

Texas Paycheck Calculator

Deduction Summary

Deduction Type	Amount	Percentage of Gross

Detailed breakdown of each deduction from your gross pay.

What is a Texas Paycheck Calculation?

A Texas paycheck calculation is the process of determining an individual's net pay (take-home pay) after all mandatory and voluntary deductions are subtracted from their gross earnings. While Texas is famously one of the few states with no state income tax, employees are still subject to federal taxes, Social Security, Medicare, and other potential deductions.

This calculation is crucial for understanding how much money you actually receive from your employer and for personal budgeting. It helps in planning expenses, savings, and investments. Understanding each component of your paycheck empowers you to make informed financial decisions and potentially optimize your withholdings.

Who should use it: Anyone employed in Texas, from full-time workers to part-time staff, freelancers receiving W-2 income, and even individuals anticipating a job offer in the state. It's particularly useful for those who have recently moved to Texas or are comparing job offers.

Common misconceptions:

• "No State Income Tax means all my pay is take-home pay." This is incorrect. Federal income tax, Social Security, and Medicare taxes are still withheld.
• "The calculator will give me the exact amount I receive." Paycheck calculations are estimates. Actual amounts can vary slightly due to specific payroll processing, rounding, or unique tax situations not covered by standard calculators.
• "My W-4 allowances don't matter if there's no state income tax." Your W-4 allowances still significantly impact your federal income tax withholding.

Texas Paycheck Calculation Formula and Mathematical Explanation

The core of a Texas paycheck calculation revolves around determining the Taxable Income and then applying the relevant tax rates and deductions. Since Texas has no state income tax, we focus on federal withholdings.

Step-by-Step Derivation:

1. Calculate Annual Gross Pay: Gross Pay per Period * Number of Pay Periods per Year.
2. Determine Taxable Income:
   • Start with Gross Pay per Period.
   • Subtract Pre-Tax Deductions (e.g., 401(k) contributions).
   • This adjusted amount is your taxable income for federal income tax purposes.
3. Estimate Federal Income Tax Withholding: This is the most complex step and involves using IRS withholding tables or a formula based on filing status, allowances, and taxable income. A simplified approach often uses a per-allowance credit. For 2023/2024, a rough estimate involves:
   Taxable Income per period – (Allowances * Value per Allowance)
   Then applying tax bracket rates. Our calculator uses a simplified methodology commonly found in online tools.
4. Calculate Social Security Tax: Gross Pay per Period * 6.2%. (Subject to an annual wage base limit, $168,600 for 2024).
5. Calculate Medicare Tax: Gross Pay per Period * 1.45%.
6. Calculate Total Deductions: Sum of Federal Income Tax Withheld + Social Security Tax + Medicare Tax + Pre-Tax 401(k) Contribution + Additional Withholding + Other Voluntary Deductions.
7. Calculate Net Pay: Gross Pay per Period – Total Deductions.

Variable Explanations:

Variable	Meaning	Unit	Typical Range / Notes
Gross Pay	Total earnings before any deductions.	Currency ($)	Varies widely based on job and hours.
Pay Frequency	How often an employee is paid.	Frequency (e.g., Weekly, Monthly)	Common: Weekly (52/yr), Bi-Weekly (26/yr), Semi-Monthly (24/yr), Monthly (12/yr).
Filing Status	Federal income tax filing category.	Status	Single, Married, Head of Household.
Allowances/Dependents	Number of dependents and credits claimed on Form W-4. Reduces taxable income for withholding.	Count	Typically 0 or more.
Additional Withholding	Extra amount voluntarily withheld per pay period.	Currency ($)	Usually $0, but can be any positive amount.
Pre-Tax 401(k)	Contributions to a retirement plan deducted before taxes are calculated.	Currency ($)	Varies based on employee choice and plan limits. Reduces taxable income.
Taxable Income	Income subject to federal income tax after pre-tax deductions.	Currency ($)	Gross Pay – Pre-Tax Deductions.
Federal Income Tax	Tax withheld for the U.S. federal government.	Currency ($)	Estimated based on W-4 info and tax tables.
Social Security Tax	Mandatory federal tax supporting Social Security benefits.	Currency ($)	6.2% of Gross Pay (up to annual limit).
Medicare Tax	Mandatory federal tax supporting Medicare.	Currency ($)	1.45% of Gross Pay (no limit).
Net Pay	Take-home pay after all deductions.	Currency ($)	Gross Pay – Total Deductions.

