USD to Mexican Peso Exchange Rate Calculator
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Amount to Convert (USD)
Current Exchange Rate (1 USD = ? MXN)
Enter the live mid-market rate or bank rate.
Transfer/Service Fee (USD)
Fees charged by your bank or remittance service.
Convert to Pesos
Initial Amount:
$0.00 USD
Deducted Fee:
-$0.00 USD
Net Amount to Convert:
$0.00 USD
Total Received:
$0.00 MXN
*Exchange rates fluctuate constantly. Result is an estimate based on your input rate.
Understanding the US Dollar to Mexican Peso Exchange Rate
The exchange rate between the United States Dollar (USD) and the Mexican Peso (MXN) is one of the most frequently traded currency pairs in the Americas. Whether you are sending remittances to family in Mexico, planning a vacation to Cancun, or conducting cross-border business, understanding how to calculate the exchange accurately is vital for financial planning.
How This Calculator Works
This calculator provides a precise conversion based on three critical factors:
Principal Amount (USD): The total amount of dollars you intend to send or spend.Exchange Rate: The specific rate offered by your bank or money transfer operator. This is how many pesos you get for every single dollar.Transfer Fees: Most services charge a transaction fee. This calculator subtracts that fee from your principal before converting, or shows the cost impact, ensuring you know exactly how much lands in the recipient's pocket.
Factors Influencing the USD/MXN Rate
The value of the Mexican Peso against the Dollar fluctuates daily due to several macroeconomic factors:
Interest Rate Differentials: Differences between the Federal Reserve (Fed) and Banco de México (Banxico) interest rates often drive capital flow.Oil Prices: Since Mexico is a major oil exporter, high oil prices often strengthen the Peso.Geopolitical Stability: Trade agreements (like USMCA) and political events in either country can cause immediate volatility.Inflation Rates: Lower inflation in the US compared to Mexico generally appreciates the value of the USD against the MXN over the long term.
Example Conversion Scenarios
Below represents how fees and rates impact the final amount received in Mexico based on a $1,000 USD transfer:
Scenario
Amount (USD)
Fee (USD)
Exchange Rate
Total Received (MXN)
Bank Transfer
$1,000
$25.00
17.90
$17,452.50 MXN
Digital Remittance
$1,000
$5.00
18.10
$18,009.50 MXN
Cash Pickup
$1,000
$10.00
17.80
$17,622.00 MXN
Tips for Getting the Best Rate
To maximize the amount of Mexican Pesos you receive:
Compare Providers: Banks often offer lower exchange rates and higher fees compared to specialized online transfer services.Send Larger Amounts: Flat fees have a smaller percentage impact on larger transfers.Watch the Mid-Market Rate: Use this calculator to compare the rate you are offered against the "real" mid-market rate found on financial news sites.
function calculatePesos() {
// 1. Get Input Values
var usdInput = document.getElementById("usdAmount");
var rateInput = document.getElementById("exchangeRate");
var feeInput = document.getElementById("transferFee");
var usd = parseFloat(usdInput.value);
var rate = parseFloat(rateInput.value);
var fee = parseFloat(feeInput.value);
// 2. Validate Inputs
if (isNaN(usd) || usd < 0) {
alert("Please enter a valid USD amount.");
return;
}
if (isNaN(rate) || rate <= 0) {
alert("Please enter a valid exchange rate.");
return;
}
if (isNaN(fee) || fee < 0) {
fee = 0; // Default to 0 if empty or invalid
}
// 3. Perform Calculations
// Net USD represents money actually converted after fees are deducted
var netUSD = usd – fee;
// Handle case where fee is larger than amount
if (netUSD < 0) {
netUSD = 0;
}
var totalMXN = netUSD * rate;
// 4. Format Output Numbers (Currency formatting)
var formatterUSD = new Intl.NumberFormat('en-US', {
style: 'currency',
currency: 'USD',
});
var formatterMXN = new Intl.NumberFormat('es-MX', {
style: 'currency',
currency: 'MXN',
});
// 5. Update HTML Elements
document.getElementById("displayUSD").innerHTML = formatterUSD.format(usd) + " USD";
document.getElementById("displayFee").innerHTML = "-" + formatterUSD.format(fee) + " USD";
document.getElementById("displayNetUSD").innerHTML = formatterUSD.format(netUSD) + " USD";
document.getElementById("displayMXN").innerHTML = formatterMXN.format(totalMXN) + " MXN";
// Show result box
document.getElementById("resultOutput").style.display = "block";
}