West Virginia Paycheck Calculator
Use this calculator to estimate your net pay per pay period in West Virginia, taking into account federal, FICA, and WV state taxes, as well as common deductions.
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.form-group input[type="number"]:focus,
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.calculator-result {
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.calculator-result .net-pay {
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function calculateWVPaycheck() {
// Get input values
var grossPay = parseFloat(document.getElementById("grossPay").value);
var payFrequency = parseFloat(document.getElementById("payFrequency").value);
var federalFilingStatus = document.getElementById("federalFilingStatus").value;
var federalDependents = parseInt(document.getElementById("federalDependents").value);
var wvFilingStatus = document.getElementById("wvFilingStatus").value;
var wvExemptions = parseInt(document.getElementById("wvExemptions").value);
var preTaxDeductions = parseFloat(document.getElementById("preTaxDeductions").value);
var postTaxDeductions = parseFloat(document.getElementById("postTaxDeductions").value);
// Validate inputs
if (isNaN(grossPay) || grossPay < 0 ||
isNaN(federalDependents) || federalDependents < 0 ||
isNaN(wvExemptions) || wvExemptions < 0 ||
isNaN(preTaxDeductions) || preTaxDeductions < 0 ||
isNaN(postTaxDeductions) || postTaxDeductions < 0) {
document.getElementById("result").innerHTML = "Please enter valid positive numbers for all fields.";
return;
}
// Annualize gross pay and pre-tax deductions
var annualGrossPay = grossPay * payFrequency;
var annualPreTaxDeductions = preTaxDeductions * payFrequency;
// — FICA Taxes (Social Security & Medicare) —
var socialSecurityLimit = 168600; // 2024 limit
var socialSecurityRate = 0.062;
var medicareRate = 0.0145;
var annualTaxableFICA = annualGrossPay – annualPreTaxDeductions;
var annualSocialSecurityTax = Math.min(annualTaxableFICA, socialSecurityLimit) * socialSecurityRate;
var annualMedicareTax = annualTaxableFICA * medicareRate;
// — Federal Income Tax (Simplified for withholding, 2024 brackets) —
var federalAllowanceValue = 4700; // Common approximation for withholding reduction per allowance
var federalTaxableIncome = annualGrossPay – annualPreTaxDeductions – (federalDependents * federalAllowanceValue);
federalTaxableIncome = Math.max(0, federalTaxableIncome); // Cannot be negative
var annualFederalTax = 0;
if (federalFilingStatus === "single") {
if (federalTaxableIncome <= 11600) {
annualFederalTax = federalTaxableIncome * 0.10;
} else if (federalTaxableIncome <= 47150) {
annualFederalTax = 11600 * 0.10 + (federalTaxableIncome – 11600) * 0.12;
} else if (federalTaxableIncome <= 100525) {
annualFederalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (federalTaxableIncome – 47150) * 0.22;
} else if (federalTaxableIncome <= 191950) {
annualFederalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (federalTaxableIncome – 100525) * 0.24;
} else if (federalTaxableIncome <= 243725) {
annualFederalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (191950 – 100525) * 0.24 + (federalTaxableIncome – 191950) * 0.32;
} else if (federalTaxableIncome <= 609350) {
annualFederalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (191950 – 100525) * 0.24 + (243725 – 191950) * 0.32 + (federalTaxableIncome – 243725) * 0.35;
} else {
annualFederalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (191950 – 100525) * 0.24 + (243725 – 191950) * 0.32 + (609350 – 243725) * 0.35 + (federalTaxableIncome – 609350) * 0.37;
}
} else { // Married Filing Jointly
if (federalTaxableIncome <= 23200) {
annualFederalTax = federalTaxableIncome * 0.10;
} else if (federalTaxableIncome <= 94300) {
annualFederalTax = 23200 * 0.10 + (federalTaxableIncome – 23200) * 0.12;
} else if (federalTaxableIncome <= 201050) {
annualFederalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (federalTaxableIncome – 94300) * 0.22;