Practical Examples (Real-World Use Cases)

Example 1: Single Employee, Standard Withholding

Scenario: Sarah is single and works as a graphic designer in Austin, Texas. She is paid bi-weekly and claims 1 allowance on her W-4. Her gross pay per period is $2,000. She does not contribute to a 401(k).

Inputs:

• Gross Pay: $2,000
• Pay Frequency: Bi-Weekly (26 periods/year)
• Filing Status: Single
• Allowances: 1
• Additional W4: $0
• 401(k) Plan: No

Estimated Outputs:

• Taxable Income: ~$1,828 (Calculation varies slightly based on exact withholding tables)
• Federal Income Tax Withheld: ~$120
• Social Security Tax: $124 (6.2% of $2,000)
• Medicare Tax: $29 (1.45% of $2,000)
• Total Deductions: ~$273
• Net Pay: ~$1,727

Financial Interpretation: Sarah's take-home pay is significantly less than her gross pay due to federal taxes. She can adjust her allowances or voluntarily withhold more if she anticipates a tax liability, or less if she's overpaying.

Example 2: Married Couple, Higher Income with 401(k)

Scenario: John and Maria are married and live in Dallas. John's gross pay is $3,000 semi-monthly. They file as Married Filing Jointly and claim 4 allowances. John contributes $200 pre-tax to his company's 401(k) each pay period. He also chooses to withhold an additional $50 per paycheck.

Inputs:

• Gross Pay: $3,000
• Pay Frequency: Semi-Monthly (24 periods/year)
• Filing Status: Married
• Allowances: 4
• Additional W4: $50
• 401(k) Plan: Yes
• Pre-Tax 401(k) Contribution: $200

Estimated Outputs:

• Taxable Income: ~$2,800 ($3,000 Gross – $200 401k)
• Federal Income Tax Withheld: ~$250 (This is a rough estimate; actual tables are complex)
• Social Security Tax: $186 (6.2% of $3,000)
• Medicare Tax: $43.50 (1.45% of $3,000)
• Total Deductions: ~$200 (401k) + $50 (Addtl) + ~$250 (FIT) + $186 (SS) + $43.50 (Med) = ~$729.50
• Net Pay: ~$2,270.50 ($3,000 – $729.50)

Financial Interpretation: John's pre-tax 401(k) contribution significantly reduces his taxable income, lowering his federal income tax. The additional withholding helps ensure they don't owe extra tax at year-end, though they should review their W-4 annually. This shows how strategic deductions can impact take-home pay.

How to Use This Texas Paycheck Calculator

Our Texas Paycheck Calculator is designed for simplicity and accuracy. Follow these steps to get your estimated net pay:

1. Enter Gross Pay: Input the total amount you earn before any deductions for your current pay period.
2. Select Pay Frequency: Choose how often you get paid (Weekly, Bi-Weekly, Semi-Monthly, or Monthly). This is crucial for annualizing calculations used in tax withholding.
3. Set Filing Status: Select your federal tax filing status (Single, Married, or Head of Household).
4. Input Allowances: Enter the number from Step 4(c) on your IRS Form W-4. This directly affects your federal income tax withholding.
5. Add Additional Withholding (Optional): If you choose to have extra money withheld for taxes, enter that amount here.
6. Indicate 401(k) Plan: Select "Yes" if your employer offers a pre-tax retirement plan like a 401(k).
7. Enter 401(k) Contribution (If Applicable): If you selected "Yes" for a 401(k) plan, enter the pre-tax amount deducted from your gross pay for this pay period.
8. Click "Calculate Paycheck": The calculator will process your inputs and display your estimated net pay, along with key intermediate values like taxable income and major tax withholdings.

