Understanding your paycheck is crucial for managing your finances, especially when state-specific taxes come into play. This Maine Paycheck Calculator helps you estimate your net pay per pay period by factoring in federal and Maine state income taxes, Social Security, Medicare, and common deductions.
How Your Maine Paycheck is Calculated
Your gross pay is the total amount you earn before any deductions. From this, several amounts are withheld:
Federal Income Tax: This is a progressive tax, meaning higher earners pay a larger percentage. The amount withheld depends on your filing status (Single, Married Filing Jointly) and the allowances you claim on your W-4 form.
Social Security Tax (OASDI): This funds retirement, disability, and survivor benefits. The current rate is 6.2% of your gross wages, up to an annual wage base limit (e.g., $168,600 for 2024).
Medicare Tax (HI): This funds hospital insurance for the elderly and disabled. The rate is 1.45% of all your gross wages, with no wage base limit. High-income earners may pay an additional Medicare tax.
Maine State Income Tax: Maine has a progressive income tax system. The amount withheld depends on your filing status, the number of exemptions you claim, and your taxable income.
Pre-Tax Deductions: These are deductions taken from your gross pay before taxes are calculated, which can lower your taxable income. Common examples include contributions to a 401(k) or traditional IRA, and health insurance premiums.
Post-Tax Deductions: These are deductions taken after taxes are calculated. Examples include Roth 401(k) contributions, union dues, or garnishments.
Your net pay is what's left after all these deductions are taken from your gross pay.
Using the Maine Paycheck Calculator
To use the calculator, simply enter your annual gross salary, select your pay frequency, choose your federal and Maine filing statuses, enter your allowances, and input any pre-tax or post-tax deductions you have. The calculator will then provide an estimate of your gross pay per period, total taxes, total deductions, and your final net pay per period.
Please note: This calculator provides an estimate based on current tax laws and common assumptions for 2024. It is not a substitute for professional tax advice. Actual withholding may vary based on specific W-4 elections, additional income, or other factors.
Maine Paycheck Estimator
Weekly
Bi-Weekly
Semi-Monthly
Monthly
Single
Married Filing Jointly
(For simplified tax calculation, this primarily adjusts withholding, not direct taxable income reduction in this model.)
Single
Married Filing Jointly
Estimated Paycheck Summary
Gross Pay per Period: $0.00
Federal Income Tax: $0.00
Social Security Tax: $0.00
Medicare Tax: $0.00
Maine State Tax: $0.00
Total Pre-Tax Deductions: $0.00
Total Post-Tax Deductions: $0.00
Net Pay per Period: $0.00
.calculator-container {
background-color: #f9f9f9;
border: 1px solid #ddd;
padding: 20px;
border-radius: 8px;
max-width: 600px;
margin: 20px auto;
font-family: Arial, sans-serif;
}
.calculator-container h2 {
text-align: center;
color: #333;
margin-bottom: 20px;
}
.form-group {
margin-bottom: 15px;
}
.form-group label {
display: block;
margin-bottom: 5px;
font-weight: bold;
color: #555;
}
.form-group input[type="number"],
.form-group select {
width: calc(100% – 22px);
padding: 10px;
border: 1px solid #ccc;
border-radius: 4px;
font-size: 16px;
}
.form-group small {
display: block;
margin-top: 5px;
color: #777;
font-size: 0.9em;
}
button {
background-color: #007bff;
color: white;
padding: 12px 20px;
border: none;
border-radius: 4px;
cursor: pointer;
font-size: 18px;
width: 100%;
margin-top: 10px;
}
button:hover {
background-color: #0056b3;
}
.calculator-results {
margin-top: 25px;
padding-top: 20px;
border-top: 1px solid #eee;
}
.calculator-results h3 {
color: #333;
margin-bottom: 15px;
text-align: center;
}
.calculator-results p {
margin-bottom: 8px;
font-size: 16px;
color: #444;
display: flex;
justify-content: space-between;
}
.calculator-results p strong {
color: #000;
}
.calculator-results p span {
font-weight: normal;
color: #222;
}
.net-pay {
font-size: 1.2em;
font-weight: bold;
color: #28a745 !important;
border-top: 1px dashed #ccc;
padding-top: 10px;
margin-top: 15px;
}
.net-pay span {
color: #28a745 !important;
font-weight: bold;
}
function calculatePaycheckMaine() {
// Get input values
var annualSalary = parseFloat(document.getElementById('annualSalary').value);
var payFrequency = parseFloat(document.getElementById('payFrequency').value); // periods per year
var federalFilingStatus = document.getElementById('federalFilingStatus').value;
var federalAllowances = parseInt(document.getElementById('federalAllowances').value); // Used for general context, not direct tax reduction in this model
var maineFilingStatus = document.getElementById('maineFilingStatus').value;
var maineAllowances = parseInt(document.getElementById('maineAllowances').value);
