body {
font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
background-color: #f8f9fa;
color: #333;
line-height: 1.6;
margin: 0;
padding: 20px;
display: flex;
flex-direction: column;
align-items: center;
}
.loan-calc-container {
background-color: #ffffff;
padding: 30px;
border-radius: 8px;
box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
max-width: 700px;
width: 100%;
box-sizing: border-box;
}
h1, h2 {
color: #004a99;
text-align: center;
margin-bottom: 20px;
}
.input-group {
margin-bottom: 20px;
display: flex;
flex-direction: column;
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margin-bottom: 8px;
font-weight: bold;
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}
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.input-group input[type="text"] {
padding: 10px 12px;
border: 1px solid #ccc;
border-radius: 4px;
font-size: 1rem;
width: calc(100% – 24px); /* Account for padding */
box-sizing: border-box;
}
.input-group input[type="number"]:focus,
.input-group input[type="text"]:focus {
border-color: #004a99;
outline: none;
box-shadow: 0 0 0 2px rgba(0, 74, 153, 0.2);
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background-color: #004a99;
color: white;
border: none;
padding: 12px 20px;
border-radius: 4px;
font-size: 1.1rem;
cursor: pointer;
transition: background-color 0.3s ease;
width: 100%;
margin-top: 10px;
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button:hover {
background-color: #003366;
}
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margin-top: 30px;
padding: 25px;
background-color: #e6f2ff;
border: 1px solid #004a99;
border-radius: 8px;
text-align: center;
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color: #004a99;
margin-top: 0;
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font-size: 2.2rem;
font-weight: bold;
color: #28a745;
}
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background-color: #ffffff;
padding: 30px;
border-radius: 8px;
box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
max-width: 700px;
width: 100%;
box-sizing: border-box;
margin-top: 30px;
text-align: justify;
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text-align: left;
color: #004a99;
margin-bottom: 15px;
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margin-bottom: 15px;
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margin-left: 20px;
margin-bottom: 15px;
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margin-bottom: 8px;
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.disclaimer {
font-size: 0.85rem;
color: #666;
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margin-top: 20px;
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display: none;
}
Understanding the Average Cost Stock Calculator
Investing in stocks often involves purchasing shares at different times and at varying prices. This can be due to market fluctuations, strategic dollar-cost averaging, or simply adding to an existing position. To accurately assess the performance of your investment and understand your true cost basis, it's crucial to calculate your average cost per share. This calculator simplifies that process.
How it Works: The Math Behind the Calculation
The average cost per share is calculated using a straightforward formula:
Average Cost Per Share = Total Amount Invested / Total Number of Shares Owned
For instance, if you've invested a total of $5,000 across various purchases and now own 100 shares of a particular stock, your average cost per share would be $5,000 / 100 = $50.
This calculation aggregates all your investment expenditures and divides it by the total number of shares you possess. It provides a single, weighted average price, smoothing out the impact of buying at different price points.
Why Calculate Average Cost Per Share?
- Performance Assessment: It's the benchmark against which you measure your stock's profitability. If the current market price is higher than your average cost, you have an unrealized gain.
- Tax Implications: Understanding your cost basis is essential for calculating capital gains or losses when you decide to sell your shares. Accurate cost basis helps in minimizing tax liabilities.
- Informed Decision Making: Knowing your average cost helps in making informed decisions about when to buy more shares (e.g., dollar-cost averaging) or when to sell.
- Portfolio Management: It provides a clear picture of the efficiency of your stock purchases over time.
Example Calculation
Let's say an investor makes the following purchases for a stock:
- Purchase 1: 50 shares at $45 per share = $2,250
- Purchase 2: 75 shares at $55 per share = $4,125
- Purchase 3: 25 shares at $50 per share = $1,250
Total Amount Invested: $2,250 + $4,125 + $1,250 = $7,625
Total Shares Owned: 50 + 75 + 25 = 150 shares
Using the calculator:
Total Amount Invested = $7,625
Total Shares Owned = 150
The calculator would determine the Average Cost Per Share as: $7,625 / 150 = $50.83 (approximately).
This means, on average, each share was acquired for about $50.83. If the current stock price is $60, the investor has an unrealized gain of $9.17 per share ($60 – $50.83).
This calculator is for informational purposes only and does not constitute financial advice. Always consult with a qualified financial advisor before making investment decisions.
function calculateAverageCost() {
var totalCostInput = document.getElementById("totalCost");
var totalSharesInput = document.getElementById("totalShares");
var resultDiv = document.getElementById("result");
var resultValueDiv = document.getElementById("result-value");
var totalCost = parseFloat(totalCostInput.value);
var totalShares = parseFloat(totalSharesInput.value);
if (isNaN(totalCost) || isNaN(totalShares)) {
alert("Please enter valid numbers for Total Amount Invested and Total Shares Owned.");
return;
}
if (totalShares === 0) {
alert("Total Shares Owned cannot be zero.");
resultValueDiv.innerText = "$0.00";
resultDiv.classList.remove("hidden");
return;
}
var averageCost = totalCost / totalShares;
resultValueDiv.innerText = "$" + averageCost.toFixed(2);
resultDiv.classList.remove("hidden");
}