30 Year Fixed Mortgage Rate Calculator

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Investment ROI Calculator

Understanding Return on Investment (ROI)

Return on Investment (ROI) is a performance measure used to evaluate the efficiency or profitability of an investment. It is used to compare the efficiency of a number of different investments. ROI is typically expressed as a percentage and is calculated by dividing the net profit from an investment by its cost.

The basic formula for ROI is:

ROI = ((Final Value – Initial Investment) / Initial Investment) * 100%

For investments held over a period, it's often useful to annualize the ROI to understand the average yearly return. This is calculated by dividing the total ROI by the investment period in years.

Annualized ROI = (Total ROI / Investment Period in Years)

A positive ROI indicates that the investment generated a profit, while a negative ROI signifies a loss. Understanding ROI helps investors make informed decisions about where to allocate their capital.

Example Calculation:

Let's say you invested $10,000 (Initial Investment) in a stock. After 2 years (Investment Period), the stock's value grew to $12,000 (Final Value).

Net Profit: $12,000 – $10,000 = $2,000

Total ROI: ($2,000 / $10,000) * 100% = 20%

Annualized ROI: 20% / 2 years = 10% per year

This means your investment yielded a 20% return over two years, or an average of 10% annually.

function calculateROI() { var initialInvestment = parseFloat(document.getElementById("initialInvestment").value); var finalValue = parseFloat(document.getElementById("finalValue").value); var investmentPeriod = parseFloat(document.getElementById("investmentPeriod").value); var resultDiv = document.getElementById("result"); if (isNaN(initialInvestment) || isNaN(finalValue) || isNaN(investmentPeriod)) { resultDiv.innerHTML = "Please enter valid numbers for all fields."; return; } if (initialInvestment <= 0) { resultDiv.innerHTML = "Initial Investment must be greater than zero."; return; } if (investmentPeriod <= 0) { resultDiv.innerHTML = "Investment Period must be greater than zero."; return; } var netProfit = finalValue – initialInvestment; var totalROI = (netProfit / initialInvestment) * 100; var annualizedROI = totalROI / investmentPeriod; var resultHTML = "Total ROI: " + totalROI.toFixed(2) + "%"; resultHTML += "Annualized ROI: " + annualizedROI.toFixed(2) + "% per year"; resultDiv.innerHTML = resultHTML; }

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