Arizona Paycheck & Net Pay Calculator
Weekly
Bi-weekly
Semi-monthly
Monthly
Annually
Single
Married Filing Jointly
Head of Household
Estimated Paycheck Results
Gross Pay (Per Period):
Federal Income Tax:
FICA (Soc Sec + Medicare):
Arizona State Tax (2.5%):
Take-Home Pay:
Understanding the Arizona Paycheck Calculation
Calculating your take-home pay in Arizona is unique because the state recently simplified its tax system. As of 2023, Arizona utilizes a flat income tax rate of 2.5%. This makes estimating your state withholding much more straightforward than in states with progressive brackets.
Key Factors in Your AZ Paycheck
- Gross Pay: This is the total amount earned before any taxes or deductions. If you are salaried, this is your annual salary divided by your pay frequency.
- Federal Withholding: This is calculated based on your IRS Form W-4. The amount depends on your filing status (Single, Married, etc.) and the current federal tax brackets.
- FICA Taxes: The Federal Insurance Contributions Act requires two withholdings: Social Security (6.2%) and Medicare (1.45%), totaling 7.65% for most employees.
- Arizona State Tax: Arizona applies a flat 2.5% tax on taxable income. This applies to everyone regardless of how much you earn.
Example Calculation (Bi-weekly)
If you earn an annual salary of $60,000 and are paid bi-weekly in Arizona:
- Gross Pay: $2,307.69 per paycheck.
- FICA Tax: $176.54 (7.65% of gross).
- AZ State Tax: $57.69 (2.5% flat rate).
- Federal Tax: Estimated based on standard deduction and 2024 brackets (approx. $195.00 for Single).
- Estimated Net Pay: ~$1,878.46 per paycheck.
Common Deductions to Consider
Your net pay may be lower if you contribute to employer-sponsored benefits. Common pre-tax deductions that lower your taxable income include 401(k) contributions, Health Savings Accounts (HSA), and health insurance premiums. Lowering your taxable income can slightly reduce the amount of federal and state tax you owe per pay period.