Target Heart Rate Calculator
How to Calculate Maximum Heart Rate Percentage
Understanding your heart rate zones is crucial for effective cardiovascular training. Whether you are aiming for fat loss, endurance improvement, or peak athletic performance, training at the correct intensity ensures you reach your goals safely and efficiently.
The Karvonen Formula vs. The Standard Method
Most basic calculators simply subtract your age from 220 to find your Maximum Heart Rate (MHR), and then multiply that by a percentage. While simple, this method ignores your individual fitness level.
Our calculator utilizes the Karvonen Formula, which is considered more accurate because it incorporates your Resting Heart Rate (RHR). By factoring in your RHR, the calculation determines your "Heart Rate Reserve" (HRR)—the difference between your maximum and resting rates.
The formula used is:
- MHR = 220 – Age
- HRR = MHR – Resting Heart Rate
- Target HR = (HRR × Intensity %) + Resting Heart Rate
Understanding Heart Rate Zones
Different intensity percentages correspond to different metabolic states. Here is a breakdown of the standard training zones:
| Zone | Intensity (%) | Benefit |
|---|---|---|
| Zone 1 (Warm Up) | 50% – 60% | Improves overall health and aids recovery. |
| Zone 2 (Fat Burn) | 60% – 70% | Improves basic endurance and fat burning. |
| Zone 3 (Aerobic) | 70% – 80% | Improves aerobic fitness and cardiovascular strength. |
| Zone 4 (Anaerobic) | 80% – 90% | Increases maximum performance capacity. |
| Zone 5 (Maximum) | 90% – 100% | Develops maximum speed and sprinting power. |
Why Resting Heart Rate Matters
Your resting heart rate is a strong indicator of your cardiovascular health. As you become fitter, your heart becomes more efficient, pumping more blood per beat, which typically lowers your resting heart rate. By updating your RHR in this calculator regularly, you ensure your training zones adjust as your fitness improves.