With Dependents (BAH)
Without Dependents (BAH)
With Dependents (FSA)
Without Dependents (FSA)
Understanding Your Air Force Income
Calculating your total Air Force income involves understanding various components that contribute to your monthly and annual earnings. This calculator provides an estimate based on common pay structures and allowances. It's important to note that exact figures can vary based on specific duty assignments, locations, and changes in military pay charts.
Key Income Components:
Base Pay: This is the fundamental salary based on your pay grade (e.g., E-5) and years of service. The U.S. military establishes annual pay charts that determine these rates.
Basic Allowance for Housing (BAH): BAH is a tax-free allowance intended to offset the cost of housing. It varies significantly by geographic location, pay grade, and whether you have dependents. The rates are updated annually. This calculator uses simplified BAH categories.
Family Separation Allowance (FSA): This allowance is provided to Service members with dependents who are required to be separated from their families due to military orders (e.g., extended deployments, unaccompanied tours).
Special Duty Pay: Additional pay may be authorized for performing duties that are particularly demanding, critical, or hazardous. Examples include Drill Instructor duty, Recruiter duty, or certain specialized technical roles.
Hazardous Duty Pay: This is for performing duties involving direct exposure to hazards, such as flying in aircraft, parachute duty, or duty in contamined areas.
Flight Duty Pay: Specific pay entitlements for aircrew members based on their flying status and the type of duty performed.
How the Calculator Works:
This calculator estimates your gross monthly income. The process involves:
Determining Base Pay: It looks up an estimated base pay based on your selected pay grade and years of service. Note: Actual base pay might require a more detailed lookup table for precise years.
Estimating BAH/FSA: Based on your housing status and dependency, it assigns a representative BAH or FSA rate. Disclaimer: Real BAH/FSA rates are location-specific and can be significantly higher or lower than these estimates. For accurate BAH, consult the official DoD BAH calculator.
Adding Allowances and Special Pays: It adds any monthly Special Duty Pay, Hazardous Duty Pay, or Flight Duty Pay you enter.
Summing Monthly Income: All these components are summed to provide an estimated gross monthly income.
Annual Income: The estimated annual income is calculated by multiplying the gross monthly income by 12.
Important Considerations:
Taxation: While Base Pay and certain allowances like BAH and BAS (Basic Allowance for Subsistence) are generally tax-free at the federal level, other forms of pay or bonuses might be taxable.
Location Variance: The cost of living and, consequently, BAH rates vary drastically by duty station. Always check the official BAH calculator for your specific location.
Additional Benefits: This calculator does not include other significant benefits like the GI Bill, healthcare (Tricare), retirement contributions, or potential bonuses.
Pay Charts: Military pay charts are updated annually. This calculator uses representative data for illustrative purposes.
For the most accurate and up-to-date information, always refer to official U.S. Air Force and Department of Defense resources.