How to Read Results:

• Primary Result (Net Pay): This is your estimated take-home pay for the period.
• Intermediate Values: Understand your Taxable Income, Federal Income Tax, Social Security, and Medicare taxes. The chart and table provide a visual and detailed breakdown.
• Assumptions: The calculator assumes standard federal tax laws and no state income tax. It does not include other potential deductions like health insurance premiums, garnishments, or union dues, which can affect your final net pay.

Decision-Making Guidance: Compare the calculated net pay to your budget. If the net pay is lower than expected, review your W-4 settings and 401(k) contributions. If it's higher, you might be under-withholding federal taxes, potentially leading to a tax bill next year. Use the "Copy Results" button to save your calculations or share them.

Key Factors That Affect Texas Paycheck Results

Several factors influence your take-home pay in Texas, even without state income tax:

1. Gross Earnings: This is the foundation. Higher gross pay means higher potential deductions for taxes and benefits, but also a higher net pay in absolute terms. Adjusting hourly rates or salaries directly impacts this.
2. Pay Frequency: While your annual income might be the same, how often you're paid affects the amount withheld per period. Monthly paychecks will have larger tax deductions than weekly ones, even if the annual tax is identical.
3. Federal Income Tax Withholding (W-4 Settings): This is highly customizable. Filing status (Single vs. Married), number of allowances claimed, and additional withholding amounts directly control how much federal income tax is taken out each paycheck. Incorrect W-4 settings can lead to owing money or getting a large refund.
4. Pre-Tax Deductions (e.g., 401(k), Health Insurance): Contributions to accounts like 401(k)s, HSAs, or premiums for employer-sponsored health insurance are typically deducted before federal income tax is calculated. This reduces your taxable income, lowering your federal income tax withholding and potentially increasing your net pay. Maximizing these deductions can be a tax-efficient strategy.
5. Social Security Wage Base Limit: Social Security tax (6.2%) is only applied up to a certain annual income threshold ($168,600 for 2024). Once you reach this limit, no more Social Security tax is withheld for the rest of the year. High earners benefit less from this percentage-based tax after hitting the limit.
6. Additional Voluntary Deductions: This includes things like contributions to Roth IRAs (post-tax), life insurance premiums, or union dues that are taken directly from your paycheck. While they don't affect federal income tax withholding (unless pre-tax), they reduce your final net pay.
7. Other Taxable Income & Credits: While this calculator focuses on regular pay, other income sources (bonuses, commissions) and tax credits claimed on your W-4 can influence the overall tax picture.

Frequently Asked Questions (FAQ)

Does Texas have state income tax?

No, Texas is one of the few states that does not levy a state income tax on its residents. However, federal income taxes, Social Security, and Medicare taxes still apply.

How is federal income tax calculated for withholding?

Federal income tax withholding is based on the information you provide on your Form W-4 (filing status, number of dependents/allowances, additional withholding) and IRS-published withholding tables or formulas, which consider your taxable income after pre-tax deductions.

What's the difference between Social Security and Medicare tax?

Social Security tax (6.2%) funds retirement, disability, and survivor benefits and has an annual wage limit ($168,600 in 2024). Medicare tax (1.45%) funds hospital insurance and has no wage limit. Both are paid by employee and employer.

Can I adjust my W-4 withholdings?

Yes, you can adjust your W-4 allowances and additional withholding at any time by submitting a new W-4 form to your employer. It's recommended to review it annually or after major life events (marriage, birth of a child).

What are pre-tax deductions and how do they affect my paycheck?

Pre-tax deductions, like 401(k) contributions or health insurance premiums, are subtracted from your gross pay before federal income tax is calculated. This lowers your taxable income, reducing your federal income tax withholding and increasing your take-home pay for the current period.

What if my employer doesn't offer a 401(k)?

If your employer doesn't offer a pre-tax retirement plan, you won't have that specific deduction reducing your taxable income. You might consider contributing to an IRA (Traditional or Roth) outside of payroll deductions. Remember, Texas has no state income tax, so your primary tax focus remains federal.

How does the Social Security wage limit affect my paycheck?

