Home Loan Percentage Calculator

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Child Support Estimator

Estimate monthly obligations based on the Income Shares Model

1 Child 2 Children 3 Children 4 Children 5 or More
Combined Adjusted Monthly Income: $0.00
Basic Support Obligation: $0.00
Non-Custodial Share (Percentage): 0%
Total Monthly Obligation: $0.00

How Child Support is Calculated

Child support calculations typically follow the "Income Shares Model." This philosophy suggests that a child should receive the same proportion of parental income that they would have received if the parents lived together. The formula combines both parents' gross monthly incomes to determine a basic support obligation from a statutory table.

Key Factors in the Calculation

  • Gross Monthly Income: This includes wages, commissions, bonuses, and social security benefits before taxes.
  • Number of Children: The percentage of income allocated increases with each child, though the "per-child" cost usually decreases.
  • Health Insurance & Childcare: These are considered "add-on" expenses. The cost is usually split between parents based on their relative income percentages.
  • Parenting Time: In many jurisdictions, if the non-custodial parent has the child for more than 90-120 nights per year, a "shared custody" adjustment may reduce the monthly payment.

Example Scenario

If Parent A earns $6,000 and Parent B earns $4,000, their combined income is $10,000. Parent A is responsible for 60% of the child's needs. If the state table says two children require $2,000 in basic support, Parent A's share would be $1,200. If Parent A also pays $400 for health insurance, Parent B may owe a credit back to Parent A for their 40% share of that premium.

Important Legal Disclaimer

This calculator provides an estimate for educational purposes only. Each state and jurisdiction has specific laws, caps on income, and self-support reserves that can significantly alter the final court order. Always consult with a family law attorney or your local child support agency for an official determination.

function calculateChildSupport() { // Get Input Values var income1 = parseFloat(document.getElementById('custodialIncome').value) || 0; var income2 = parseFloat(document.getElementById('nonCustodialIncome').value) || 0; var children = parseInt(document.getElementById('numChildren').value); var health = parseFloat(document.getElementById('healthCosts').value) || 0; var childcare = parseFloat(document.getElementById('childCare').value) || 0; var extras = parseFloat(document.getElementById('otherExpenses').value) || 0; // 1. Calculate Combined Income var combinedIncome = income1 + income2; if (combinedIncome <= 0) { alert("Please enter valid income amounts."); return; } // 2. Determine Basic Support Percentage (Simplified standard guideline percentages) // 1 child: 17%, 2: 25%, 3: 29%, 4: 31%, 5+: 35% var supportRate = 0; if (children === 1) supportRate = 0.17; else if (children === 2) supportRate = 0.25; else if (children === 3) supportRate = 0.29; else if (children === 4) supportRate = 0.31; else supportRate = 0.35; // 3. Basic Obligation var basicObligation = combinedIncome * supportRate; // 4. Total Obligation including add-ons var totalNeed = basicObligation + health + childcare + extras; // 5. Proportional Share (Non-custodial parent is Parent 2) var nonCustodialRatio = income2 / combinedIncome; var monthlyObligation = totalNeed * nonCustodialRatio; // 6. Display Results document.getElementById('resultArea').style.display = 'block'; document.getElementById('resCombinedIncome').innerText = '$' + combinedIncome.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resBasicSupport').innerText = '$' + basicObligation.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resSharePercent').innerText = (nonCustodialRatio * 100).toFixed(1) + '%'; document.getElementById('resTotalObligation').innerText = '$' + monthlyObligation.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); // Smooth scroll to result document.getElementById('resultArea').scrollIntoView({ behavior: 'smooth', block: 'nearest' }); }

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