Estimate your take-home pay after federal, state, and local Ohio taxes.
Weekly
Bi-weekly (Every 2 weeks)
Semi-monthly (Twice a month)
Monthly
Single
Married Filing Jointly
Head of Household
(e.g., RITA or City Tax: 1.5% – 2.5%)
Your Ohio Paycheck Breakdown
Understanding Your Ohio Paycheck
Calculating your take-home pay in Ohio is more complex than in many other states because of the three-tiered tax structure: Federal, State, and Local/School District taxes. This calculator helps residents in cities like Columbus, Cleveland, Cincinnati, and Dayton estimate what actually hits their bank account.
Ohio State Income Tax Brackets (2024)
Ohio has recently simplified its tax brackets. For the 2024 tax year, the state typically uses a progressive system where lower income levels are exempt, and higher earners pay up to 3.5%. The primary brackets are:
$0 – $26,050: 0%
$26,051 – $100,000: 2.75%
Over $100,000: 3.5%
The Impact of FICA and Federal Taxes
Regardless of where you live in Ohio, the federal government takes its share first. This includes:
Social Security: 6.2% of your gross pay (up to the annual wage base limit).
Medicare: 1.45% of your gross pay.
Federal Income Tax: Based on your W-4 filing status and taxable income.
Ohio's Unique Local and RITA Taxes
One of the most confusing parts of an Ohio paycheck is the Regional Income Tax Agency (RITA) or specific municipal taxes. Many Ohio cities charge a local income tax ranging from 1% to 2.5%. Additionally, certain school districts impose a separate income tax (usually 0.25% to 1.25%). Our calculator includes a field for local tax to ensure your estimate is as accurate as possible for your specific municipality.
Example Calculation
If an individual in Columbus earns $50,000 annually and is paid bi-weekly:
Gross Pay: $1,923.08
FICA (7.65%): $147.12
Federal Tax (Est): ~$155.00
Ohio State Tax: ~$35.00
Columbus Local Tax (2.5%): $48.08
Estimated Net Pay: ~$1,537.88
function calculateOhioPaycheck() {
var gross = parseFloat(document.getElementById('grossPay').value);
var freq = parseFloat(document.getElementById('frequency').value);
var status = document.getElementById('filingStatus').value;
var localRate = parseFloat(document.getElementById('localTax').value) / 100;
if (isNaN(gross) || gross <= 0) {
alert("Please enter a valid gross pay amount.");
return;
}
var annualGross = gross * freq;
// FICA Taxes
var socialSecurity = gross * 0.062;
var medicare = gross * 0.0145;
var totalFica = socialSecurity + medicare;
// Federal Income Tax (Simplified 2024 Estimates)
var standardDeduction = 14600;
if (status === "married") standardDeduction = 29200;
if (status === "head") standardDeduction = 21900;
var taxableFederal = annualGross – standardDeduction;
if (taxableFederal 0) {
if (taxableFederal <= 11600) {
annualFedTax = taxableFederal * 0.10;
} else if (taxableFederal <= 47150) {
annualFedTax = 1160 + (taxableFederal – 11600) * 0.12;
} else if (taxableFederal 26050) {
if (annualGross <= 100000) {
annualOhioTax = (annualGross – 26050) * 0.0275;
} else {
annualOhioTax = 2033.63 + (annualGross – 100000) * 0.035;
}
}
var stateTaxPerPeriod = annualOhioTax / freq;
// Local/Municipal Tax
var localTaxPerPeriod = gross * (isNaN(localRate) ? 0 : localRate);
// Total Deductions
var totalDeductions = federalTaxPerPeriod + stateTaxPerPeriod + localTaxPerPeriod + totalFica;
var netPay = gross – totalDeductions;
// Display Results
var resultDiv = document.getElementById('paycheckResult');
var contentDiv = document.getElementById('breakdownContent');
resultDiv.style.display = 'block';
contentDiv.innerHTML = `