Results are estimates based on the input rate. Actual bank rates may vary.
function calculateConversion() {
// Get input values
var usdInput = document.getElementById('usdAmount').value;
var rateInput = document.getElementById('exchangeRate').value;
var feeInput = document.getElementById('bankFee').value;
// Validation
if (usdInput === "" || rateInput === "") {
alert("Please enter both the USD Amount and the Exchange Rate.");
return;
}
var usd = parseFloat(usdInput);
var rate = parseFloat(rateInput);
var feePercent = parseFloat(feeInput);
if (isNaN(usd) || usd < 0) {
alert("Please enter a valid amount.");
return;
}
if (isNaN(rate) || rate <= 0) {
alert("Please enter a valid exchange rate.");
return;
}
if (isNaN(feePercent)) {
feePercent = 0;
}
// Calculation Logic
var feeAmountUSD = usd * (feePercent / 100);
var netUSD = usd – feeAmountUSD;
var totalINR = netUSD * rate;
// Formatting Results
var formatterUSD = new Intl.NumberFormat('en-US', {
style: 'currency',
currency: 'USD',
minimumFractionDigits: 2
});
var formatterINR = new Intl.NumberFormat('en-IN', {
style: 'currency',
currency: 'INR',
maximumFractionDigits: 2
});
// Displaying Results
document.getElementById('dispUSD').innerHTML = formatterUSD.format(usd);
document.getElementById('dispRate').innerHTML = "₹" + rate.toFixed(2);
document.getElementById('dispFeeUSD').innerHTML = "-" + formatterUSD.format(feeAmountUSD);
document.getElementById('finalINR').innerHTML = formatterINR.format(totalINR);
// Show result box
document.getElementById('calcResult').style.display = "block";
}
Understand the Dollar to Rupee Conversion Rate
Whether you are an expatriate sending remittances back to India, a freelance professional receiving payments in USD, or a traveler planning a trip, understanding the Dollar to Rupee (USD to INR) conversion rate is crucial for financial planning. Currency exchange rates fluctuate constantly due to global economic factors, inflation, and interest rate differentials.
This calculator helps you determine exactly how many Indian Rupees you will receive for a specific amount of US Dollars based on the current exchange rate and any potential transfer fees charged by banks or payment processors.
How to Use This Converter
Enter USD Amount: Input the total dollars you wish to convert.
Input Exchange Rate: Enter the current market rate (e.g., 83.50). You can find this on financial news sites or Google.
Add Bank Fees: If you are using a service like PayPal, Wise, or a traditional bank, they often charge a percentage fee (spread). Enter that percentage to see the net amount you will actually receive.
Factors Affecting USD to INR Rates
The exchange rate between the United States Dollar and the Indian Rupee is never static. Several key macroeconomic factors influence the value:
Inflation Rates: Generally, a country with a consistently lower inflation rate exhibits a rising currency value.
Interest Rates: Higher interest rates offer lenders in an economy a higher return relative to other countries. Therefore, higher interest rates attract foreign capital and cause the exchange rate to rise.
Current Account Deficits: If India spends more on foreign trade than it is earning, it requires more foreign currency than it receives through sales of exports, supplying more rupee than foreigners demand for its products.
Public Debt: Countries with large public debts and deficits are less attractive to foreign investors.
Why is there a difference between the "Google Rate" and my Bank Rate?
When you search for "USD to INR" on Google, you see the mid-market rate. This is the midpoint between the buy and sell prices of two currencies. However, banks and money transfer services rarely offer this exact rate to consumers.
Instead, they add a "markup" or "spread" to the exchange rate to make a profit. Additionally, they may charge a transaction fee. Our calculator allows you to input a Fee % so you can calculate the realistic Net INR amount after these deductions.
Quick Conversion Table (Estimated at ₹83.50/$)
US Dollars (USD)
Indian Rupees (INR)
$1.00
₹83.50
$10.00
₹835.00
$100.00
₹8,350.00
$500.00
₹41,750.00
$1,000.00
₹83,500.00
$5,000.00
₹417,500.00
Note: The table above is for illustrative purposes. Always check real-time rates before making large transfers.