*Estimates only. Actual net pay varies based on W-4 withholdings, benefits (401k, health insurance), and specific tax situations. Federal tax is estimated using 2024 standard deduction and brackets. Florida has no state income tax.
function calculateFloridaPay() {
var rateInput = document.getElementById('fl_hourly').value;
var hoursInput = document.getElementById('fl_hours').value;
var status = document.getElementById('fl_status').value;
if (rateInput === "" || hoursInput === "") {
alert("Please enter both hourly rate and hours worked.");
return;
}
var rate = parseFloat(rateInput);
var hours = parseFloat(hoursInput);
if (isNaN(rate) || isNaN(hours)) {
alert("Please enter valid numbers.");
return;
}
// 1. Calculate Gross Pay
// Handle Overtime: FL follows federal FLSA (1.5x for hours over 40)
var weeklyGross = 0;
if (hours > 40) {
var regularPay = 40 * rate;
var overtimePay = (hours – 40) * rate * 1.5;
weeklyGross = regularPay + overtimePay;
} else {
weeklyGross = hours * rate;
}
var annualGross = weeklyGross * 52;
var monthlyGross = annualGross / 12;
var biweeklyGross = annualGross / 26;
// 2. Calculate Taxes
// Social Security: 6.2% on income up to wage base (approx 168,600 for 2024). Simplified here.
var ssTax = Math.min(annualGross, 168600) * 0.062;
// Medicare: 1.45% (no limit)
var medTax = annualGross * 0.0145;
// Florida State Tax: 0%
var flTax = 0;
// Federal Tax Estimation (Simplified Progressive Brackets 2024)
// Standard Deductions: Single 14,600, Married 29,200, Head 21,900
var standardDeduction = 14600;
if (status === 'married') standardDeduction = 29200;
if (status === 'head') standardDeduction = 21900;
var taxableIncome = annualGross – standardDeduction;
if (taxableIncome 609350) fedTax += (taxableIncome – 609350) * 0.37 + 183647.25;
else if (taxableIncome > 243725) fedTax += (taxableIncome – 243725) * 0.35 + 55678.50;
else if (taxableIncome > 191950) fedTax += (taxableIncome – 191950) * 0.32 + 39110.50;
else if (taxableIncome > 100525) fedTax += (taxableIncome – 100525) * 0.24 + 17168.50;
else if (taxableIncome > 47150) fedTax += (taxableIncome – 47150) * 0.22 + 5426.00;
else if (taxableIncome > 11600) fedTax += (taxableIncome – 11600) * 0.12 + 1160.00;
else fedTax += taxableIncome * 0.10;
}
// Simple Bracket Logic for Married
else if (status === 'married') {
if (taxableIncome > 731200) fedTax += (taxableIncome – 731200) * 0.37 + 197960;
else if (taxableIncome > 487450) fedTax += (taxableIncome – 487450) * 0.35 + 112667.50;
else if (taxableIncome > 383900) fedTax += (taxableIncome – 383900) * 0.32 + 79531.50;
else if (taxableIncome > 201050) fedTax += (taxableIncome – 201050) * 0.24 + 35647.50;
else if (taxableIncome > 94300) fedTax += (taxableIncome – 94300) * 0.22 + 12162.50;
else if (taxableIncome > 23200) fedTax += (taxableIncome – 23200) * 0.12 + 2320.00;
else fedTax += taxableIncome * 0.10;
}
// Simple Bracket Logic for Head of Household (Approximate/Simplified)
else {
// Reusing single brackets shifted slightly for simulation or just simplified logic
// For robustness in this snippet, using a blend or simplified logic
if (taxableIncome > 100000) fedTax += taxableIncome * 0.24; // rough estimate
else if (taxableIncome > 63000) fedTax += taxableIncome * 0.22;
else if (taxableIncome > 16000) fedTax += taxableIncome * 0.12;
else fedTax += taxableIncome * 0.10;
}
var totalTax = ssTax + medTax + flTax + fedTax;
var annualNet = annualGross – totalTax;
// Calculate Period Nets
var monthlyNet = annualNet / 12;
var biweeklyNet = annualNet / 26;
var weeklyNet = annualNet / 52;
// Display Results
document.getElementById('res_gross_weekly').innerHTML = "$" + weeklyGross.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_gross_biweekly').innerHTML = "$" + biweeklyGross.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_gross_monthly').innerHTML = "$" + monthlyGross.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_gross_annual').innerHTML = "$" + annualGross.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_net_weekly').innerHTML = "$" + weeklyNet.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_net_biweekly').innerHTML = "$" + biweeklyNet.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_net_monthly').innerHTML = "$" + monthlyNet.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_net_annual').innerHTML = "$" + annualNet.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_tax_ss').innerHTML = "-$" + ssTax.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_tax_med').innerHTML = "-$" + medTax.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_tax_fed').innerHTML = "-$" + fedTax.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('res_tax_total').innerHTML = "-$" + totalTax.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,');
document.getElementById('fl_result_area').style.display = 'block';
}
Understanding Your Florida Paycheck
Calculating your take-home pay in Florida is a bit different than in many other states due to the specific tax landscape of the Sunshine State. Whether you are negotiating a new salary, planning a budget, or considering a move to Florida, understanding how your hourly wage translates to money in your pocket is essential.
The "Zero State Tax" Advantage
One of the biggest financial benefits of working in Florida is the lack of a state income tax. In many other states, you might see an additional 3% to 10% deducted from your gross pay for state taxes. In Florida, this line item on your paystub is effectively $0. This means a salary of $50,000 in Florida goes significantly further than the same salary in New York or California.
Federal Taxes and FICA
While Florida does not tax your income, the Federal government still does. Your employer is required to withhold three main types of taxes from your paycheck:
Federal Income Tax: This is a progressive tax based on your annual earnings and filing status (Single, Married, etc.). The more you earn, the higher the percentage you pay on the top portion of your income.
Social Security (FICA): This is a flat rate of 6.2% on your earnings, up to a certain annual limit (Wage Base).
Medicare: This is a flat rate of 1.45% on all earnings, with no upper limit. High earners may pay an additional surtax.
Overtime Rules in Florida
Florida generally follows the federal Fair Labor Standards Act (FLSA). This means that non-exempt employees are entitled to overtime pay at a rate of 1.5 times their regular hourly rate for any hours worked over 40 in a single workweek. Our calculator automatically applies this multiplier if you enter more than 40 hours per week.
Pay Frequency Matters
How often you get paid affects your budgeting. The most common schedules are:
Weekly: 52 paychecks per year.
Bi-Weekly: 26 paychecks per year (paid every two weeks). This often results in two months of the year having 3 paychecks.
Semi-Monthly: 24 paychecks per year (paid twice a month, e.g., on the 1st and 15th).
Use the calculator above to convert your hourly wage into all these common formats to better plan your financial future in Florida.