California Pay Calculator

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California Paycheck Calculator

Weekly Bi-weekly Semi-monthly Monthly
Single Married Filing Jointly Head of Household
Single Married Filing Jointly Head of Household
.calculator-container { font-family: 'Arial', sans-serif; max-width: 600px; margin: 20px auto; padding: 25px; border: 1px solid #e0e0e0; border-radius: 8px; background-color: #f9f9f9; box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05); } .calculator-container h2 { text-align: center; color: #333; margin-bottom: 25px; font-size: 26px; } .input-group { margin-bottom: 18px; display: flex; flex-direction: column; } .input-group label { margin-bottom: 7px; font-weight: bold; color: #555; font-size: 15px; } .input-group input[type="number"], .input-group select { padding: 10px 12px; border: 1px solid #ccc; border-radius: 5px; font-size: 16px; width: 100%; box-sizing: border-box; transition: border-color 0.3s ease; } .input-group input[type="number"]:focus, .input-group select:focus { border-color: #007bff; outline: none; box-shadow: 0 0 0 2px rgba(0, 123, 255, 0.25); } button { display: block; width: 100%; padding: 12px 20px; background-color: #007bff; color: white; border: none; border-radius: 5px; font-size: 18px; font-weight: bold; cursor: pointer; transition: background-color 0.3s ease, transform 0.2s ease; margin-top: 25px; } button:hover { background-color: #0056b3; transform: translateY(-1px); } button:active { transform: translateY(0); } .calculator-result { margin-top: 30px; padding: 20px; border-top: 1px solid #eee; background-color: #e9f7ff; border-radius: 8px; color: #333; } .calculator-result h3 { color: #007bff; margin-top: 0; margin-bottom: 15px; font-size: 22px; text-align: center; } .calculator-result p { margin-bottom: 8px; font-size: 16px; line-height: 1.5; display: flex; justify-content: space-between; align-items: center; } .calculator-result p strong { color: #333; flex-basis: 60%; } .calculator-result p span { flex-basis: 40%; text-align: right; font-weight: normal; } .calculator-result .net-pay { font-size: 20px; font-weight: bold; color: #28a745; border-top: 1px dashed #a0d9b4; padding-top: 10px; margin-top: 15px; } .calculator-result .net-pay span { color: #28a745; } function calculatePay() { var annualSalary = parseFloat(document.getElementById("annualSalary").value); var payFrequency = parseFloat(document.getElementById("payFrequency").value); var federalFilingStatus = document.getElementById("federalFilingStatus").value; var federalDependents = parseFloat(document.getElementById("federalDependents").value); var stateFilingStatus = document.getElementById("stateFilingStatus").value; var stateAllowances = parseFloat(document.getElementById("stateAllowances").value); var preTaxDeductionsPerPeriod = parseFloat(document.getElementById("preTaxDeductions").value); var postTaxDeductionsPerPeriod = parseFloat(document.getElementById("postTaxDeductions").value); if (isNaN(annualSalary) || annualSalary <= 0) { document.getElementById("result").innerHTML = "Please enter a valid annual salary."; return; } if (isNaN(federalDependents) || federalDependents < 0) federalDependents = 0; if (isNaN(stateAllowances) || stateAllowances < 0) stateAllowances = 0; if (isNaN(preTaxDeductionsPerPeriod) || preTaxDeductionsPerPeriod < 0) preTaxDeductionsPerPeriod = 0; if (isNaN(postTaxDeductionsPerPeriod) || postTaxDeductionsPerPeriod additionalMedicareThresholdSingle) { annualMedicareTax += (federalTaxableIncome – additionalMedicareThresholdSingle) * additionalMedicareTaxRate; } else if (federalFilingStatus === 'married' && federalTaxableIncome > additionalMedicareThresholdMarried) { annualMedicareTax += (federalTaxableIncome – additionalMedicareThresholdMarried) * additionalMedicareTaxRate; } else if (federalFilingStatus === 'hoh' && federalTaxableIncome > additionalMedicareThresholdSingle) { // HoH uses single threshold annualMedicareTax += (federalTaxableIncome – additionalMedicareThresholdSingle) * additionalMedicareTaxRate; } // Federal Income Tax (FIT) var federalStandardDeduction; var federalTaxBrackets; if (federalFilingStatus === 'single' || federalFilingStatus === 'hoh') { federalStandardDeduction = 14600; // 2024 Single/HoH federalTaxBrackets = [ { rate: 0.10, limit: 11600 }, { rate: 0.12, limit: 47150 }, { rate: 0.22, limit: 100525 }, { rate: 0.24, limit: 191950 }, { rate: 0.32, limit: 243725 }, { rate: 0.35, limit: 609350 }, { rate: 0.37, limit: Infinity } ]; } else { // Married