Once your year-to-date earnings reach the Social Security wage base limit ($168,600 for 2024), the 6.2% Social Security tax is no longer withheld from your pay for the remainder of the year. This means your net pay will increase in the final pay periods of the year if you earn above that threshold.

Does my paycheck calculation include city or local taxes in Texas?

Generally, no. Texas does not have state income tax, and most cities and localities also do not impose an income tax on wages. Some specific exceptions might exist in rare cases or for certain types of occupational taxes, but for the vast majority of Texas residents, only federal taxes and standard deductions apply.

What if I have multiple jobs in Texas?

If you have multiple jobs, you should adjust your W-4 withholdings for each job. A common strategy is to claim fewer allowances (or none) at each job, or use the IRS Tax Withholding Estimator tool, to ensure enough federal income tax is withheld across all your income sources to avoid owing taxes at year-end.

Related Tools and Internal Resources

• Texas Withholding Calculator A more detailed look at specific Texas state tax codes (though focus is federal).
• Federal Tax Bracket Calculator Understand the tax rates applied to different portions of your income.
• 401(k) Contribution Calculator Estimate your retirement savings growth based on contributions.
• Net Pay Calculator Guide Comprehensive explanation of all factors affecting take-home pay.
• Understanding Your W-4 Form Detailed guide on how to fill out the W-4 for accurate withholding.
• Social Security Tax Limits Explained Information on the annual wage base limit for Social Security contributions.
• Texas Income Tax Guide Overview of the tax landscape for residents of Texas.

