.calc-header { background-color: #004a99; color: white; padding: 25px; text-align: center; }
.calc-header h1 { margin: 0; font-size: 28px; }
.calc-container { padding: 30px; display: flex; flex-wrap: wrap; gap: 20px; }
.calc-inputs { flex: 1; min-width: 300px; }
.calc-results { flex: 1; min-width: 300px; background-color: #f8f9fa; padding: 25px; border-radius: 8px; border: 1px solid #eee; }
.form-group { margin-bottom: 15px; }
.form-group label { display: block; margin-bottom: 5px; font-weight: 600; font-size: 14px; }
.form-group input, .form-group select { width: 100%; padding: 10px; border: 1px solid #ccc; border-radius: 4px; box-sizing: border-box; font-size: 16px; }
.calc-btn { width: 100%; background-color: #28a745; color: white; border: none; padding: 15px; font-size: 18px; font-weight: bold; border-radius: 4px; cursor: pointer; transition: background-color 0.3s; margin-top: 10px; }
.calc-btn:hover { background-color: #218838; }
.result-row { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid #e0e0e0; }
.result-row.total { border-bottom: none; font-weight: bold; font-size: 20px; color: #004a99; margin-top: 15px; }
.article-content { padding: 30px; background-color: #fff; border-top: 1px solid #ddd; }
.article-content h2 { color: #004a99; border-bottom: 2px solid #004a99; padding-bottom: 10px; margin-top: 30px; }
.article-content h3 { color: #333; margin-top: 25px; }
.highlight-box { background-color: #e7f3ff; border-left: 5px solid #004a99; padding: 15px; margin: 20px 0; }
function calculateVermontPay() {
var grossInput = parseFloat(document.getElementById('grossPay').value);
var frequency = parseFloat(document.getElementById('payFrequency').value);
var status = document.getElementById('filingStatus').value;
var preTax = parseFloat(document.getElementById('preTaxDeductions').value) || 0;
if (isNaN(grossInput) || grossInput 609350) fedTax += (fedTaxable – 609350) * 0.37 + 183647;
else if (fedTaxable > 243725) fedTax += (fedTaxable – 243725) * 0.35 + 55678;
else if (fedTaxable > 191950) fedTax += (fedTaxable – 191950) * 0.32 + 39110;
else if (fedTaxable > 100525) fedTax += (fedTaxable – 100525) * 0.24 + 17168;
else if (fedTaxable > 47150) fedTax += (fedTaxable – 47150) * 0.22 + 5408;
else if (fedTaxable > 11600) fedTax += (fedTaxable – 11600) * 0.12 + 1160;
else fedTax += fedTaxable * 0.10;
} else {
if (fedTaxable > 731200) fedTax += (fedTaxable – 731200) * 0.37 + 186362;
else if (fedTaxable > 487450) fedTax += (fedTaxable – 487450) * 0.35 + 101050;
else if (fedTaxable > 383900) fedTax += (fedTaxable – 383900) * 0.32 + 67954;
else if (fedTaxable > 201050) fedTax += (fedTaxable – 201050) * 0.24 + 24070;
else if (fedTaxable > 94300) fedTax += (fedTaxable – 94300) * 0.22 + 10816;
else if (fedTaxable > 23200) fedTax += (fedTaxable – 23200) * 0.12 + 2320;
else fedTax += fedTaxable * 0.10;
}
// FICA (Social Security 6.2% up to 168600, Medicare 1.45%)
var ssTax = Math.min(annualGross, 168600) * 0.062;
var medTax = annualGross * 0.0145;
// Vermont State Tax (Simplified 2024 Brackets – Single/Joint)
// VT uses Fed Taxable as base with adjustments, here simplified for common use
var vtTax = 0;
var vtTaxable = Math.max(0, taxableIncome – fedStandardDeduction); // VT allows standard deduction
if (status === 'single') {
if (vtTaxable > 230200) vtTax += (vtTaxable – 230200) * 0.0875 + 14936;
else if (vtTaxable > 110350) vtTax += (vtTaxable – 110350) * 0.076 + 5807;
else if (vtTaxable > 45550) vtTax += (vtTaxable – 45550) * 0.066 + 1526;
else vtTax += vtTaxable * 0.0335;
} else {
if (vtTaxable > 310850) vtTax += (vtTaxable – 310850) * 0.0875 + 19688;
else if (vtTaxable > 185850) vtTax += (vtTaxable – 185850) * 0.076 + 10188;
else if (vtTaxable > 76000) vtTax += (vtTaxable – 76000) * 0.066 + 2546;
else vtTax += vtTaxable * 0.0335;
}
// Period values
