AUD – Australian Dollar
FJD – Fiji Dollar
NZD – New Zealand Dollar
USD – US Dollar
EUR – Euro
GBP – British Pound
FJD – Fiji Dollar
AUD – Australian Dollar
NZD – New Zealand Dollar
USD – US Dollar
EUR – Euro
GBP – British Pound
Indicative rate auto-filled (Editable)
Amount Converted:
Exchange Rate Used:
Transfer Fee:
Recipient Receives:
*This calculation is an estimate. Actual rates at ANZ Fiji branches or online banking may vary based on market fluctuations and account type.
Understanding ANZ Fiji Exchange Rates
When conducting international money transfers or exchanging cash with ANZ Fiji, understanding the exchange rate mechanism is crucial for calculating exactly how much Fiji Dollars (FJD) you will receive or how much foreign currency (like AUD, NZD, or USD) is required. The "Buy" and "Sell" rates differ significantly based on whether you are purchasing foreign currency or converting it back to FJD.
How This Calculator Works
This tool allows you to estimate the outcome of a currency conversion involving the Fiji Dollar.
From & To Currency: Select the currency pair. Common transactions involve converting AUD/NZD to FJD for travel or remittances.
Exchange Rate: The calculator provides an indicative rate based on historical averages. However, banks like ANZ publish daily rates (Telegraphic Transfer or Notes) which fluctuate. You can manually edit this field to match the current daily rate provided by ANZ.
Transfer Fee: International transfers often incur a fixed fee (e.g., $15 or $25). Enter this to see the gross cost of your transaction.
Factors Influencing the FJD Exchange Rate
The value of the Fiji Dollar is determined by a basket of currencies of Fiji's major trading partners (Australia, New Zealand, USA, Japan, and the Eurozone).
Tourism Demand: High influxes of tourists from Australia and New Zealand can strengthen the demand for FJD.
Remittances: Personal transfers from Fijians living abroad impact currency reserves.
Commodity Prices: Sugar and other export prices affect the trade balance, influencing the exchange rate.
Telegraphic Transfer (TT) vs. Notes Rate
If you are sending money via internet banking (IMT), the Telegraphic Transfer (TT) rate applies. This is generally better than the Notes rate, which applies when physically exchanging cash at a branch or airport kiosk. Always check which rate applies to your specific transaction type.
// Indicative rates matrix (Approximate values for simulation purposes)
// Format: "FROM-TO": rate
var indicativeRates = {
"AUD-FJD": 1.51,
"FJD-AUD": 0.64,
"NZD-FJD": 1.38,
"FJD-NZD": 0.69,
"USD-FJD": 2.24,
"FJD-USD": 0.43,
"EUR-FJD": 2.41,
"FJD-EUR": 0.39,
"GBP-FJD": 2.80,
"FJD-GBP": 0.34,
"AUD-USD": 0.65,
"USD-AUD": 1.53,
"NZD-AUD": 0.91,
"AUD-NZD": 1.09
};
// Pre-fill rate on load
window.onload = function() {
updateAnzRateSuggestion();
};
function updateAnzRateSuggestion() {
var from = document.getElementById("fromCurrency").value;
var to = document.getElementById("toCurrency").value;
var rateInput = document.getElementById("exchangeRate");
var helper = document.getElementById("rateHelper");
if (from === to) {
rateInput.value = 1;
helper.innerHTML = "Same currency selected (1:1)";
return;
}
var key = from + "-" + to;
var rate = indicativeRates[key];
if (rate) {
rateInput.value = rate;
helper.innerHTML = "Indicative " + from + "/" + to + " rate. Edit if needed.";
} else {
// Fallback estimation logic if pair not explicitly defined
// Converting via USD as a base anchor if needed, or leave blank
rateInput.value = "";
helper.innerHTML = "Please enter current bank rate manually.";
}
}
function calculateAnzExchange() {
// Get Inputs
var amount = parseFloat(document.getElementById("sendAmount").value);
var rate = parseFloat(document.getElementById("exchangeRate").value);
var fee = parseFloat(document.getElementById("transferFee").value);
var fromCurr = document.getElementById("fromCurrency").value;
var toCurr = document.getElementById("toCurrency").value;
// Validation
if (isNaN(amount) || amount <= 0) {
alert("Please enter a valid amount to convert.");
return;
}
if (isNaN(rate) || rate <= 0) {
alert("Please enter a valid exchange rate.");
return;
}
if (isNaN(fee)) {
fee = 0;
}
// Calculation
// The fee is usually deducted from the sending amount OR added on top.
// For this calculator, we treat the 'Amount to Convert' as the pure currency amount,
// and show the result. The fee is displayed separately as a cost.
var convertedValue = amount * rate;
// Display Results
document.getElementById("resultBox").style.display = "block";
// Formatting numbers
document.getElementById("dispAmount").innerText = amount.toFixed(2) + " " + fromCurr;
document.getElementById("dispRate").innerText = "1 " + fromCurr + " = " + rate + " " + toCurr;
document.getElementById("dispFee").innerText = fee.toFixed(2) + " " + fromCurr;
// Final Result
document.getElementById("dispTotal").innerText = convertedValue.toFixed(2) + " " + toCurr;
// Scroll to result
document.getElementById("resultBox").scrollIntoView({behavior: "smooth"});
}