Z Score to Probability Calculator

Z-Score to Probability Calculator :root { –primary-blue: #004a99; –success-green: #28a745; –light-background: #f8f9fa; –white: #ffffff; –gray-dark: #343a40; –gray-light: #6c757d; } body { font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; background-color: var(–light-background); color: var(–gray-dark); line-height: 1.6; margin: 0; padding: 20px; display: flex; flex-direction: column; align-items: center; } .loan-calc-container { background-color: var(–white); border-radius: 8px; box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1); padding: 30px; width: 100%; max-width: 700px; margin-bottom: 30px; display: flex; flex-direction: column; gap: 25px; } h1, h2 { color: var(–primary-blue); text-align: center; margin-bottom: 10px; } .calculator-section { border: 1px solid #ddd; border-radius: 6px; padding: 20px; background-color: #fff; } .input-group { margin-bottom: 20px; display: flex; flex-direction: column; gap: 5px; } label { font-weight: 600; color: var(–gray-dark); display: block; margin-bottom: 5px; } input[type="number"], select { width: 100%; padding: 12px 15px; border: 1px solid #ccc; border-radius: 4px; box-sizing: border-box; /* Ensures padding doesn't affect total width */ font-size: 1rem; transition: border-color 0.2s ease-in-out, box-shadow 0.2s ease-in-out; } input[type="number"]:focus, select:focus { border-color: var(–primary-blue); box-shadow: 0 0 0 0.2rem rgba(0, 74, 153, 0.25); outline: none; } button { background-color: var(–primary-blue); color: var(–white); border: none; padding: 12px 25px; border-radius: 4px; cursor: pointer; font-size: 1.1rem; font-weight: 600; transition: background-color 0.2s ease-in-out, transform 0.1s ease; width: 100%; margin-top: 10px; } button:hover { background-color: #003366; } button:active { transform: translateY(1px); } #result { background-color: var(–success-green); color: var(–white); padding: 20px; border-radius: 6px; text-align: center; font-size: 1.4rem; font-weight: bold; margin-top: 15px; min-height: 60px; /* Ensures consistent height */ display: flex; align-items: center; justify-content: center; box-shadow: 0 2px 10px rgba(40, 167, 69, 0.3); } .error-message { color: #dc3545; font-weight: bold; text-align: center; margin-top: 15px; } .article-section { background-color: var(–white); border-radius: 8px; box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1); padding: 30px; width: 100%; max-width: 700px; margin-top: 30px; } .article-section h2 { color: var(–primary-blue); text-align: left; margin-bottom: 20px; } .article-section p, .article-section ul, .article-section li { margin-bottom: 15px; color: var(–gray-light); } .article-section code { background-color: var(–light-background); padding: 2px 5px; border-radius: 3px; font-family: Consolas, Monaco, 'Andale Mono', 'Ubuntu Mono', monospace; } /* Responsive adjustments */ @media (max-width: 600px) { .loan-calc-container, .article-section { padding: 20px; } h1 { font-size: 1.8rem; } button { font-size: 1rem; padding: 10px 20px; } #result { font-size: 1.2rem; } }

Z-Score to Probability Calculator

Calculate the cumulative probability (area under the curve) to the left or right of a given Z-score.

Area to the Left (P(Z < z)) Area to the Right (P(Z > z)) Area in Both Tails (Two-Tailed P)

Understanding Z-Scores and Probability

The Z-score, also known as the standard score, is a statistical measurement that describes a value's relationship to the mean of a group of values, measured in terms of standard deviation. A Z-score of 0 indicates that the data point's value is identical to the mean value. A positive Z-score indicates that the data point is above the mean, while a negative Z-score indicates that it is below the mean.

The Z-score is calculated using the formula:

Z = (X - μ) / σ

Where:

  • X is the raw score (the value you want to standardize).
  • μ (mu) is the population mean.
  • σ (sigma) is the population standard deviation.

The Z-Score and the Standard Normal Distribution

The Z-score is intrinsically linked to the Standard Normal Distribution, which is a special case of the normal distribution where the mean (μ) is 0 and the standard deviation (σ) is 1. The beauty of the Z-score is that it allows us to compare values from different normal distributions on a common scale.

The area under the curve of the standard normal distribution represents probability. The total area under the curve is 1 (or 100%). The Z-score allows us to determine the probability of observing a value less than, greater than, or between specific Z-scores.

How This Calculator Works

This calculator takes a Z-score as input and uses the cumulative distribution function (CDF) of the standard normal distribution to find the associated probability.

