function calculateFloridaPayroll() {
var grossInput = parseFloat(document.getElementById('grossPay').value);
var freq = parseFloat(document.getElementById('payFrequency').value);
var status = document.getElementById('filingStatus').value;
if (isNaN(grossInput) || grossInput 609350) annualFedTax += (taxableIncome – 609350) * 0.37 + 183647;
else if (taxableIncome > 243725) annualFedTax += (taxableIncome – 243725) * 0.35 + 55678;
else if (taxableIncome > 191950) annualFedTax += (taxableIncome – 191950) * 0.32 + 39110;
else if (taxableIncome > 100525) annualFedTax += (taxableIncome – 100525) * 0.24 + 17168;
else if (taxableIncome > 47150) annualFedTax += (taxableIncome – 47150) * 0.22 + 5432;
else if (taxableIncome > 11600) annualFedTax += (taxableIncome – 11600) * 0.12 + 1160;
else annualFedTax += taxableIncome * 0.10;
} else {
// Married Filing Jointly
if (taxableIncome > 731200) annualFedTax += (taxableIncome – 731200) * 0.37 + 186601;
else if (taxableIncome > 487450) annualFedTax += (taxableIncome – 487450) * 0.35 + 101288;
else if (taxableIncome > 383900) annualFedTax += (taxableIncome – 383900) * 0.32 + 68152;
else if (taxableIncome > 201050) annualFedTax += (taxableIncome – 201050) * 0.24 + 24270;
else if (taxableIncome > 94300) annualFedTax += (taxableIncome – 94300) * 0.22 + 10864;
else if (taxableIncome > 23200) annualFedTax += (taxableIncome – 23200) * 0.12 + 2320;
else annualFedTax += taxableIncome * 0.10;
}
// Period breakdowns
var divisor = (freq === 1) ? 12 : 1;
// If user input Annual (freq 1), we show monthly results. If they input period amount, we show period results.
var calcDivisor = (freq === 1) ? 12 : freq;
var displayGross = periodGross;
var displayFed = annualFedTax / (freq === 1 ? 12 : freq);
var displaySocial = annualSocial / (freq === 1 ? 12 : freq);
var displayMedicare = annualMedicare / (freq === 1 ? 12 : freq);
var displayNet = displayGross – displayFed – displaySocial – displayMedicare;
document.getElementById('resGross').innerHTML = "$" + displayGross.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById('resFedTax').innerHTML = "-$" + displayFed.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById('resSocial').innerHTML = "-$" + displaySocial.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById('resMedicare').innerHTML = "-$" + displayMedicare.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById('resNet').innerHTML = "$" + displayNet.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
}
Understanding Florida Payroll Taxes
Florida is one of the few states in the U.S. that does not impose a state individual income tax. This significant tax advantage means that when you work in cities like Miami, Orlando, Tampa, or Jacksonville, your paycheck only faces federal-level deductions.
Key Deductions from a Florida Paycheck
Even though Florida takes $0 in state taxes, your employer is still required to withhold federal taxes. Here is the breakdown of what is removed from your gross pay:
Federal Income Tax: This is calculated based on your IRS Form W-4 settings, your filing status (Single, Married, etc.), and your total annual earnings. The U.S. uses a progressive tax bracket system.
Social Security: This is part of the Federal Insurance Contributions Act (FICA). Employees pay 6.2% of their gross wages up to the annual wage base limit ($168,600 for 2024).
Medicare: Another part of FICA, this takes 1.45% of your gross pay. Unlike Social Security, there is no income cap for Medicare tax.
Additional Medicare Tax: If you earn more than $200,000 (single) or $250,000 (married filing jointly), an additional 0.9% tax applies to the amount over the threshold.
Example: $5,000 Monthly Gross in Florida
Description
Amount
Monthly Gross Pay
$5,000.00
Federal Income Tax (Estimated)
-$456.00
Social Security (6.2%)
-$310.00
Medicare (1.45%)
-$72.50
Net Take-Home Pay
$4,161.50
Florida Employer Payroll Taxes
While employees enjoy no state income tax, Florida employers are responsible for Reemployment Tax (Florida's version of Unemployment Insurance). As of 2024, the tax rate for new employers is 2.7% on the first $7,000 of each employee's wages, though this rate can vary based on the employer's history of claims.
Frequently Asked Questions
Q: Does Florida have a local city or county income tax?
A: No. Florida law prohibits local governments (counties and cities) from imposing their own income taxes. Your state-level income tax remains 0% regardless of which Florida city you reside in.
Q: Why is my Florida paycheck lower than I expected?
A: Even without state tax, Federal income tax and FICA (Social Security/Medicare) are mandatory. Additionally, deductions for health insurance, 401(k) contributions, or life insurance will reduce your net pay.