Cryptocurrency Staking Rewards Calculator
Estimate your passive income from crypto assets
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Enter details and click calculate to see your projected earnings.
Calculation Summary
Total Balance: $0.00
Total Rewards: $0.00
Return on Investment: 0%
Daily: $0.00
Monthly: $0.00
How to Maximize Your Crypto Staking Rewards
Staking is a popular way for cryptocurrency holders to earn passive income by participating in the security and operations of a Proof-of-Stake (PoS) network. By "locking" your coins, you receive rewards similar to how a traditional savings account pays interest.
Understanding APY vs. APR
When using a staking rewards calculator, it is vital to distinguish between Annual Percentage Rate (APR) and Annual Percentage Yield (APY). APR represents the simple interest earned over a year, while APY accounts for the effect of compounding interest. If you re-stake your rewards daily or monthly, your effective yield increases significantly.
Key Factors Influencing Earnings
- Network Inflation: Many protocols mint new tokens to pay stakers, which can affect the token's market value.
- Lock-up Periods: Some assets require a "bonding" period where your funds cannot be moved or sold.
- Validator Commission: If you delegate your coins to a validator, they may take a small percentage (usually 5-10%) of your rewards as a service fee.
- Price Volatility: While you may earn 10% more tokens, if the USD price of the token drops 20%, your total value in fiat currency will decrease.
Example Calculation
If you stake $10,000 in a protocol offering 10% APY with monthly compounding for 2 years:
- Year 1 Principal + Interest: $11,047.13
- Year 2 Principal + Interest: $12,203.91
- Total Reward: $2,203.91 (A 22.04% total ROI over two years).
Pro Tip: Always consider the "Unstaking Period." Some networks, like Cosmos or Polkadot, require 21-28 days to withdraw funds after you decide to stop staking. Plan your liquidity needs accordingly.