var periodGross = annualGross / (frequency === 1 ? 1 : frequency);
var periodFedTax = fedTax / (frequency === 1 ? 1 : frequency);
var periodSSTax = ssTax / (frequency === 1 ? 1 : frequency);
var periodMedTax = medTax / (frequency === 1 ? 1 : frequency);
var periodVTTax = vtTax / (frequency === 1 ? 1 : frequency);
var periodNet = periodGross – periodFedTax – periodSSTax – periodMedTax – periodVTTax – preTax;
// Display Results
var resultsHTML = '
Vermont Paycheck & Salary Calculator
Weekly
Bi-Weekly (Every 2 weeks)
Semi-Monthly (Twice a month)
Monthly
Annually
Single
Married / Joint
Enter your details and click calculate to see your Vermont net pay breakdown.
Understanding Your Vermont Paycheck
Living and working in the Green Mountain State means navigating a progressive tax system. Vermont's income tax structure is designed to be more equitable, but it can make calculating your actual take-home pay a bit complex. This Vermont paycheck calculator is designed to help employees and employers estimate net earnings after Federal taxes, FICA, and Vermont state-specific withholdings.
Key Vermont Tax Fact: Vermont uses its own tax brackets and rates, but it uses Federal Adjusted Gross Income (AGI) as its starting point for tax calculations.
How Vermont State Income Tax Works
Vermont employs a progressive income tax system with four main brackets. As of 2024, these rates range from 3.35% at the lowest level to 8.75% for high earners. Unlike some states that use a flat tax rate, Vermont requires you to calculate taxes based on which income "bucket" your earnings fall into.
Federal Taxes and FICA
Before your Vermont state tax is even considered, the federal government takes its share. This includes:
- Federal Income Tax: Based on your filing status and the IRS tax brackets (10% to 37%).
- Social Security: A flat 6.2% of your gross pay (up to the annual wage base limit).
- Medicare: A flat 1.45% of your gross pay.
Common Vermont Deductions
Your net pay is influenced by several factors beyond taxes. Pre-tax deductions, such as contributions to a 401(k), 403(b), or health insurance premiums (Section 125 plans), reduce your taxable income, which can lower the total amount of tax you owe at both the federal and state levels.
Example Calculation for a Vermont Resident
If you earn a gross salary of $60,000 annually in Vermont as a single filer:
- Gross Pay: $5,000 / month.
- FICA (7.65%): Approximately $382.50.
- Federal Withholding: Roughly $480 (depending on standard deductions).
- Vermont State Tax: Approximately $195.
- Estimated Monthly Net: $3,942.50.
Why Your Paycheck Might Vary
If you notice discrepancies between this calculator and your actual pay stub, it could be due to local local taxes, specific Vermont tax credits, child support garnishments, or voluntary post-tax deductions like life insurance or union dues which are not calculated here.
Paycheck Summary
'; resultsHTML += 'Gross Pay$' + periodGross.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}) + '
';
resultsHTML += 'Federal Income Tax-$' + periodFedTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}) + '
';
resultsHTML += 'Social Security-$' + periodSSTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}) + '
';
resultsHTML += 'Medicare-$' + periodMedTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}) + '
';
resultsHTML += 'Vermont State Tax-$' + periodVTTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}) + '
';
resultsHTML += 'Pre-Tax Deductions-$' + preTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}) + '
';
resultsHTML += 'Net Take-Home Pay$' + periodNet.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}) + '
';
resultsHTML += '*Estimation based on 2024 tax tables. Actual withholding may vary based on specific W-4 selections and Vermont Form W-4VT.';
document.getElementById('resultsArea').innerHTML = resultsHTML;
}