} else if (federalTaxableIncome <= 383900) {
annualFederalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (federalTaxableIncome – 201050) * 0.24;
} else if (federalTaxableIncome <= 487450) {
annualFederalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (383900 – 201050) * 0.24 + (federalTaxableIncome – 383900) * 0.32;
} else if (federalTaxableIncome <= 731200) {
annualFederalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (383900 – 201050) * 0.24 + (487450 – 383900) * 0.32 + (federalTaxableIncome – 487450) * 0.35;
} else {
annualFederalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (383900 – 201050) * 0.24 + (487450 – 383900) * 0.32 + (731200 – 487450) * 0.35 + (federalTaxableIncome – 731200) * 0.37;
}
}
annualFederalTax = Math.max(0, annualFederalTax); // Federal tax cannot be negative
// — West Virginia State Income Tax (Simplified for withholding, 2024 brackets) —
var wvExemptionValue = 2000; // Annual value per exemption
var wvStandardDeduction = (wvFilingStatus === "single") ? 2000 : 4000; // Annual standard deduction
var wvTaxableIncome = annualGrossPay – annualPreTaxDeductions – wvStandardDeduction – (wvExemptions * wvExemptionValue);
wvTaxableIncome = Math.max(0, wvTaxableIncome); // Cannot be negative
var annualWVStateTax = 0;
if (wvTaxableIncome <= 10000) {
annualWVStateTax = wvTaxableIncome * 0.00;
} else if (wvTaxableIncome <= 25000) {
annualWVStateTax = (wvTaxableIncome – 10000) * 0.03;
} else if (wvTaxableIncome <= 40000) {
annualWVStateTax = (15000 * 0.03) + (wvTaxableIncome – 25000) * 0.04;
} else if (wvTaxableIncome <= 60000) {
annualWVStateTax = (15000 * 0.03) + (15000 * 0.04) + (wvTaxableIncome – 40000) * 0.045;
} else {
annualWVStateTax = (15000 * 0.03) + (15000 * 0.04) + (20000 * 0.045) + (wvTaxableIncome – 60000) * 0.051;
}
annualWVStateTax = Math.max(0, annualWVStateTax); // WV tax cannot be negative
// — Calculate per-pay-period amounts —
var perPeriodSocialSecurityTax = annualSocialSecurityTax / payFrequency;
var perPeriodMedicareTax = annualMedicareTax / payFrequency;
var perPeriodFederalTax = annualFederalTax / payFrequency;
var perPeriodWVStateTax = annualWVStateTax / payFrequency;
var totalDeductions = preTaxDeductions + perPeriodSocialSecurityTax + perPeriodMedicareTax + perPeriodFederalTax + perPeriodWVStateTax + postTaxDeductions;
var netPay = grossPay – totalDeductions;
// Format results
var formatter = new Intl.NumberFormat('en-US', {
style: 'currency',
currency: 'USD',
minimumFractionDigits: 2,
maximumFractionDigits: 2
});
var resultsHtml = "
Paycheck Summary
";
resultsHtml += "
Gross Pay per Period: " + formatter.format(grossPay) + "";
resultsHtml += "
Annual Gross Pay: " + formatter.format(annualGrossPay) + "";
resultsHtml += "
Deductions per Pay Period:
";
resultsHtml += "Pre-Tax Deductions: " + formatter.format(preTaxDeductions) + "";
resultsHtml += "Federal Income Tax: " + formatter.format(perPeriodFederalTax) + "";
resultsHtml += "Social Security Tax: " + formatter.format(perPeriodSocialSecurityTax) + "";
resultsHtml += "Medicare Tax: " + formatter.format(perPeriodMedicareTax) + "";
resultsHtml += "West Virginia State Tax: " + formatter.format(perPeriodWVStateTax) + "";
resultsHtml += "Post-Tax Deductions: " + formatter.format(postTaxDeductions) + "";
resultsHtml += "
Total Deductions: " + formatter.format(totalDeductions) + "";
resultsHtml += "
Net Pay per Period: " + formatter.format(netPay) + "";
document.getElementById("result").innerHTML = resultsHtml;
}
// Run calculation on page load with default values
window.onload = calculateWVPaycheck;
Understanding Your West Virginia Paycheck
Navigating your paycheck can sometimes feel like deciphering a complex code. For residents of West Virginia, understanding the various deductions, especially state-specific taxes, is crucial for effective financial planning. Our West Virginia Paycheck Calculator is designed to simplify this process, providing a clear estimate of your net pay.
What Goes Into Your WV Paycheck?
