Va Disability Calculator 2025

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VA Disability Calculator 2025
Veteran Alone (No Dependents)Veteran with Spouse OnlyVeteran with Spouse and 1 ChildVeteran with 1 Child Only
Enter Disability Ratings (%):
Results:
function calculateVADisability(){var r1=parseFloat(document.getElementById('r1').value)||0;var r2=parseFloat(document.getElementById('r2').value)||0;var r3=parseFloat(document.getElementById('r3').value)||0;var r4=parseFloat(document.getElementById('r4').value)||0;var r5=parseFloat(document.getElementById('r5').value)||0;var status=document.getElementById('v_status').value;var showSteps=document.getElementById('show_steps').checked;var ratings=[r1,r2,r3,r4,r5].filter(function(x){return x>0;});if(ratings.length===0){alert('Please enter at least one disability rating.');return;}ratings.sort(function(a,b){return b-a;});var currentEfficiency=100;var combinedDisability=0;var stepsText="Calculation Steps:
";for(var i=0;i<ratings.length;i++){var impact=currentEfficiency*(ratings[i]/100);stepsText+= (i+1) + ". Rating "+ratings[i]+"% of remaining "+currentEfficiency.toFixed(2)+"% = "+impact.toFixed(2)+"%
";currentEfficiency-=impact;combinedDisability+=impact;}var roundedRating=Math.round(combinedDisability/10)*10;if(roundedRating>100)roundedRating=100;var basePay={ "10": 175.50, "20": 346.40, "30": 537.10, "40": 774.30, "50": 1101.80, "60": 1395.00, "70": 1758.90, "80": 2044.80, "90": 2297.00, "100": 3831.30 };var multipliers={"single":1,"married":1.08,"married_1child":1.15,"1child":1.04};var estimatedPay=0;if(roundedRating>=10){estimatedPay=basePay[roundedRating.toString()];if(roundedRating>=30){if(status==="married")estimatedPay+= (roundedRating/100)*210;if(status==="married_1child")estimatedPay+=(roundedRating/100)*360;if(status==="1child")estimatedPay+=(roundedRating/100)*120;}}document.getElementById('combinedResult').innerHTML="Combined Rating: "+roundedRating+"%";document.getElementById('payResult').innerHTML="Est. 2025 Monthly Pay: $"+estimatedPay.toLocaleString(undefined,{minimumFractionDigits:2,maximumFractionDigits:2});if(showSteps){document.getElementById('stepDetail').innerHTML=stepsText+"Raw Combined: "+combinedDisability.toFixed(2)+"% (Rounded to "+roundedRating+"%)";document.getElementById('stepDetail').style.display='block';}else{document.getElementById('stepDetail').style.display='none';}}

VA Disability Calculator 2025: How to Use

Use this va disability calculator 2025 to estimate your monthly compensation and understand how the Department of Veterans Affairs combines multiple disability ratings. VA compensation is not simply added together; instead, the VA uses a specific "fuzzy math" formula to determine your total disability level.

To get an accurate estimate, follow these steps:

Veteran Status & Dependents
Select your dependency status. In 2025, veterans with a combined rating of 30% or higher are eligible for additional allowances for spouses, children, and dependent parents.
Disability Ratings (%)
Enter each of your individual service-connected disability percentages. You do not need to enter them in any specific order; the calculator will automatically sort them from highest to lowest as required by VA regulations.
Show VA Math Steps
Check this box if you want to see the exact sequence of calculations used to reach your final rounded rating.

How VA Math Works

The VA calculates combined disability by looking at the "whole person." If you have a 50% disability, you are considered 50% efficient. Any subsequent disability is a percentage of that remaining efficiency, not a percentage of the whole 100%.

Combined Rating = (Highest Rating) + (Remaining Efficiency × Next Rating) …

  • Sorting: Ratings are ranked from highest percentage to lowest.
  • Successive Calculation: Each rating is applied to what is "left" of the veteran's health.
  • Rounding: The final raw number is rounded to the nearest 10% increment (e.g., 75% rounds to 80%, while 74% rounds to 70%).

2025 Calculation Example

Example: A Veteran has three service-connected disabilities: 50%, 30%, and 10%.

Step-by-step solution:

  1. Start with 100% health. Apply the 50% rating: 100 * 0.50 = 50. Remaining health is now 50%.
  2. Apply the 30% rating to the 50% remaining: 50 * 0.30 = 15. Remaining health is now 35%.
  3. Apply the 10% rating to the 35% remaining: 35 * 0.10 = 3.5. Remaining health is 31.5%.
  4. Calculate total disability: 50 + 15 + 3.5 = 68.5%.
  5. Final Result: Round 68.5% to the nearest 10%, which is 70%. In 2025, a single veteran at 70% receives approximately $1,758.90 per month.

Frequently Asked Questions

What is the 2025 COLA for VA Disability?

The Cost of Living Adjustment (COLA) for 2025 is based on the Consumer Price Index (CPI-W). While official figures are released in late 2024, projections suggest an increase of approximately 2.5% to 3% over 2024 rates. This va disability calculator 2025 uses an estimated 2.5% adjustment to help veterans plan their budgets.

Does the VA round up or down?

The VA rounds to the nearest 10%. If your combined rating ends in 5 or higher (e.g., 65%), it rounds up to the next 10% (70%). If it ends in 4 or lower (e.g., 64%), it rounds down (60%).

What is the Bilateral Factor?

If you have disabilities affecting both arms or both legs, the VA applies a "Bilateral Factor." This adds an extra 10% of the combined value of those specific disabilities before combining them with other ratings. This calculator provides a base estimate; for complex bilateral claims, consult a VSO.

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