Filing Jointly federalStandardDeduction = 29200; // 2024 MFJ federalTaxBrackets = [ { rate: 0.10, limit: 23200 }, { rate: 0.12, limit: 94300 }, { rate: 0.22, limit: 201050 }, { rate: 0.24, limit: 383900 }, { rate: 0.32, limit: 487450 }, { rate: 0.35, limit: 731200 }, { rate: 0.37, limit: Infinity } ]; } var taxableIncomeAfterStandardDeduction = Math.max(0, federalTaxableIncome – federalStandardDeduction); // Child Tax Credit (simplified: $2000 per dependent, non-refundable) var childTaxCredit = Math.min(federalDependents * 2000, taxableIncomeAfterStandardDeduction * 0.15); // Simplified, actual rules are complex var annualFederalIncomeTax = 0; var remainingTaxable = taxableIncomeAfterStandardDeduction; for (var i = 0; i 0 ? federalTaxBrackets[i-1].limit : 0)); if (bracketAmount > 0) { annualFederalIncomeTax += bracketAmount * bracket.rate; remainingTaxable -= bracketAmount; } if (remainingTaxable <= 0) break; } annualFederalIncomeTax = Math.max(0, annualFederalIncomeTax – childTaxCredit); // Apply credit var totalAnnualFederalTax = annualSocialSecurityTax + annualMedicareTax + annualFederalIncomeTax; // — California State Tax Calculations (2024 Data) — var stateTaxableIncome = annualSalary – annualPreTaxDeductions; // CA SDI (State Disability Insurance) / PFL (Paid Family Leave) var caSDILimit = 164600; // 2024 limit var caSDIRate = 0.011; var annualCASDITax = Math.min(stateTaxableIncome, caSDILimit) * caSDIRate; // CA State Income Tax var caStandardDeduction; var caPersonalExemptionCredit; var caDependentCredit = 453; // 2024 per dependent var caTaxBrackets; if (stateFilingStatus === 'single' || stateFilingStatus === 'married_separate') { caStandardDeduction = 5302; // 2024 Single/MFS caPersonalExemptionCredit = 146; // 2024 Single/MFS caTaxBrackets = [ { rate: 0.0110, limit: 10412 }, { rate: 0.0220, limit: 24684 }, { rate: 0.0440, limit: 38959 }, { rate: 0.0660, limit: 54081 }, { rate: 0.0880, limit: 68350 }, { rate: 0.1023, limit: 348667 }, { rate: 0.1133, limit: 418397 }, { rate: 0.1233, limit: 697328 }, { rate: 0.1333, limit: 1000000 }, // Includes 1% mental health tax { rate: 0.1433, limit: Infinity } // Includes 1% mental health tax ]; } else if (stateFilingStatus === 'married') { // Married Filing Jointly caStandardDeduction = 10604; // 2024 MFJ caPersonalExemptionCredit = 292; // 2024 MFJ caTaxBrackets = [ { rate: 0.0110, limit: 20824 }, { rate: 0.0220, limit: 49368 }, { rate: 0.0440, limit: 77918 }, { rate: 0.0660, limit: 108162 }, { rate: 0.0880, limit: 136700 }, { rate: 0.1023, limit: 697334 }, { rate: 0.1133, limit: 836794 }, { rate: 0.1233, limit: 1394656 }, { rate: 0.1333, limit: 2000000 }, // Includes 1% mental health tax { rate: 0.1433, limit: Infinity } // Includes 1% mental health tax ]; } else { // Head of Household caStandardDeduction = 10604; // 2024 HoH caPersonalExemptionCredit = 146; // 2024 HoH caTaxBrackets = [ // HoH brackets are same as single but with higher standard deduction { rate: 0.0110, limit: 10412 }, { rate: 0.0220, limit: 24684 }, { rate: 0.0440, limit: 38959 }, { rate: 0.0660, limit: 54081 }, { rate: 0.0880, limit: 68350 }, { rate: 0.1023, limit: 348667 }, { rate: 0.1133, limit: 418397 }, { rate: 0.1233, limit: 697328 }, { rate: 0.1333, limit: 1000000 }, // Includes 1% mental health tax { rate: 0.1433, limit: Infinity } // Includes 1% mental health tax ]; } var caTaxableIncomeAfterDeduction = Math.max(0, stateTaxableIncome – caStandardDeduction); var annualCAIncomeTax = 0; var remainingCATaxable = caTaxableIncomeAfterDeduction; for (var j = 0; j 0 ? caTaxBrackets[j-1].limit : 0)); if (caBracketAmount > 0) { annualCAIncomeTax += caBracketAmount * caBracket.rate; remainingCATaxable -= caBracketAmount; } if (remainingCATaxable <= 0) break; } // Apply CA credits var totalCACredits = caPersonalExemptionCredit + (stateAllowances * caDependentCredit); annualCAIncomeTax = Math.max(0, annualCAIncomeTax – totalCACredits); var totalAnnualCaliforniaTax = annualCASDITax + annualCAIncomeTax; // — Total Deductions and Net Pay — var totalAnnualDeductions = totalAnnualFederalTax + totalAnnualCaliforniaTax + annualPreTaxDeductions + annualPostTaxDeductions; var annualNetPay = annualSalary – totalAnnualDeductions; // — Per-Period Calculations — var federalTaxPerPeriod = totalAnnualFederalTax / payFrequency; var caTaxPerPeriod = totalAnnualCaliforniaTax / payFrequency; var totalDeductionsPerPeriod = totalAnnualDeductions / payFrequency; var netPayPerPeriod = annualNetPay / payFrequency; var resultsHtml = "

