Www.labor.ny.gov/benefit-rate-calculator

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New York State Unemployment Benefit Rate Calculator

Enter your gross wages for the four quarters of your base period. This is typically the first four of the last five completed calendar quarters before you filed your claim.

How the NY Unemployment Benefit is Calculated

In New York State, the Department of Labor (DOL) uses your earnings during a "base period" to determine your weekly unemployment insurance benefit rate. The base period is a specific 12-month timeframe. Most calculations are based on the "High Quarter"—the quarter in which you earned the most money.

The Calculation Formula

The standard formula for calculating the weekly benefit rate in NY is your High Quarter Wages divided by 26. However, there are several caveats and legal limits:

  • Minimum Weekly Benefit: $132
  • Maximum Weekly Benefit: $504 (effective for 2024-2025)
  • The "26" Rule: If your high quarter wages are more than $3,575, the amount is divided by 26.
  • Earnings Requirement: You must have worked in at least two of the four quarters.

Eligibility Requirements

To qualify for benefits in New York, you must meet three primary wage requirements:

  1. You must have worked and been paid wages in at least two calendar quarters of your base period.
  2. You must have been paid at least $3,300 in one calendar quarter (for 2024).
  3. The total wages in your base period must be at least 1.5 times your high quarter wages.

Example Calculation

Let's say your quarterly earnings were as follows:

  • Quarter 1: $6,000
  • Quarter 2: $7,000
  • Quarter 3: $12,000 (High Quarter)
  • Quarter 4: $5,000

Calculation: $12,000 / 26 = $461.53. In New York, the benefit is usually rounded down to the nearest dollar, resulting in a weekly benefit of $461.

Disclaimer: This calculator provides an estimate based on standard NY DOL formulas. Actual eligibility and benefit amounts are determined solely by the NY Department of Labor upon filing a formal claim.

function calculateBenefit() { var q1 = parseFloat(document.getElementById('q1').value) || 0; var q2 = parseFloat(document.getElementById('q2').value) || 0; var q3 = parseFloat(document.getElementById('q3').value) || 0; var q4 = parseFloat(document.getElementById('q4').value) || 0; var wages = [q1, q2, q3, q4]; var highQuarter = Math.max(q1, q2, q3, q4); var totalWages = q1 + q2 + q3 + q4; var quartersWithWages = wages.filter(function(w) { return w > 0; }).length; var resultArea = document.getElementById('ny-result-area'); var amountDisplay = document.getElementById('benefit-amount'); var noteDisplay = document.getElementById('benefit-note'); resultArea.style.display = 'block'; resultArea.style.backgroundColor = '#eef2f7'; // Basic NY DOL validation if (quartersWithWages < 2) { amountDisplay.innerHTML = "Ineligible"; amountDisplay.style.color = "#d93025"; noteDisplay.innerHTML = "You must have wages in at least two different quarters to qualify for unemployment benefits in New York."; return; } if (highQuarter < 3300) { amountDisplay.innerHTML = "Ineligible"; amountDisplay.style.color = "#d93025"; noteDisplay.innerHTML = "Your high quarter earnings must be at least $3,300 (current threshold) to qualify."; return; } if (totalWages 504) { weeklyRate = 504; } if (weeklyRate < 132) { weeklyRate = 132; } amountDisplay.innerHTML = "Estimated Weekly Benefit: $" + weeklyRate; amountDisplay.style.color = "#1e4b8d"; noteDisplay.innerHTML = "Based on a High Quarter of $" + highQuarter.toLocaleString() + ". The maximum benefit in NY is currently $504."; }

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