House Loan Calculator

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Business Valuation Calculator

Estimate the market value of your company using the SDE/EBITDA earnings multiple method.

Estimated Enterprise Value

$0.00

How This Valuation Works

This calculator uses the Income Approach, specifically the Seller's Discretionary Earnings (SDE) or EBITDA multiple method. This is the most common way to value small-to-medium-sized businesses (SMBs).

The formula applied is:

(Annual Revenue × Profit Margin) × Industry Multiple – Net Debt = Valuation

Understanding the Inputs

  • Annual Revenue: The total gross income your business generates in a year before any expenses.
  • Profit Margin: The percentage of revenue left after all operating expenses, taxes, and interest. For many SMBs, "SDE" (Seller's Discretionary Earnings) is used instead of net profit.
  • Earnings Multiple: This factor varies by industry. A local service business might trade at a 2x multiple, while a SaaS company might trade at 6x or higher.
  • Net Debt: Any long-term liabilities or debt that a buyer would need to clear or assume, which reduces the final take-home value.

Valuation Examples

Business Type Annual Profit Common Multiple Est. Value
Local HVAC/Plumbing $200,000 2.5x $500,000
E-commerce Brand $500,000 3.5x $1,750,000
Software (SaaS) $1,000,000 6.0x $6,000,000

Why Get a Valuation?

Knowing your business's worth is critical for exit planning, securing investment, or partnership buy-outs. Keep in mind that external factors like market conditions, recurring revenue strength, and owner-dependency significantly impact the final "Multiple" a buyer is willing to pay.

function calculateBusinessValue() { var revenue = parseFloat(document.getElementById("valRevenue").value); var margin = parseFloat(document.getElementById("valMargin").value); var multiple = parseFloat(document.getElementById("valMultiple").value); var debt = parseFloat(document.getElementById("valDebt").value); // Validation if (isNaN(revenue) || isNaN(margin) || isNaN(multiple) || isNaN(debt)) { alert("Please enter valid numbers in all fields."); return; } // Calculation Logic var annualProfit = revenue * (margin / 100); var baseValue = annualProfit * multiple; var finalValuation = baseValue – debt; // Formatting currency var formatter = new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD', minimumFractionDigits: 0, maximumFractionDigits: 0, }); // Display Result document.getElementById("valDisplay").innerText = formatter.format(finalValuation); document.getElementById("valBreakdown").innerText = "Based on Annual Profit of " + formatter.format(annualProfit) + " at a " + multiple + "x multiple."; document.getElementById("valResultArea").style.display = "block"; }

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