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Car Depreciation Calculator

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Valuation Results


Understanding Car Depreciation

Car depreciation is the difference between the amount you paid for your vehicle and what it is worth today. Most cars lose about 20% of their value in the first year alone, and roughly 15% each year thereafter for the first five years.

Key Factors That Influence Depreciation

  • Mileage: High mileage significantly lowers a car's value. The average car covers about 12,000 to 15,000 miles per year. Exceeding this makes the car age faster in the eyes of buyers.
  • Maintenance History: A vehicle with a documented service history retains more value than one with unknown maintenance status.
  • Condition: Scratches, dents, interior stains, and mechanical issues drastically reduce the resale price.
  • Brand Reputation: Brands like Toyota and Honda typically depreciate slower than luxury brands like BMW or Mercedes-Benz due to perceived reliability and maintenance costs.

Practical Example

Imagine you purchased a brand new Honda CR-V for $35,000. After 3 years with 36,000 miles (standard use) and in Good condition:

  • Year 1 Depreciation (20%): -$7,000 (Value: $28,000)
  • Year 2 Depreciation (15%): -$4,200 (Value: $23,800)
  • Year 3 Depreciation (15%): -$3,570 (Value: $20,230)
  • Final Estimated Resale: Approximately $20,200

How to Minimize Depreciation

While you cannot stop depreciation, you can slow it. Choose colors that are broadly appealing (white, silver, black), keep accurate service records, and consider buying "nearly new" cars (2-3 years old) to let the previous owner take the biggest depreciation hit.

function calculateCarValue() { var price = parseFloat(document.getElementById('carPrice').value); var age = parseFloat(document.getElementById('carAge').value); var mileage = parseFloat(document.getElementById('totalMileage').value); var condition = document.getElementById('carCondition').value; var resultDiv = document.getElementById('resultDisplay'); var output = document.getElementById('valuationOutput'); if (isNaN(price) || price <= 0) { alert('Please enter a valid purchase price.'); return; } if (isNaN(age) || age < 0) { alert('Please enter a valid age (use 0 for brand new).'); return; } if (isNaN(mileage) || mileage 0) { // First year drop is usually steeper currentValue = currentValue * 0.80; // Subsequent years if (age > 1) { for (var i = 1; i 0) { currentValue -= (mileageDifference * 0.12); } else { // Benefit for low mileage, capped at 10% bonus var lowMileageBonus = Math.abs(mileageDifference) * 0.05; if (lowMileageBonus > (price * 0.10)) lowMileageBonus = price * 0.10; currentValue += lowMileageBonus; } // Condition Multipliers var conditionMultiplier = 1.0; if (condition === "excellent") conditionMultiplier = 1.05; if (condition === "fair") conditionMultiplier = 0.85; if (condition === "poor") conditionMultiplier = 0.65; currentValue = currentValue * conditionMultiplier; // Floor the value at scrap price (roughly 500 bucks or 2% of original) var floorPrice = price * 0.02; if (currentValue < floorPrice) currentValue = floorPrice; if (currentValue < 500) currentValue = 500; var totalLoss = price – currentValue; var lossPercentage = (totalLoss / price) * 100; resultDiv.style.display = 'block'; output.innerHTML = "Estimated Market Value: $" + currentValue.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}) + "" + "Total Depreciation Loss: -$" + totalLoss.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}) + "" + "Overall Value Retained: " + (100 – lossPercentage).toFixed(1) + "%" + "*Disclaimer: This is an estimate based on market averages. Local demand, specific trim levels, and accident history can significantly impact actual trade-in or private sale values."; resultDiv.scrollIntoView({ behavior: 'smooth', block: 'nearest' }); }

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