Your Paycheck Breakdown

"; resultsHtml += "Gross Pay Per Period: $" + grossPayPerPeriod.toFixed(2) + ""; resultsHtml += "Annual Gross Pay: $" + annualSalary.toFixed(2) + ""; resultsHtml += "
"; resultsHtml += "Federal Income Tax: $" + (annualFederalIncomeTax / payFrequency).toFixed(2) + ""; resultsHtml += "Social Security Tax: $" + (annualSocialSecurityTax / payFrequency).toFixed(2) + ""; resultsHtml += "Medicare Tax: $" + (annualMedicareTax / payFrequency).toFixed(2) + ""; resultsHtml += "California Income Tax: $" + (annualCAIncomeTax / payFrequency).toFixed(2) + ""; resultsHtml += "California SDI/PFL Tax: $" + (annualCASDITax / payFrequency).toFixed(2) + ""; resultsHtml += "Pre-Tax Deductions: $" + preTaxDeductionsPerPeriod.toFixed(2) + ""; resultsHtml += "Post-Tax Deductions: $" + postTaxDeductionsPerPeriod.toFixed(2) + ""; resultsHtml += "
"; resultsHtml += "Total Deductions Per Period: $" + totalDeductionsPerPeriod.toFixed(2) + ""; resultsHtml += "Net Pay Per Period: $" + netPayPerPeriod.toFixed(2) + ""; resultsHtml += "Annual Net Pay: $" + annualNetPay.toFixed(2) + ""; document.getElementById("result").innerHTML = resultsHtml; } // Run calculation on page load with default values window.onload = calculatePay;

Understanding Your California Paycheck: A Comprehensive Guide

Navigating your paycheck can be complex, especially in a state like California with its unique tax laws. Our California Paycheck Calculator is designed to help you understand how your gross annual salary translates into your net take-home pay, accounting for federal and state deductions.

How Your Paycheck is Calculated

Your net pay is your gross pay minus various deductions. These deductions fall into several categories:

1. Federal Taxes

  • Federal Income Tax (FIT): This is a progressive tax, meaning higher earners pay a larger percentage. The amount withheld depends on your gross income, filing status (Single, Married Filing Jointly, Head of Household), and the number of dependents you claim on your W-4 form.
  • Social Security Tax (OASDI): This funds retirement, disability, and survivor benefits. For 2024, the rate is 6.2% on earnings up to $168,600.
  • Medicare Tax (HI): This funds hospital insurance for the elderly and disabled. The rate is 1.45% on all earnings, with an additional 0.9% for higher earners (above $200,000 for single filers, $250,000 for married filing jointly).

2. California State Taxes

  • California State Income Tax (CA PIT): Like federal income tax, California has a progressive state income tax. The amount withheld depends on your gross income, filing status (Single, Married Filing Jointly, Head of Household), and the number of allowances you claim on your DE 4 form. California also has various tax brackets and credits.
  • California State Disability Insurance (CA SDI) / Paid Family Leave (PFL): California employees contribute to the SDI fund, which provides temporary benefits to eligible workers who are unable to work due to non-work-related illness or injury, or to care for a seriously ill family member or bond with a new child. For 2024, the rate is 1.1% on earnings up to $164,600.

3. Deductions

  • Pre-Tax Deductions: These are deductions taken from your gross pay before taxes are calculated, effectively reducing your taxable income. Common examples include contributions to a 401(k) or 403(b) retirement plan, health insurance premiums, and Flexible Spending Accounts (FSAs).
  • Post-Tax Deductions: These are deductions taken from your pay after taxes have been calculated. Examples include Roth 401(k) contributions, union dues, charitable contributions, or garnishments.

Using the Calculator

To use our California Paycheck Calculator, simply input your gross annual salary, select your pay frequency, and specify your federal and state filing statuses and dependents/allowances. You can also add any pre-tax or post-tax deductions you have. The calculator will then provide a detailed breakdown of your estimated net pay per period and annually.

Example Calculation

Let's consider an example:

  • Gross Annual Salary: $75,000
  • Pay Frequency: Bi-weekly (26 pay periods per year)
  • Federal Filing Status: Single
  • Federal Dependents: 0
  • California Filing Status: Single
  • California Allowances: 0
  • Pre-Tax Deductions: $200 per pay period (e.g., 401k, health insurance)
  • Post-Tax Deductions: $50 per pay period (e.g., Roth 401k)

Based on these inputs, the calculator will estimate your federal income tax, Social Security, Medicare, California state income tax, and California SDI/PFL contributions. It will then subtract all these taxes and your specified deductions to show your final net pay for each bi-weekly period and your total annual net pay.

Understanding these components empowers you to better manage your finances and plan for your future in California.

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