0) { filteredData.push(data[i]); filteredLabels.push(labels[i]); filteredColors.push(colors[i]); } } // Add a slice for Gross Pay if needed for context, but usually net pay is the main focus // Or ensure the total adds up correctly if using slices for deductions chart.data.datasets[0].data = filteredData; chart.data.labels = filteredLabels; chart.data.datasets[0].backgroundColor = filteredColors; chart.update(); } function populateTable(grossPay, fedIncomeTax, socialSecurityTax, medicareTax, preTax401k, additionalW4, netPay) { var tableBody = document.querySelector("#deductionTable tbody"); tableBody.innerHTML = ""; // Clear previous rows var deductions = [ { name: "Gross Pay", amount: grossPay, percentage: 100.00 }, { name: "Federal Income Tax", amount: fedIncomeTax, percentage: (grossPay > 0 ? (fedIncomeTax / grossPay) * 100 : 0) }, { name: "Social Security Tax", amount: socialSecurityTax, percentage: (grossPay > 0 ? (socialSecurityTax / grossPay) * 100 : 0) }, { name: "Medicare Tax", amount: medicareTax, percentage: (grossPay > 0 ? (medicareTax / grossPay) * 100 : 0) }, { name: "401(k) Pre-Tax Contribution", amount: preTax401k, percentage: (grossPay > 0 ? (preTax401k / grossPay) * 100 : 0) }, { name: "Additional Withholding", amount: additionalW4, percentage: (grossPay > 0 ? (additionalW4 / grossPay) * 100 : 0) } ]; deductions.forEach(function(deduction) { if (deduction.amount > 0 || deduction.name === "Gross Pay") { // Show Gross Pay always, others only if > 0 var row = tableBody.insertRow(); var cell1 = row.insertCell(0); var cell2 = row.insertCell(1); var cell3 = row.insertCell(2); cell1.textContent = deduction.name; cell2.textContent = "$" + deduction.amount.toFixed(2); cell3.textContent = deduction.percentage.toFixed(2) + "%"; } }); // Add Net Pay row var netPayRow = tableBody.insertRow(); var netPayCell1 = netPayRow.insertCell(0); var netPayCell2 = netPayRow.insertCell(1); var netPayCell3 = netPayRow.insertCell(2); netPayCell1.textContent = "Net Pay (Take-Home)"; netPayCell2.textContent = "$" + netPay.toFixed(2); netPayCell3.textContent = (grossPay > 0 ? ((netPay / grossPay) * 100).toFixed(2) : 0) + "%"; netPayCell1.style.fontWeight = "bold"; netPayCell2.style.fontWeight = "bold"; netPayCell3.style.fontWeight = "bold"; } function getErrorMessageElement(inputId) { return document.getElementById(inputId + "Error"); } function clearErrorMessages() { var errorElements = document.querySelectorAll('.error-message'); for (var i = 0; i < errorElements.length; i++) { errorElements[i].classList.remove('visible'); errorElements[i].textContent = ''; } } function validateInput(value, inputElement, min, max, label) { var errorElement = getErrorMessageElement(inputElement.id); if (value === "") { errorElement.textContent = "This field cannot be empty."; errorElement.classList.add('visible'); inputElement.focus(); return false; } var numValue = parseFloat(value); if (isNaN(numValue)) { errorElement.textContent = "Please enter a valid number."; errorElement.classList.add('visible'); inputElement.focus(); return false; } if (numValue max) { errorElement.textContent = label + " cannot exceed " + max.toFixed(2) + "."; errorElement.classList.add('visible'); inputElement.focus(); return false; } return true; } function calculateTexasPaycheck() { clearErrorMessages(); var resultsSection = document.getElementById("resultsSection"); resultsSection.style.display = "block"; var grossPay = parseFloat(document.getElementById("grossPay").value); var payFrequency = parseInt(document.getElementById("payFrequency").value); var filingStatus = document.getElementById("filingStatus").value; var allowances = parseInt(document.getElementById("allowances").value); var additionalW4 = parseFloat(document.getElementById("additionalW4").value); var has401k = document.getElementById("has401k").value; var preTax401k = 0; // Input Validations if (!validateInput(document.getElementById("grossPay").value, document.getElementById("grossPay"), 0, undefined, "Gross Pay")) return; if (!validateInput(document.getElementById("allowances").value, document.getElementById("allowances"), 0, undefined, "Allowances")) return; if (!validateInput(document.getElementById("additionalW4").value, document.getElementById("additionalW4"), 0, undefined, "Additional Withholding")) return; if (has401k === "yes") { preTax401k = parseFloat(document.getElementById("preTax401k").value); if (!validateInput(document.getElementById("preTax401k").value, document.getElementById("preTax401k"), 0, grossPay, "401(k) Contribution")) return; } var annualGrossPay = grossPay * payFrequency; var taxableIncome = grossPay – preTax401k; var annualTaxableIncome = taxableIncome * payFrequency; // Simplified Federal Income Tax Withholding Calculation (using 2023/2024 standard deduction approximations and tax brackets) // This is a simplification and may not perfectly match IRS tables or specific software. var federalIncomeTax = 0; var annualFederalIncomeTax = 0; // Standard deduction rough estimates for withholding calculation purposes var standardDeductionSingle = 13850; var standardDeductionMarried = 27700; var standardDeductionHoH = 20800; var allowanceValue = 4700; // Per allowance value for 2023, approximated for simplicity var effectiveTaxableIncome = annualTaxableIncome; if (filingStatus === "single") { effectiveTaxableIncome = annualTaxableIncome – (allowances * allowanceValue); if (effectiveTaxableIncome < 0) effectiveTaxableIncome = 0; // Applying simplified tax brackets for 2023 (approximate) if (effectiveTaxableIncome <= 11000) annualFederalIncomeTax = effectiveTaxableIncome * 0.10; else if (effectiveTaxableIncome <= 44725) annualFederalIncomeTax = 1100 + (effectiveTaxableIncome – 11000) * 0.12; else if (effectiveTaxableIncome <= 95375) annualFederalIncomeTax = 5147 + (effectiveTaxableIncome – 44725) * 0.22; else if (effectiveTaxableIncome <= 182100) annualFederalIncomeTax = 16290 + (effectiveTaxableIncome – 95375) * 0.24; else if (effectiveTaxableIncome <= 231250) annualFederalIncomeTax = 34103 + (effectiveTaxableIncome – 182100) * 0.32; else if (effectiveTaxableIncome <= 578125) annualFederalIncomeTax = 49733 + (effectiveTaxableIncome – 231250) * 0.35; else annualFederalIncomeTax = 170000 + (effectiveTaxableIncome – 578125) * 0.37; } else if (filingStatus === "married") { effectiveTaxableIncome = annualTaxableIncome – (allowances * allowanceValue); if (effectiveTaxableIncome < 0) effectiveTaxableIncome = 0; // Applying simplified tax brackets for 2023 (approximate) if (effectiveTaxableIncome <= 22000) annualFederalIncomeTax = effectiveTaxableIncome * 0.10; else if (effectiveTaxableIncome <= 89450) annualFederalIncomeTax = 2200 + (effectiveTaxableIncome – 22000) * 0.12; else if (effectiveTaxableIncome <= 190750) annualFederalIncomeTax = 10294 + (effectiveTaxableIncome – 89450) * 0.22; else if (effectiveTaxableIncome <= 364200) annualFederalIncomeTax = 34580 + (effectiveTaxableIncome – 190750) * 0.24; else if (effectiveTaxableIncome <= 462500) annualFederalIncomeTax = 76210 + (effectiveTaxableIncome – 364200) * 0.32; else if (effectiveTaxableIncome <= 693750) annualFederalIncomeTax = 107760 + (effectiveTaxableIncome – 462500) * 0.35; else annualFederalIncomeTax = 188670 + (effectiveTaxableIncome – 693750) * 0.37; } else { // Head of Household effectiveTaxableIncome = annualTaxableIncome – (allowances * allowanceValue); if (effectiveTaxableIncome < 0) effectiveTaxableIncome = 0; // Applying simplified tax brackets for 2023 (approximate) if (effectiveTaxableIncome <= 15700) annualFederalIncomeTax = effectiveTaxableIncome * 0.10; else if (effectiveTaxableIncome <= 59850) annualFederalIncomeTax = 1570 + (effectiveTaxableIncome – 15700) * 0.12; else if (effectiveTaxableIncome <= 95350) annualFederalIncomeTax = 6730 + (effectiveTaxableIncome – 59850) * 0.22; else if (effectiveTaxableIncome <= 182100) annualFederalIncomeTax = 14540 + (effectiveTaxableIncome – 95350) * 0.24; else if (effectiveTaxableIncome <= 231250) annualFederalIncomeTax = 34103 + (effectiveTaxableIncome – 182100) * 0.32; else if (effectiveTaxableIncome <= 578125) annualFederalIncomeTax = 49733 + (effectiveTaxableIncome – 231250) * 0.35; else annualFederalIncomeTax = 170000 + (effectiveTaxableIncome – 578125) * 0.37; } // Ensure we don't subtract more than is earned in tax if(annualFederalIncomeTax < 0) annualFederalIncomeTax = 0; // Adjusting annual tax to per-period withholding federalIncomeTax = annualFederalIncomeTax / payFrequency; // Social Security Tax var socialSecurityWageBase = 168600; // 2024 limit var socialSecurityTaxRate = 0.062; var socialSecurityTaxableAnnual = Math.min(annualGrossPay, socialSecurityWageBase); var socialSecurityTax = (socialSecurityTaxableAnnual / payFrequency) * socialSecurityTaxRate; // Medicare Tax var medicareTaxRate = 0.0145; var medicareTax = grossPay * medicareTaxRate; // Additional Withholding is already per period var totalDeductions = federalIncomeTax + socialSecurityTax + medicareTax + preTax401k + additionalW4; var netPay = grossPay – totalDeductions; // Ensure Net Pay is not negative if (netPay < 0) { netPay = 0; } document.getElementById("primaryResult").textContent = "$" + netPay.toFixed(2); document.getElementById("taxableIncome").textContent = "$" + taxableIncome.toFixed(2); document.getElementById("fedIncomeTax").textContent = "$" + federalIncomeTax.toFixed(2); document.getElementById("socialSecurityTax").textContent = "$" + socialSecurityTax.toFixed(2); document.getElementById("medicareTax").textContent = "$" + medicareTax.toFixed(2); // Update Table populateTable(grossPay, federalIncomeTax, socialSecurityTax, medicareTax, preTax401k, additionalW4, netPay); // Update Chart if (!chart) { initializeChart(); // Initialize if it hasn't been already } updateChart(netPay, federalIncomeTax, socialSecurityTax, medicareTax, preTax401k); // Show the formula explanation and results document.querySelector('.formula-explanation').style.display = 'block'; document.getElementById('resultsSection').style.display = 'block'; } function resetCalculator() { document.getElementById("grossPay").value = "1500"; document.getElementById("payFrequency").value = "2"; // Bi-Weekly document.getElementById("filingStatus").value = "single"; document.getElementById("allowances").value = "2"; document.getElementById("additionalW4").value = "0"; document.getElementById("has401k").value = "no"; document.getElementById("preTax401k").value = "100"; document.getElementById("preTax401k").parentNode.style.display = "none"; // Hide 401k input clearErrorMessages(); document.getElementById("resultsSection").style.display = "none"; document.querySelector('.formula-explanation').style.display = 'none'; // Reset chart data to zero if it exists if (chart) { updateChart(0, 0, 0, 0, 0); } // Reset table populateTable(0, 0, 0, 0, 0, 0, 0); } function copyResults() { var grossPay = parseFloat(document.getElementById("grossPay").value) || 0; var payFrequencyText = document.getElementById("payFrequency"); var payFrequency = payFrequencyText.options[payFrequencyText.selectedIndex].text; var filingStatusText = document.getElementById("filingStatus"); var filingStatus = filingStatusText.options[filingStatusText.selectedIndex].text; var allowances = document.getElementById("allowances").value; var additionalW4 = parseFloat(document.getElementById("additionalW4").value); var has401k = document.getElementById("has401k").value; var preTax401k = (has401k === "yes") ? parseFloat(document.getElementById("preTax401k").value) : 0; var primaryResult = document.getElementById("primaryResult").textContent; var taxableIncome = document.getElementById("taxableIncome").textContent; var fedIncomeTax = document.getElementById("fedIncomeTax").textContent; var socialSecurityTax = document.getElementById("socialSecurityTax").textContent; var medicareTax = document.getElementById("medicareTax").textContent; var resultText = "— Texas Paycheck Calculation Results —\n\n"; resultText += "Gross Pay (Per Period): $" + grossPay.toFixed(2) + "\n"; resultText += "Pay Frequency: " + payFrequency + "\n"; resultText += "Federal Filing Status: " + filingStatus + "\n"; resultText += "Allowances/Dependents: " + allowances + "\n"; if (has401k === "yes") { resultText += "401(k) Pre-Tax Contribution: $" + preTax401k.toFixed(2) + "\n"; } resultText += "Additional Withholding: $" + additionalW4.toFixed(2) + "\n"; resultText += "\n— Key Figures —\n"; resultText += "Estimated Net Pay: " + primaryResult + "\n"; resultText += "Taxable Income: " + taxableIncome + "\n"; resultText += "Federal Income Tax Withheld: " + fedIncomeTax + "\n"; resultText += "Social Security Tax: " + socialSecurityTax + "\n"; resultText += "Medicare Tax: " + medicareTax + "\n"; resultText += "\n— Assumptions —\n"; resultText += "Calculations are estimates based on standard federal tax laws and do not include all possible deductions or state/local taxes (Texas has no state income tax)."; try { navigator.clipboard.writeText(resultText).then(function() { alert('Results copied to clipboard!'); }, function(err) { console.error('Failed to copy results: ', err); alert('Failed to copy results. Please copy manually.'); }); } catch (e) { console.error('Clipboard API not available: ', e); alert('Clipboard API not available. Please copy manually.'); } } // Event listener for 401k selection change document.getElementById("has401k").addEventListener("change", function() { var container = document.getElementById("401kContainer"); if (this.value === "yes") { container.style.display = "block"; } else { container.style.display = "none"; // Optionally clear the 401k input value when hidden document.getElementById("preTax401k").value = ""; } }); // Initial setup: Call reset to set defaults and hide results resetCalculator(); // Initialize the chart when the page loads initializeChart();