Take Home Pay Calculator North Carolina

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North Carolina Take-Home Pay Calculator

Estimate your 2024 net salary after federal and NC state taxes.

Single Married Filing Jointly Head of Household
Weekly Bi-Weekly (Every 2 weeks) Semi-Monthly (Twice a month) Monthly
Annual Gross Pay:
Federal Income Tax:
FICA (Social Security + Medicare):
NC State Income Tax (4.5%):
Estimated Paycheck Amount:
Annual Net Take-Home:

How Your North Carolina Paycheck is Calculated

Calculating your take-home pay in the Old North State involves several layers of deductions. Unlike many states with progressive tax brackets, North Carolina uses a flat tax system for state income, which simplifies the math but remains only one piece of the puzzle.

1. Federal Income Tax

This is determined by your filing status and taxable income. For 2024, the IRS uses seven tax brackets (10%, 12%, 22%, 24%, 32%, 35%, and 37%). Before calculating these taxes, the federal standard deduction is subtracted from your gross income ($14,600 for Single filers in 2024).

2. FICA Taxes

FICA stands for the Federal Insurance Contributions Act. It consists of two parts:

  • Social Security: 6.2% of your gross pay (up to an income limit of $168,600 for 2024).
  • Medicare: 1.45% of your gross pay (there is no cap).

3. North Carolina State Tax

North Carolina currently enforces a flat tax rate of 4.5%. This rate applies to your North Carolina taxable income, which is your gross income minus the NC standard deduction. For 2024, the NC standard deduction is $12,750 for Single filers and $25,500 for Married filers.

Example Calculation

If you earn $60,000 annually as a single filer in Raleigh:

  • Gross Monthly: $5,000
  • FICA: Approx. $382.50
  • Federal Tax: Approx. $448.00
  • NC State Tax: Approx. $177.00
  • Monthly Take-Home: ~$3,992.50
function calculateNCPay() { var grossSalary = parseFloat(document.getElementById('grossSalary').value) || 0; var preTax = parseFloat(document.getElementById('preTaxDeductions').value) || 0; var status = document.getElementById('filingStatus').value; var freq = parseFloat(document.getElementById('payFrequency').value); // 1. Calculate Taxable Income (Federal) var fedStandardDeduction = 14600; if (status === 'married') fedStandardDeduction = 29200; if (status === 'headOfHousehold') fedStandardDeduction = 21900; var fedTaxable = grossSalary – preTax – fedStandardDeduction; if (fedTaxable 609350) { fedTax += (fedTaxable – 609350) * 0.37; fedTaxable = 609350; } if (fedTaxable > 243725) { fedTax += (fedTaxable – 243725) * 0.35; fedTaxable = 243725; } if (fedTaxable > 191950) { fedTax += (fedTaxable – 191950) * 0.32; fedTaxable = 191950; } if (fedTaxable > 100525) { fedTax += (fedTaxable – 100525) * 0.24; fedTaxable = 100525; } if (fedTaxable > 47150) { fedTax += (fedTaxable – 47150) * 0.22; fedTaxable = 47150; } if (fedTaxable > 11600) { fedTax += (fedTaxable – 11600) * 0.12; fedTaxable = 11600; } fedTax += fedTaxable * 0.10; } else { // Married Filing Jointly if (fedTaxable > 731200) { fedTax += (fedTaxable – 731200) * 0.37; fedTaxable = 731200; } if (fedTaxable > 487450) { fedTax += (fedTaxable – 487450) * 0.35; fedTaxable = 487450; } if (fedTaxable > 383900) { fedTax += (fedTaxable – 383900) * 0.32; fedTaxable = 383900; } if (fedTaxable > 201050) { fedTax += (fedTaxable – 201050) * 0.24; fedTaxable = 201050; } if (fedTaxable > 94300) { fedTax += (fedTaxable – 94300) * 0.22; fedTaxable = 94300; } if (fedTaxable > 23200) { fedTax += (fedTaxable – 23200) * 0.12; fedTaxable = 23200; } fedTax += fedTaxable * 0.10; } // 3. FICA Taxes (7.65% total) var ssTax = Math.min(grossSalary, 168600) * 0.062; var medTax = grossSalary * 0.0145; var ficaTax = ssTax + medTax; // 4. North Carolina State Tax (4.5% Flat Rate) var ncStandardDeduction = 12750; if (status === 'married') ncStandardDeduction = 25500; if (status === 'headOfHousehold') ncStandardDeduction = 19125; var ncTaxable = grossSalary – ncStandardDeduction; if (ncTaxable < 0) ncTaxable = 0; var ncTax = ncTaxable * 0.045; // 5. Calculate Final Totals var totalAnnualTax = fedTax + ficaTax + ncTax; var annualNet = grossSalary – totalAnnualTax – preTax; var perPaycheckNet = annualNet / freq; // Display Results document.getElementById('resGross').innerText = '$' + grossSalary.toLocaleString(); document.getElementById('resFedTax').innerText = '-$' + fedTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resFica').innerText = '-$' + ficaTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resStateTax').innerText = '-$' + ncTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resAnnualNet').innerText = '$' + annualNet.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resNetPaycheck').innerText = '$' + perPaycheckNet.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('nc-result-area').style.display = 'block'; }

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