House Flipping Calculator – Cost Calculator | Online Quote & Profit Estimator

House Flipping Profit Calculator

Purchase Price ($)

After Repair Value (ARV) ($)

Estimated Repair Costs ($)

Monthly Holding Costs ($)

Project Duration (Months)

Selling Costs (%)

Results Summary

Total Investment:

Total Expenses:

Estimated Net Profit:

Return on Investment (ROI):

The 70% Rule Analysis:
According to the 70% rule, you should pay no more than for this property.

How to Use the House Flipping Calculator for Maximum Profit

Successful real estate investing isn't about luck; it's about the math. A house flipping calculator helps you determine if a potential "fix and flip" project is a viable investment or a financial trap. By accurately projecting your After Repair Value (ARV) and accounting for every expense, you can ensure your margins remain healthy throughout the renovation process.

Key Metrics Explained

After Repair Value (ARV): This is the estimated market value of the property after all renovations are complete. It is based on recent comparable sales (comps) in the area.
Repair Costs: This includes materials, labor, permits, and a contingency fund (usually 10-15%) for unexpected issues like mold or structural damage.
Holding Costs: Often overlooked, these are the costs of owning the property while you work on it. This includes property taxes, insurance, utilities, and interest on any hard money loans.
Selling Costs: When you exit the deal, you'll likely pay 5-6% in realtor commissions plus closing costs and title insurance.

The 70% Rule in Real Estate

Professional flippers often use the 70% Rule as a quick screening tool. The rule states that an investor should pay no more than 70% of the ARV, minus the cost of repairs. For example, if a house's ARV is $300,000 and it needs $50,000 in repairs, the Maximum Allowable Offer (MAO) would be ($300,000 * 0.70) – $50,000 = $160,000.

Flipping Example

Imagine you find a distressed property for $200,000. You estimate $50,000 in repairs and expect the project to take 6 months. Your monthly holding costs (loan interest, taxes, utilities) are $1,500. If the ARV is $350,000 and selling costs are 6%, your calculation would look like this:

Total Repairs: $50,000
Total Holding: $1,500 x 6 = $9,000
Selling Costs: $350,000 x 0.06 = $21,000
Total Expenses: $80,000
Net Profit: $350,000 – $200,000 – $80,000 = $70,000

In this scenario, your ROI would be approximately 28% based on the total capital deployed.