3.5 Interest Rate Mortgage Calculator

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Solar Panel ROI Calculator

Gross System Cost: $0.00
Net Cost (After Incentives): $0.00
Estimated Year 1 Savings: $0.00
Payback Period (Years): 0.0 Years
25-Year Total Savings: $0.00

How Solar ROI is Calculated

Calculating the Return on Investment (ROI) for solar panels involves comparing the upfront installation costs against the long-term energy savings. The primary factors include the size of the system, the local cost of electricity, and government incentives like the federal Investment Tax Credit (ITC).

Understanding the Inputs

  • System Size: Most residential systems range from 5kW to 10kW. A larger system costs more but generates more power.
  • Cost Per Watt: The national average is approximately $2.50 to $3.50 per watt, including parts and labor.
  • Peak Sun Hours: This is not just daylight, but the intensity of sun. High-sun states like Arizona average 5.5+ hours, while cloudier states may average 3.5.
  • Electricity Rate: Your utility company's price per kWh. The higher this rate, the faster your solar panels pay for themselves.
  • Incentives: The US Federal Tax Credit currently covers 30% of the total installation cost.

Typical Solar Payback Example

Scenario System Size Net Cost Estimated Payback
Small Home (Optimized) 4 kW $8,400 6.5 Years
Average Family Home 7 kW $14,700 7.8 Years
Large Estate 12 kW $25,200 8.2 Years

Maximizing Your Solar Investment

To ensure the best ROI, consider the orientation of your roof; south-facing roofs typically produce the most energy. Additionally, monitor your system's performance annually to account for the minor degradation (usually 0.5%) that occurs as panels age. By locking in your energy costs today, you protect yourself against rising utility rates in the future.

function calculateSolarROI() { var systemSize = parseFloat(document.getElementById('systemSize').value); var costPerWatt = parseFloat(document.getElementById('costPerWatt').value); var sunHours = parseFloat(document.getElementById('sunHours').value); var elecRate = parseFloat(document.getElementById('elecRate').value); var incentives = parseFloat(document.getElementById('incentives').value); var degradation = parseFloat(document.getElementById('degradation').value) / 100; if (isNaN(systemSize) || isNaN(costPerWatt) || isNaN(sunHours) || isNaN(elecRate)) { alert("Please enter valid numeric values for all fields."); return; } // Calculations var grossCost = systemSize * 1000 * costPerWatt; var netCost = grossCost * (1 – (incentives / 100)); // Annual Production (System Size * Sun Hours * 365 * 0.78 Efficiency Factor) var annualKwh = systemSize * sunHours * 365 * 0.78; var yearOneSavings = annualKwh * elecRate; // Payback period (Simple calculation) var payback = netCost / yearOneSavings; // 25-Year Cumulative Savings calculation including degradation var totalSavings = 0; var currentYearProduction = annualKwh; for (var i = 0; i < 25; i++) { totalSavings += currentYearProduction * elecRate; currentYearProduction = currentYearProduction * (1 – degradation); } var netProfit = totalSavings – netCost; // Formatting outputs document.getElementById('grossCost').innerHTML = '$' + grossCost.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('netCost').innerHTML = '$' + netCost.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('yearOneSavings').innerHTML = '$' + yearOneSavings.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('paybackPeriod').innerHTML = payback.toFixed(1) + ' Years'; document.getElementById('totalSavings').innerHTML = '$' + netProfit.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); // Display results document.getElementById('roi-results').style.display = 'block'; }

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