Total Compensation Calculator

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Total Compensation Calculator

Calculate the full annual value of your job offer, including benefits and equity.

Estimated Total Compensation
$0.00

What is Total Compensation?

Total compensation (TC) is the sum of all payments and benefits an employee receives from their employer. While most people focus exclusively on the base salary, the "hidden" value of insurance, retirement contributions, and equity often accounts for 30% or more of your true economic value.

Key Components of Your Package

  • Base Salary: The fixed annual amount paid in your regular paycheck.
  • Variable Pay: Performance-based bonuses or commissions paid in cash.
  • Equity/RSUs: The annual vesting value of company stock or options. This is critical in tech and executive roles.
  • Retirement Benefits: The dollar amount your company contributes to your 401k or pension based on your salary.
  • Health & Welfare: The portion of medical, dental, and vision insurance premiums paid by the employer on your behalf.

Example Calculation

Component Annual Value
Base Salary $120,000
10% Target Bonus $12,000
Employer 401k Match (5%) $6,000
RSU Vesting (Annual) $20,000
Health Insurance Paid by Co. $10,000
Total Compensation $168,000

Why You Should Calculate Your TC

When comparing two job offers, the one with the lower base salary might actually be the superior financial choice once you factor in a generous 401k match, full health coverage, and annual stock grants. Using this calculator helps you negotiate from a position of data, ensuring you aren't leaving money on the table when switching roles or during annual reviews.

function calculateTotalComp() { var base = parseFloat(document.getElementById('baseSalary').value) || 0; var bonus = parseFloat(document.getElementById('annualBonus').value) || 0; var equity = parseFloat(document.getElementById('equityValue').value) || 0; var matchPercent = parseFloat(document.getElementById('retirementMatch').value) || 0; var health = parseFloat(document.getElementById('healthValue').value) || 0; var perks = parseFloat(document.getElementById('otherPerks').value) || 0; var matchDollar = base * (matchPercent / 100); var total = base + bonus + equity + matchDollar + health + perks; var resultBox = document.getElementById('tcResultBox'); var totalDisplay = document.getElementById('tcTotalDisplay'); var breakdownDisplay = document.getElementById('tcBreakdownText'); if (total > 0) { totalDisplay.innerText = '$' + total.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); var breakdownStr = "Breakdown: Base (" + base.toLocaleString() + ") + "; breakdownStr += "Variable/Bonus (" + bonus.toLocaleString() + ") + "; breakdownStr += "Equity (" + equity.toLocaleString() + ") + "; breakdownStr += "Retirement Match (" + matchDollar.toLocaleString() + ") + "; breakdownStr += "Benefits/Perks (" + (health + perks).toLocaleString() + ")"; breakdownDisplay.innerText = breakdownStr; resultBox.style.display = 'block'; } else { alert("Please enter at least a base salary value."); } }

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