Project your monthly compensation with anticipated COLA adjustments.
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10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Estimated Cost of Living Adjustment (e.g., 2.6%)
Single
Married
0
1
2
*Dependents are only factored into compensation for ratings 30% and higher.
Estimated Monthly Compensation
$0.00
Annual: $0.00
Based on 2024 Base Rates + % COLA Projection
Understanding VA Disability Rates for 2025
Veterans Affairs disability compensation rates are tax-free monthly payments paid to veterans with service-connected disabilities. The rates are typically adjusted annually based on the Cost of Living Adjustment (COLA), which mirrors the Social Security Administration's adjustments.
The 30% Threshold: It is critical to understand that additional compensation for dependents (spouses, children, and parents) is only available for veterans with a combined disability rating of 30% or higher. If your rating is 10% or 20%, you receive a fixed flat rate regardless of your family status.
How the 2025 COLA Impacts Your Pay
The 2025 VA disability rates will be determined by the COLA percentage finalized in late 2024. This calculator uses current baseline data and applies a user-defined projection (defaulting to current economic forecasts) to estimate your future payments. Even a small percentage increase can result in significant annual differences, especially for ratings of 80% to 100%.
Factors Affecting Your Compensation
Combined Rating: Your total disability score, calculated using "VA Math" (not simple addition).
Marital Status: Married veterans receive a higher rate to support a spouse.
Dependents: Additional amounts are added for each child under 18, children between 18-23 attending school, and dependent parents.
Aid and Attendance: (Not included in this basic estimator) Additional amounts apply if your spouse requires regular aid and attendance.
Using the Calculator
To use the VA Rates 2025 Calculator above:
Select your Combined Disability Rating.
Enter the projected COLA percentage (e.g., 2.6%).
If your rating is 30% or higher, input your dependent details including spouse, children, and parents.
Click "Calculate" to see your estimated monthly tax-free benefit.
// Toggle dependent fields visibility
function toggleDependents() {
var rating = parseInt(document.getElementById("disabilityRating").value);
var depSection = document.getElementById("dependentSection");
if (rating >= 30) {
depSection.style.display = "block";
} else {
depSection.style.display = "none";
}
}
function calculateVARate() {
// 1. Get Inputs
var rating = parseInt(document.getElementById("disabilityRating").value);
var colaPercent = parseFloat(document.getElementById("colaProjected").value);
// Dependent inputs
var isMarried = document.getElementById("maritalStatus").value === "married";
var childrenUnder18 = parseInt(document.getElementById("childrenUnder18").value) || 0;
var childrenSchool = parseInt(document.getElementById("childrenSchool").value) || 0;
var parents = parseInt(document.getElementById("dependentParents").value);
// 2. Validate COLA
if (isNaN(colaPercent)) {
colaPercent = 0;
}
// 3. Define 2024 Base Rates (Veteran Alone)
// Source approximation for 2024 effective rates
var baseRates = {
10: 171.23,
20: 338.49,
30: 524.31,
40: 755.28,
50: 1075.16,
60: 1361.88,
70: 1716.28,
80: 1995.01,
90: 2241.91,
100: 3737.85
};
var monthlyPay = 0;
if (rating === 0) {
monthlyPay = 0;
} else if (rating === 10 || rating === 20) {
// Fixed rates, no dependents
monthlyPay = baseRates[rating];
} else {
// Rating 30% – 100% logic
monthlyPay = baseRates[rating];
// Define Adder Rates for Dependents (2024 approximation)
// Structure: {rating: {spouse, child, student, parent}}
// Note: These are the ADDED amounts, not totals.
// Simplified logic: Lookup tables for add-ons
// Spouse Add-on
var spouseRates = {
30: 57.00, 40: 76.00, 50: 96.00, 60: 115.00,
70: 135.00, 80: 154.00, 90: 174.00, 100: 218.65
};
// Child < 18 Add-on
var childRates = {
30: 28.00, 40: 38.00, 50: 48.00, 60: 57.00,
70: 67.00, 80: 77.00, 90: 87.00, 100: 109.13
};
// Child 18-23 (School) Add-on
var schoolChildRates = {
30: 91.00, 40: 121.00, 50: 152.00, 60: 182.00,
70: 213.00, 80: 243.00, 90: 274.00, 100: 343.32
};
// Parent Add-on (Per Parent)
var parentRates = {
30: 46.00, 40: 61.00, 50: 77.00, 60: 92.00,
70: 108.00, 80: 123.00, 90: 139.00, 100: 174.91
};
// Add Spouse
if (isMarried) {
monthlyPay += spouseRates[rating];
}
// Add Children 0) {
monthlyPay += (childrenUnder18 * childRates[rating]);
}
// Add Children School
if (childrenSchool > 0) {
monthlyPay += (childrenSchool * schoolChildRates[rating]);
}
// Add Parents
if (parents > 0) {
monthlyPay += (parents * parentRates[rating]);
}
}
// 4. Apply COLA Projection
var colaMultiplier = 1 + (colaPercent / 100);
var finalMonthly = monthlyPay * colaMultiplier;
var finalAnnual = finalMonthly * 12;
// 5. Display Results
document.getElementById("resultContainer").style.display = "block";
// Format Currency
var formatter = new Intl.NumberFormat('en-US', {
style: 'currency',
currency: 'USD',
minimumFractionDigits: 2
});
document.getElementById("monthlyResult").innerHTML = formatter.format(finalMonthly);
document.getElementById("annualResult").innerHTML = "Annual: " + formatter.format(finalAnnual);
document.getElementById("displayCola").innerHTML = colaPercent;
}