Rates Calculator Ni

Northern Ireland Domestic Rates Calculator

Estimate your 2024/2025 property tax bill

This is the value assessed by Land & Property Services (LPS).
Belfast City Council Antrim and Newtownabbey Ards and North Down Armagh City, Banbridge and Craigavon Causeway Coast and Glens Derry City and Strabane Fermanagh and Omagh Lisburn and Castlereagh Mid and East Antrim Mid Ulster Newry, Mourne and Down

Estimated Rates for 2024/25

Annual Rates Bill: £0.00
Monthly (10 installments): £0.00
Monthly (12 installments): £0.00

*Note: This calculation includes the standard domestic regional rate of 0.004722. Calculations are estimates and do not include specific reliefs or caps.

How Property Rates are Calculated in Northern Ireland

Unlike other parts of the UK where Council Tax is based on valuation bands, Northern Ireland uses a Capital Value system. Your annual rates bill is the sum of two distinct parts: the Regional Rate and the District Rate.

The Formula

(Capital Value x Regional Rate) + (Capital Value x District Rate) = Total Annual Rates

  • Capital Value: The estimated market value of your home as of 1st January 2005, assessed by Land & Property Services (LPS).
  • Regional Rate: This is set annually by the Northern Ireland Assembly and is uniform across the entire country. For the 2024/25 period, the domestic regional rate is 0.004722.
  • District Rate: This is set by your local council to fund local services like waste collection, parks, and leisure centers. Each of the 11 councils sets its own rate.

Practical Example

If you live in Belfast and your property has a capital value of £200,000:

  1. Regional Portion: £200,000 x 0.004722 = £944.40
  2. District Portion (Belfast): £200,000 x 0.003310 = £662.00
  3. Total Annual Bill: £1,606.40

Rate Reliefs and Reductions

Several schemes exist to help homeowners reduce their bill:

  • Lone Pensioner Allowance: A 20% discount for people aged 70 or over who live alone.
  • Disabled Person's Allowance: A 25% reduction if a property has been adapted for a person with a disability.
  • Rate Relief / Housing Benefit: Support for those on low incomes.
  • Early Payment Discount: Usually a 4% discount if the bill is paid in full by a specific date in early summer.
function calculateNIRates() { var capitalValue = document.getElementById("capitalValue").value; var districtRate = document.getElementById("councilArea").value; var regionalRate = 0.004722; // Domestic Regional Rate 2024/25 var resultDiv = document.getElementById("rateResults"); var annualTotalDisplay = document.getElementById("annualTotal"); var monthlyTenDisplay = document.getElementById("monthlyTen"); var monthlyTwelveDisplay = document.getElementById("monthlyTwelve"); if (capitalValue === "" || isNaN(capitalValue) || capitalValue 400000) { calculationValue = 400000; } var totalAnnual = calculationValue * (regionalRate + dRate); var m10 = totalAnnual / 10; var m12 = totalAnnual / 12; annualTotalDisplay.innerText = "£" + totalAnnual.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); monthlyTenDisplay.innerText = "£" + m10.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); monthlyTwelveDisplay.innerText = "£" + m12.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); resultDiv.style.display = "block"; resultDiv.scrollIntoView({ behavior: 'smooth', block: 'nearest' }); }

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