var preTaxDeductionsPerPeriod = parseFloat(document.getElementById('preTaxDeductions').value);
var postTaxDeductionsPerPeriod = parseFloat(document.getElementById('postTaxDeductions').value);
// Validate inputs
if (isNaN(annualSalary) || annualSalary < 0) {
alert('Please enter a valid Annual Gross Salary.');
return;
}
if (isNaN(federalAllowances) || federalAllowances < 0) {
alert('Please enter a valid number for Federal Allowances.');
return;
}
if (isNaN(maineAllowances) || maineAllowances < 0) {
alert('Please enter a valid number for Maine Exemptions.');
return;
}
if (isNaN(preTaxDeductionsPerPeriod) || preTaxDeductionsPerPeriod < 0) {
alert('Please enter a valid amount for Pre-Tax Deductions.');
return;
}
if (isNaN(postTaxDeductionsPerPeriod) || postTaxDeductionsPerPeriod 609350) annualFederalIncomeTax += (federalTaxableIncome – 609350) * 0.37;
if (federalTaxableIncome > 243725) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 609350) – 243725) * 0.35;
if (federalTaxableIncome > 191950) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 243725) – 191950) * 0.32;
if (federalTaxableIncome > 100525) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 191950) – 100525) * 0.24;
if (federalTaxableIncome > 47150) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 100525) – 47150) * 0.22;
if (federalTaxableIncome > 11600) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 47150) – 11600) * 0.12;
if (federalTaxableIncome > 0) annualFederalIncomeTax += Math.min(federalTaxableIncome, 11600) * 0.10;
} else { // Married Filing Jointly
if (federalTaxableIncome > 731200) annualFederalIncomeTax += (federalTaxableIncome – 731200) * 0.37;
if (federalTaxableIncome > 487450) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 731200) – 487450) * 0.35;
if (federalTaxableIncome > 383900) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 487450) – 383900) * 0.32;
if (federalTaxableIncome > 201050) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 383900) – 201050) * 0.24;
if (federalTaxableIncome > 94300) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 201050) – 94300) * 0.22;
if (federalTaxableIncome > 23200) annualFederalIncomeTax += (Math.min(federalTaxableIncome, 94300) – 23200) * 0.12;
if (federalTaxableIncome > 0) annualFederalIncomeTax += Math.min(federalTaxableIncome, 23200) * 0.10;
}
// — Maine State Taxes —
var maineStandardDeduction = (maineFilingStatus === 'single') ? maineStandardDeductionSingle : maineStandardDeductionMarried;
var maineExemptionDeduction = maineAllowances * maineExemptionValue;
var maineTaxableIncome = Math.max(0, maineTaxableIncomeBeforeDeductions – maineStandardDeduction – maineExemptionDeduction);
var annualMaineStateTax = 0;
if (maineFilingStatus === 'single') {
if (maineTaxableIncome > 51600) annualMaineStateTax += (maineTaxableIncome – 51600) * 0.0715;
if (maineTaxableIncome > 24450) annualMaineStateTax += (Math.min(maineTaxableIncome, 51600) – 24450) * 0.0675;
if (maineTaxableIncome > 0) annualMaineStateTax += Math.min(maineTaxableIncome, 24450) * 0.058;
} else { // Married Filing Jointly
if (maineTaxableIncome > 103200) annualMaineStateTax += (maineTaxableIncome – 103200) * 0.0715;
if (maineTaxableIncome > 48900) annualMaineStateTax += (Math.min(maineTaxableIncome, 103200) – 48900) * 0.0675;
if (maineTaxableIncome > 0) annualMaineStateTax += Math.min(maineTaxableIncome, 48900) * 0.058;
}
// — Per Period Calculations —
var grossPayPerPeriod = annualGrossPay / payFrequency;
var federalIncomeTaxPerPeriod = annualFederalIncomeTax / payFrequency;
var socialSecurityTaxPerPeriod = annualSocialSecurityTax / payFrequency;
var medicareTaxPerPeriod = annualMedicareTax / payFrequency;
var maineStateTaxPerPeriod = annualMaineStateTax / payFrequency;
var totalFederalTaxesPerPeriod = federalIncomeTaxPerPeriod + socialSecurityTaxPerPeriod + medicareTaxPerPeriod;
var totalStateTaxesPerPeriod = maineStateTaxPerPeriod;
var totalDeductionsPerPeriod = totalFederalTaxesPerPeriod + totalStateTaxesPerPeriod + preTaxDeductionsPerPeriod + postTaxDeductionsPerPeriod;
var netPayPerPeriod = grossPayPerPeriod – totalDeductionsPerPeriod;
// — Display Results —
document.getElementById('grossPayPeriod').innerText = '$' + grossPayPerPeriod.toFixed(2);
document.getElementById('federalIncomeTax').innerText = '$' + federalIncomeTaxPerPeriod.toFixed(2);
document.getElementById('socialSecurityTax').innerText = '$' + socialSecurityTaxPerPeriod.toFixed(2);
document.getElementById('medicaretax').innerText = '$' + medicareTaxPerPeriod.toFixed(2);
document.getElementById('maineStateTax').innerText = '$' + maineStateTaxPerPeriod.toFixed(2);
document.getElementById('totalPreTaxDeductions').innerText = '$' + preTaxDeductionsPerPeriod.toFixed(2);
document.getElementById('totalPostTaxDeductions').innerText = '$' + postTaxDeductionsPerPeriod.toFixed(2);
document.getElementById('netPayPeriod').innerText = '$' + netPayPerPeriod.toFixed(2);
}
// Run calculation on page load with default values
window.onload = calculatePaycheckMaine;