Edd Calculator

by
California EDD Benefit Calculator
Unemployment Insurance (UI)Disability Insurance (DI) / PFL
Estimated Benefits:
Enter your earnings above to calculate your Weekly Benefit Amount (WBA).

Weekly Benefit Amount (WBA): $0.00

Maximum Benefit Amount (MBA): $0.00

Benefit Duration: 0 weeks

function calculateEDD(){var highQ = parseFloat(document.getElementById('high_quarter').value);var totalB = parseFloat(document.getElementById('total_base').value);var type = document.getElementById('calc_type').value;var showSteps = document.getElementById('steps').checked;if(isNaN(highQ) || isNaN(totalB)){alert('Please enter valid dollar amounts for earnings.');return;}if(highQ > totalB){alert('Highest quarter earnings cannot exceed total base period wages.');return;}var wba = 0;var mba = 0;var stepsHtml = "";if(type === 'ui'){wba = Math.ceil(highQ / 26);if(wba 450) wba = 450;mba = Math.min((wba * 26), (totalB * 0.5));stepsHtml = "UI Logic:
1. High Quarter / 26 = " + (highQ/26).toFixed(2) + "
2. Applied CA UI Min ($40) / Max ($450) limits.
3. MBA is the lesser of WBA x 26 or 50% of Total Base Wages.";} else {wba = Math.ceil((highQ * 0.0333));if(wba 1620) wba = 1620;mba = wba * 52;stepsHtml = "DI Logic:
1. Approx. 60-70% of weekly wage (approx 3.33% of high quarter).
2. Applied CA Disability Max ($1,620 for 2024).
3. Benefits generally last up to 52 weeks.";}document.getElementById('wbaValue').innerHTML = wba.toFixed(2);document.getElementById('mbaValue').innerHTML = mba.toFixed(2);document.getElementById('weeksValue').innerHTML = Math.floor(mba / wba);document.getElementById('summaryText').style.display = 'none';document.getElementById('resultDetails').style.display = 'block';if(showSteps){document.getElementById('stepDetails').innerHTML = stepsHtml;document.getElementById('stepDetails').style.display = 'block';}else{document.getElementById('stepDetails').style.display = 'none';}}

Calculator Use

The edd calculator is a specialized tool designed for California residents to estimate their potential Unemployment Insurance (UI) or Disability Insurance (DI) benefits. Understanding how the California Employment Development Department (EDD) calculates payments is crucial for financial planning during periods of unemployment or medical leave.

To use this calculator, you will need your gross wages (before taxes) for the "Base Period." The Base Period is typically the first four of the last five completed calendar quarters prior to your claim start date.

Highest Quarter Earnings
This is the total gross income you earned in the single quarter (3-month period) where your pay was the highest within your base period.
Total Base Period Wages
The sum of all gross wages earned across the entire 12-month base period (all four quarters combined).
Claim Type
Select 'Unemployment' if you were laid off or lost work through no fault of your own, or 'Disability' if you are unable to work due to a non-work-related illness, injury, or pregnancy.

How It Works

When you file a claim, the EDD looks at your earnings history to determine your Weekly Benefit Amount (WBA). The formula differs slightly depending on the program, but for Unemployment Insurance, it primarily relies on your high quarter earnings.

UI Weekly Benefit Amount ≈ (Highest Quarter Earnings / 26)

  • Minimum WBA: Currently $40 per week for Unemployment.
  • Maximum WBA: Currently capped at $450 per week for Unemployment.
  • MBA (Maximum Benefit Amount): The total pool of funds available to you, which is either 26 times your WBA or half of your total base period wages, whichever is less.
  • Disability Rates: Disability and Paid Family Leave (PFL) usually pay higher amounts, ranging from 60-70% of your wages, with a much higher weekly cap ($1,620 in 2024).

EDD Calculation Example

Example: Let's say Sarah earned $12,000 in her highest-earning quarter and a total of $40,000 over the entire base period.

Step-by-step UI solution:

  1. Identify High Quarter = $12,000
  2. Divide by 26: $12,000 / 26 = $461.54
  3. Apply Cap: Since $461.54 exceeds the $450 limit, the WBA is $450.
  4. Calculate MBA: $450 x 26 weeks = $11,700.
  5. Check 50% Rule: 50% of $40,000 = $20,000.
  6. Final Result: The lesser amount is $11,700. Sarah is eligible for $450/week for up to 26 weeks.

Common Questions

What is the "Base Period" for the edd calculator?

The standard base period is the first four of the last five completed calendar quarters. For example, if you file in July (Q3), your base period would be the four quarters of the previous year (Jan-Dec). If you don't qualify with this, the EDD may use an "Alternate Base Period" consisting of the four most recently completed quarters.

Can I get more than $450 per week in California?

For standard Unemployment Insurance, the current legal maximum is $450 per week and has been since 2005. However, if you are filing for Disability Insurance (DI) or Paid Family Leave (PFL), the maximum is significantly higher, often exceeding $1,600 per week depending on the current state average weekly wage.

What happens if I work part-time while on EDD?

You can still receive benefits, but they will be reduced. Typically, the first $25 or 25% of your weekly earnings (whichever is greater) is not counted. The remainder is deducted from your WBA. Using an edd calculator can help you estimate how much your payment will drop if you take on temporary hours.

Leave a Comment