SNAP (EBT) Benefit Estimator
Estimate your potential monthly food assistance benefits.
Estimated Monthly SNAP Benefit:
$0.00
Note: This is an unofficial estimate based on 2024 federal guidelines. Actual benefits are determined by your state agency.
Understanding How EBT Benefits Are Calculated
The Supplemental Nutrition Assistance Program (SNAP), commonly known as EBT (Electronic Benefit Transfer), provides food assistance to low-income individuals and families. The calculation is based on several factors, including household size, income, and specific allowed expenses.
Eligibility Requirements
To qualify for EBT, households must generally meet two income tests: the Gross Income Limit and the Net Income Limit. Gross income is your total earnings before taxes or deductions. Net income is your gross income minus specific deductions like housing and child care.
The Math Behind the Benefit
The federal government assumes that SNAP households should spend about 30% of their net income on food. The monthly benefit is calculated by taking the Maximum Allotment for your household size and subtracting 30% of your calculated net monthly income.
Standard Allotments (2024 Guidelines)
- 1 Person: $291
- 2 People: $535
- 3 People: $766
- 4 People: $973
- 5 People: $1,155
Common Deductions Included
Our calculator accounts for the most common deductions allowed by the USDA:
- Standard Deduction: A fixed amount subtracted for every household (approx. $198-$279 depending on size).
- Shelter Deduction: Excess shelter costs that exceed half of the household's income after other deductions.
- Dependent Care: Payments made for the care of children or other dependents when necessary for work or training.
Real-World Example
If a household of 3 has a net monthly income of $1,000, the program expects them to spend $300 (30%) of that on food. Since the maximum allotment for 3 people is $766, the estimated benefit would be $766 – $300 = $466 per month.