  • Area to the Left (P(Z < z)): This is the probability that a randomly selected value from the distribution will be less than the Z-score you provided. It represents the cumulative area under the curve from the far left up to your Z-score.
  • Area to the Right (P(Z > z)): This is the probability that a randomly selected value will be greater than your Z-score. It can be calculated as 1 - P(Z < z).
  • Area in Both Tails (Two-Tailed P): This represents the probability of observing values as extreme or more extreme than your Z-score in either the positive or negative direction. For a given Z-score z, this is typically calculated as P(Z < -|z|) + P(Z > |z|), which is equivalent to 2 * P(Z < -|z|) if the distribution is symmetric and you are interested in deviation from the mean. If you input a positive Z-score, it calculates the probability of being less than -z OR greater than z. If you input a negative Z-score, it calculates the probability of being less than z OR greater than -z.

Use Cases for Z-Scores and Probability

Z-scores and their corresponding probabilities are fundamental in statistical inference and hypothesis testing. They are used in:

  • Hypothesis Testing: Determining if an observed result is statistically significant enough to reject a null hypothesis.
  • Confidence Intervals: Estimating a range of values within which a population parameter is likely to fall.
  • Data Analysis: Identifying outliers or understanding the distribution of data within a population.
  • Quality Control: Assessing whether a product or process meets certain standards.
  • Standardizing Scores: Comparing test results from different exams with varying means and standard deviations.

Example Calculation

Let's say you have a Z-score of 1.96.

  • If you select "Area to the Left", the calculator will show that the probability P(Z < 1.96) is approximately 0.9750. This means about 97.5% of the data falls below this Z-score.
  • If you select "Area to the Right", the calculator will show P(Z > 1.96) is approximately 0.0250 (1 – 0.9750). This means about 2.5% of the data falls above this Z-score.
  • If you select "Area in Both Tails", the calculator will show the probability P(Z < -1.96) + P(Z > 1.96). Since P(Z > 1.96) is 0.0250 and by symmetry P(Z < -1.96) is also 0.0250, the total is approximately 0.0500. This is often used in hypothesis testing at a 5% significance level.
// Function to calculate the cumulative distribution function (CDF) for a standard normal distribution // This is an approximation using the erf (error function) // Source: https://introcs.cs.princeton.edu/java/91float/NormalDistribution.java.html function normalCdf(z) { // constants for the approximation var a = [0.319382667, -0.356563782, 1.781477937, -1.821255978, 1.330274429]; var pi = Math.PI; var norm = (1.0 / Math.sqrt(2 * pi)); var erf = function(x) { var sign = (x >= 0) ? 1 : -1; x = Math.abs(x); var t = 1.0 / (1.0 + 0.5 * x); var y = 1.0 – (((((a[4] * t + a[3]) * t) + a[2]) * t + a[1]) * t + a[0]) * t * Math.exp(-x * x); return sign * y; }; // The CDF is 0.5 * (1 + erf(z / sqrt(2))) return 0.5 * (1.0 + erf(z / Math.sqrt(2))); } function calculateProbability() { var zScoreInput = document.getElementById("zScore"); var tailSelect = document.getElementById("tail"); var resultDiv = document.getElementById("result"); var errorMessageDiv = document.getElementById("errorMessage"); // Clear previous error messages errorMessageDiv.textContent = ""; resultDiv.textContent = ""; // Get values from inputs var zScore = parseFloat(zScoreInput.value); var tailType = tailSelect.value; // Input validation if (isNaN(zScore)) { errorMessageDiv.textContent = "Please enter a valid number for the Z-Score."; return; } var cdfValue = normalCdf(zScore); var probability = 0; if (tailType === "left") { probability = cdfValue; } else if (tailType === "right") { probability = 1 – cdfValue; } else if (tailType === "both") { // For two-tailed test, we usually look at the area in the tails beyond +/- |z| // If zScore is positive, we want P(Z zScore) // If zScore is negative, we want P(Z -zScore) // In both cases, due to symmetry, it's 2 * min(P(Z zScore)) var absZScore = Math.abs(zScore); var leftTailProb = normalCdf(-absZScore); // Equivalent to 1 – normalCdf(absZScore) var rightTailProb = 1 – normalCdf(absZScore); probability = leftTailProb + rightTailProb; } // Format the probability to 4 decimal places var formattedProbability = probability.toFixed(4); // Display the result var resultText = ""; if (tailType === "left") { resultText = "P(Z " + zScore + ") = " + formattedProbability; } else if (tailType === "both") { resultText = "P(|Z| > |" + zScore + "|) = " + formattedProbability; } resultDiv.textContent = resultText; }

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