Fat Burning Zone Calculator
Your Target Heart Rate Results
Estimated Max Heart Rate: bpm
Heart Rate Reserve (HRR): bpm
Fat Burning Zone (60% – 70% intensity)
– BPM
Stay within this range during cardio to maximize fat oxidation while maintaining endurance.
How to Calculate Your Heart Rate Fat Burning Zone
Understanding your fat-burning zone is essential for tailoring your workouts to meet your weight loss goals. While any exercise burns calories, exercising at a specific intensity ensures that a higher percentage of those calories come from stored body fat rather than carbohydrates.
The Science Behind the Fat Burning Zone
The "Fat Burning Zone" typically occurs when you are working out at 60% to 70% of your Maximum Heart Rate (MHR). At this level of exertion, your body can still take in enough oxygen to facilitate the breakdown of fat cells for energy. If you push into higher zones (80%+), your body switches to glycogen (sugar) because it provides energy faster for high-intensity bursts.
The Karvonen Formula: A More Accurate Approach
Most basic calculators simply take 220 minus your age. However, the Karvonen Formula used in our calculator above is more accurate because it incorporates your Resting Heart Rate (RHR). This accounts for your current cardiovascular fitness level. A more fit person generally has a lower resting heart rate, which changes their "Heart Rate Reserve" (the range between resting and maximum effort).
Step-by-Step Manual Calculation
- Find Maximum Heart Rate (MHR): 220 – Age. (e.g., for age 40, MHR is 180).
- Find Heart Rate Reserve (HRR): MHR – Resting Heart Rate. (e.g., 180 – 70 = 110).
- Calculate Low End (60%): (HRR × 0.60) + Resting Heart Rate. (e.g., 110 × 0.60 + 70 = 136).
- Calculate High End (70%): (HRR × 0.70) + Resting Heart Rate. (e.g., 110 × 0.70 + 70 = 147).
In this example, a 40-year-old with a resting pulse of 70 should aim for 136 to 147 beats per minute to stay in the optimal fat-burning range.
Tips for Success
- Consistency is Key: Aim for 30–60 minutes in this zone, 3 to 5 times per week.
- Monitor Your Pulse: Use a wearable fitness tracker or manually check your pulse at your wrist for 15 seconds and multiply by four.
- Listen to Your Body: If you cannot speak a full sentence while exercising, you are likely above the fat-burning zone and moving into the aerobic or anaerobic zones.