Your gross pay is the total amount you earn before any deductions. However, the money that actually lands in your bank account (your net pay) is often significantly less due to a series of mandatory and voluntary deductions. Here's a breakdown of the common components:
1. Gross Pay
This is your total earnings for a given pay period before any taxes or deductions are taken out. It includes your regular wages, salary, commissions, bonuses, and any other taxable income.
2. Federal Income Tax
This is a mandatory tax levied by the U.S. government on your earnings. The amount withheld depends on several factors, including your filing status (Single, Married Filing Jointly, etc.) and the number of dependents you claim on your W-4 form. The more dependents you claim, the less federal tax is typically withheld, as it reduces your taxable income for withholding purposes.
3. FICA Taxes (Social Security and Medicare)
- Social Security: This tax funds benefits for retirees, the disabled, and survivors. As of 2024, employees contribute 6.2% of their earnings up to an annual wage base limit ($168,600 for 2024).
- Medicare: This tax funds health insurance for individuals aged 65 or older, and for some younger people with disabilities. Employees contribute 1.45% of all earnings, with no wage base limit.
These are often combined and appear as "FICA" or separate line items on your pay stub.
4. West Virginia State Income Tax
West Virginia imposes a progressive state income tax, meaning higher earners pay a higher percentage of their income in taxes. The amount withheld depends on your WV filing status and the number of exemptions you claim. WV's tax brackets and exemption values are subject to change, so it's important to use up-to-date information for accurate calculations.
For 2024, West Virginia's income tax rates range from 0% to 5.10%, with various brackets in between. The state also offers personal exemptions and standard deductions that reduce your taxable income.
5. Pre-Tax Deductions
These are deductions taken from your gross pay before taxes are calculated, effectively reducing your taxable income. Common pre-tax deductions include:
- Contributions to a 401(k), 403(b), or traditional IRA
- Health, dental, and vision insurance premiums
- Health Savings Account (HSA) contributions
- Flexible Spending Account (FSA) contributions
6. Post-Tax Deductions
These deductions are taken from your pay after all applicable taxes have been calculated and withheld. They do not reduce your taxable income. Examples include:
- Roth 401(k) or Roth IRA contributions
- Union dues
- Garnishments
- Charitable contributions (if deducted directly from pay)
How to Use the WV Paycheck Calculator
Our calculator simplifies the process:
- Gross Pay per Pay Period: Enter your total earnings for one pay cycle.
- Pay Frequency: Select how often you get paid (e.g., weekly, bi-weekly, monthly).
- Federal Filing Status & Dependents: Choose your federal tax filing status and the number of dependents you claim on your W-4.
- WV Filing Status & Exemptions: Select your West Virginia filing status and the number of exemptions you claim for state tax purposes.
- Pre-Tax Deductions: Input any amounts deducted from your pay before taxes (e.g., 401k contributions, health insurance).
- Post-Tax Deductions: Enter any amounts deducted after taxes (e.g., Roth 401k, union dues).
Click "Calculate Paycheck" to see a detailed breakdown of your estimated net pay and all deductions.
Example Calculation
Let's consider an example for a West Virginia resident:
- Gross Pay per Pay Period: $2,000 (Bi-weekly)
- Pay Frequency: Bi-Weekly (26 pay periods per year)
- Federal Filing Status: Single
- Federal Dependents: 0
- WV Filing Status: Single
- WV Exemptions: 0
- Pre-Tax Deductions: $100 (401k contribution)
- Post-Tax Deductions: $50 (Roth IRA contribution)
Based on these inputs, the calculator would estimate:
- Annual Gross Pay: $52,000
- Pre-Tax Deductions: $100.00
- Federal Income Tax: ~$170.00 (per period, approximate)
- Social Security Tax: ~$117.00 (per period)
- Medicare Tax: ~$27.50 (per period)
- West Virginia State Tax: ~$50.00 (per period, approximate)
- Post-Tax Deductions: $50.00
- Total Deductions: ~$514.50
- Estimated Net Pay per Period: ~$1,485.50
(Note: These are approximate values for illustration and may vary slightly based on exact tax tables and individual circumstances.)
Disclaimer
This calculator provides estimates based on current tax laws and common withholding methods. It is not intended as tax advice. For precise calculations or personalized financial planning, please consult with a qualified tax professional or financial advisor. Tax laws and rates are subject to change.