Georgia Take-Home Pay Calculator
body {
font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
background-color: #f8f9fa;
color: #333;
line-height: 1.6;
margin: 0;
padding: 20px;
}
.calculator-container {
max-width: 800px;
margin: 30px auto;
background-color: #ffffff;
padding: 30px;
border-radius: 8px;
box-shadow: 0 4px 15px rgba(0, 74, 153, 0.1);
}
h1, h2 {
color: #004a99;
text-align: center;
margin-bottom: 20px;
}
.input-section, .result-section {
margin-bottom: 25px;
padding: 20px;
border: 1px solid #e0e0e0;
border-radius: 6px;
background-color: #fdfdfd;
}
.input-group {
margin-bottom: 15px;
display: flex;
flex-wrap: wrap;
align-items: center;
gap: 10px;
}
.input-group label {
flex: 1 1 150px; /* Allows label to grow and shrink, with a base width */
font-weight: 600;
color: #004a99;
margin-right: 10px;
text-align: right;
}
.input-group input[type="number"],
.input-group input[type="text"],
.input-group select {
flex: 2 1 200px; /* Allows input to grow and shrink, with a base width */
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border-radius: 4px;
font-size: 1rem;
box-sizing: border-box; /* Include padding and border in the element's total width */
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.input-group input[type="number"]:focus,
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button {
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margin-top: 10px;
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button:hover {
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button:active {
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#result {
background-color: #e9ecef;
border: 1px solid #ced4da;
padding: 20px;
border-radius: 6px;
text-align: center;
margin-top: 20px;
}
#result-value {
font-size: 2.5rem;
color: #28a745;
font-weight: bold;
display: block; /* Ensure it takes its own line */
margin-top: 10px;
}
.explanation {
margin-top: 40px;
padding: 25px;
background-color: #eef7ff;
border-left: 5px solid #004a99;
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.explanation h2 {
margin-top: 0;
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.explanation h3 {
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/* Responsive adjustments */
@media (max-width: 600px) {
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.input-group label {
text-align: left;
margin-bottom: 5px;
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.input-group input[type="number"],
.input-group input[type="text"],
.input-group select {
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flex: none;
}
.calculator-container {
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h1 {
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#result-value {
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}
Georgia Take-Home Pay Calculator
Your Estimated Take-Home Pay
Your net pay will appear here.
Understanding Your Georgia Take-Home Pay
This calculator estimates your net pay (take-home pay) after federal taxes, Georgia state taxes, FICA taxes (Social Security and Medicare), and common pre-tax deductions are accounted for. It provides a helpful overview, but actual net pay can vary based on individual circumstances and specific tax withholdings.
How the Calculation Works
The calculator follows these general steps:
- Gross Pay Calculation: Your annual gross salary is divided by your pay frequency to determine your gross pay per paycheck.
- Pre-Tax Deductions: Contributions to 401(k), health insurance premiums, and other specified pre-tax deductions are subtracted from your gross pay before taxes are calculated. This reduces your taxable income.
- Taxable Income: The amount remaining after pre-tax deductions is considered your taxable income for that pay period.
- FICA Taxes:
- Social Security: A fixed rate of 6.2% applies up to an annual income limit (this limit changes yearly).
- Medicare: A fixed rate of 1.45% applies to all income.
- Federal Income Tax: This is estimated using a standard deduction and tax bracket assumption for simplicity. Actual federal withholding depends on your W-4 form.
- Georgia State Income Tax: Georgia has a graduated income tax rate. This calculator uses the current top marginal rate for simplicity, applied to taxable income after state-specific adjustments (which are approximated here).
- Net Pay: All calculated taxes and deductions are subtracted from your gross pay to arrive at your estimated take-home pay.
Key Factors to Consider:
- Tax Brackets & Rates: Tax laws change. This calculator uses current general rates and assumes standard deductions. Consult a tax professional for precise figures.
- Filing Status: Your tax filing status (Single, Married Filing Jointly, etc.) significantly impacts federal tax liability. This calculator uses a simplified approach.
- Other Deductions: Items like union dues, garnishments, or specific retirement plans (e.g., pensions) aren't included here.
- Tax Credits: This calculator does not account for tax credits, which can further reduce your tax burden.
- Yearly Limits: Social Security taxes have an annual income limit. This calculator is designed for typical annual salaries and may not accurately reflect earnings significantly above the Social Security wage base.
Disclaimer: This calculator is for informational purposes only and should not be considered a substitute for professional financial or tax advice. Results are estimates.
function calculateTakeHomePay() {
var annualSalary = parseFloat(document.getElementById("annualSalary").value);
var payFrequency = parseInt(document.getElementById("payFrequency").value);
var preTax401kPercent = parseFloat(document.getElementById("preTax401k").value) / 100;
var healthInsuranceMonthly = parseFloat(document.getElementById("healthInsurance").value);
var otherDeductionsMonthly = parseFloat(document.getElementById("otherDeductions").value);
var resultValueElement = document.getElementById("result-value");
var resultElement = document.getElementById("result");
if (isNaN(annualSalary) || annualSalary <= 0) {
resultElement.innerHTML = "Please enter a valid annual gross salary.";
resultValueElement.textContent = "";
return;
}
if (isNaN(payFrequency) || payFrequency <= 0) {
resultElement.innerHTML = "Please select a valid pay frequency.";
resultValueElement.textContent = "";
return;
}
if (isNaN(preTax401kPercent) || preTax401kPercent 1) {
preTax401kPercent = 0; // Default to 0 if invalid
}
if (isNaN(healthInsuranceMonthly) || healthInsuranceMonthly < 0) {
healthInsuranceMonthly = 0; // Default to 0 if invalid
}
if (isNaN(otherDeductionsMonthly) || otherDeductionsMonthly grossPayPerPeriod) {
totalPreTaxDeductions = grossPayPerPeriod; // Cap deductions at gross pay
}
var taxableIncome = grossPayPerPeriod – totalPreTaxDeductions;
// — TAX CALCULATIONS (Simplified) —
// FICA Taxes (Social Security and Medicare)
var ficaRate = 0.0765; // 6.2% SS + 1.45% Medicare
// Note: Social Security has an annual wage limit, not applied here for simplicity.
var ficaTaxes = taxableIncome * ficaRate;
// Federal Income Tax (Simplified – assumes standard deduction, single filer)
// This is a VERY rough estimate. Real withholding depends on W4, credits, etc.
var federalTaxRate = 0.22; // Assuming a mid-range federal bracket
var federalIncomeTax = taxableIncome * federalTaxRate;
// Georgia State Income Tax (Simplified – uses flat rate for illustration)
// Georgia has a progressive system, but a flat tax is often used for approximation.
// Current GA rate (as of recent years) is around 5.75% flat.
var gaStateTaxRate = 0.0575;
var gaStateIncomeTax = taxableIncome * gaStateTaxRate;
// Ensure taxes don't make taxable income negative (though deductions can)
if (federalIncomeTax < 0) federalIncomeTax = 0;
if (gaStateIncomeTax < 0) gaStateIncomeTax = 0;
if (ficaTaxes < 0) ficaTaxes = 0;
// — FINAL NET PAY CALCULATION —
var netPayPerPeriod = grossPayPerPeriod – totalPreTaxDeductions – ficaTaxes – federalIncomeTax – gaStateIncomeTax;
// Ensure net pay is not negative
if (netPayPerPeriod < 0) {
netPayPerPeriod = 0;
}
resultElement.innerHTML = "Estimated Net Pay Per Paycheck:";
resultValueElement.textContent = "$" + netPayPerPeriod.toFixed(2);
}