Paycheck Calculator
:root {
–primary-blue: #004a99;
–success-green: #28a745;
–light-background: #f8f9fa;
–white: #ffffff;
–dark-gray: #343a40;
–medium-gray: #6c757d;
}
body {
font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
background-color: var(–light-background);
color: var(–dark-gray);
line-height: 1.6;
margin: 0;
padding: 20px;
}
.loan-calc-container {
max-width: 800px;
margin: 30px auto;
background-color: var(–white);
padding: 30px;
border-radius: 8px;
box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
display: flex;
flex-direction: column;
gap: 30px;
}
.calculator-header {
background-color: var(–primary-blue);
color: var(–white);
padding: 20px;
border-radius: 8px 8px 0 0;
text-align: center;
margin: -30px -30px 0 -30px;
}
.calculator-header h1 {
margin: 0;
font-size: 28px;
font-weight: 600;
}
.input-section,
.output-section {
border: 1px solid #e0e0e0;
padding: 20px;
border-radius: 8px;
background-color: var(–white);
}
.input-group {
margin-bottom: 20px;
display: flex;
flex-wrap: wrap;
align-items: center;
gap: 15px;
}
.input-group label {
flex: 0 0 180px; /* Fixed width for labels */
font-weight: 500;
color: var(–medium-gray);
text-align: right;
}
.input-group input[type="number"],
.input-group input[type="text"],
.input-group select {
flex: 1 1 200px; /* Flexible width for inputs */
padding: 10px 12px;
border: 1px solid #ccc;
border-radius: 4px;
font-size: 16px;
box-sizing: border-box; /* Include padding and border in the element's total width and height */
}
.input-group input[type="number"]:focus,
.input-group input[type="text"]:focus,
.input-group select:focus {
border-color: var(–primary-blue);
outline: none;
box-shadow: 0 0 0 3px rgba(0, 74, 153, 0.2);
}
button {
background-color: var(–primary-blue);
color: var(–white);
border: none;
padding: 12px 25px;
border-radius: 4px;
font-size: 18px;
cursor: pointer;
transition: background-color 0.3s ease;
width: 100%;
margin-top: 10px;
}
button:hover {
background-color: #003b7d;
}
.output-section h2 {
text-align: center;
color: var(–primary-blue);
margin-bottom: 25px;
}
.result-display {
background-color: var(–success-green);
color: var(–white);
padding: 20px;
border-radius: 8px;
text-align: center;
font-size: 24px;
font-weight: bold;
box-shadow: 0 2px 10px rgba(40, 167, 69, 0.4);
}
.result-display span {
font-size: 18px;
font-weight: normal;
display: block;
margin-top: 5px;
}
.article-section {
margin-top: 40px;
background-color: var(–white);
padding: 30px;
border-radius: 8px;
box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
}
.article-section h2 {
color: var(–primary-blue);
border-bottom: 2px solid var(–primary-blue);
padding-bottom: 10px;
margin-bottom: 20px;
}
.article-section p,
.article-section ul {
margin-bottom: 15px;
}
.article-section ul {
padding-left: 25px;
}
.article-section li {
margin-bottom: 8px;
}
/* Responsive Adjustments */
@media (max-width: 768px) {
.input-group {
flex-direction: column;
align-items: stretch;
}
.input-group label {
text-align: left;
margin-bottom: 5px;
flex-basis: auto; /* Reset flex-basis for smaller screens */
}
.input-group input[type="number"],
.input-group input[type="text"],
.input-group select {
width: 100%; /* Full width on small screens */
flex: none;
}
.loan-calc-container {
padding: 20px;
}
.calculator-header h1 {
font-size: 24px;
}
.result-display {
font-size: 20px;
}
}
Your Estimated Net Pay
$0.00
(This is an estimate. Consult your pay stub for exact figures.)
Understanding Your Paycheck Calculation
Calculating your paycheck involves understanding your gross earnings and subtracting various taxes and deductions to arrive at your net pay, also known as take-home pay. This calculator provides an estimate based on common payroll components.
Key Components of a Paycheck Calculation:
- Gross Pay: This is your total earnings before any taxes or deductions are taken out. It typically includes your base salary, hourly wages, overtime, bonuses, and commissions.
- Taxes: Several types of taxes are usually withheld from your paycheck:
- Federal Income Tax: This tax funds federal government programs. The rate depends on your income level, filing status (single, married), and any tax credits or deductions you're eligible for.
- State Income Tax: Many states levy their own income tax. Rates and rules vary significantly by state. Some states have no state income tax.
- Local Income Tax: Some cities or municipalities also impose local income taxes.
- Social Security Tax: This tax funds retirement, disability, and survivor benefits. It's a federal program with a fixed rate (currently 6.2%) up to an annual income limit.
- Medicare Tax: This federal tax funds the Medicare program, which provides health insurance for seniors. It has a fixed rate (currently 1.45%) with no income limit.
- Other Deductions: These are amounts subtracted from your gross pay that are not taxes. Common examples include:
- Retirement Contributions: Such as 401(k), 403(b), or pension plans.
- Health Insurance Premiums: Premiums for medical, dental, and vision insurance plans.
- Garnishment: Court-ordered deductions (e.g., child support, alimony, loan repayments).
- Union Dues: Payments to a labor union.
- Net Pay: This is the final amount you receive after all taxes and deductions have been subtracted from your gross pay. It's the money that actually appears in your bank account or as a check.
How the Calculator Works:
This calculator takes your provided Gross Pay and applies the specified Tax Rates (Federal, State, Social Security, Medicare) and Other Deductions. The formula used is:
Total Tax Withheld = (Gross Pay * Federal Tax Rate / 100) +
(Gross Pay * State Tax Rate / 100) +
(Gross Pay * Social Security Rate / 100) +
(Gross Pay * Medicare Rate / 100)
Net Pay = Gross Pay - Total Tax Withheld - Other Deductions
Important Note: Tax laws and individual circumstances (like filing status, W-4 allowances, pre-tax deductions) can significantly affect your actual net pay. This calculator provides a simplified estimation. For precise figures, always refer to your official pay stub or consult with your employer's HR or payroll department.
function calculatePaycheck() {
var grossPay = parseFloat(document.getElementById("grossPay").value);
var federalTaxRate = parseFloat(document.getElementById("federalTaxRate").value);
var stateTaxRate = parseFloat(document.getElementById("stateTaxRate").value);
var socialSecurityRate = parseFloat(document.getElementById("socialSecurityRate").value);
var medicareRate = parseFloat(document.getElementById("medicareRate").value);
var otherDeductions = parseFloat(document.getElementById("otherDeductions").value);
var resultDisplay = document.getElementById("resultDisplay");
// Validate inputs
if (isNaN(grossPay) || grossPay < 0 ||
isNaN(federalTaxRate) || federalTaxRate < 0 ||
isNaN(stateTaxRate) || stateTaxRate < 0 ||
isNaN(socialSecurityRate) || socialSecurityRate < 0 ||
isNaN(medicareRate) || medicareRate < 0 ||
isNaN(otherDeductions) || otherDeductions < 0) {
resultDisplay.innerHTML = "$0.00
Invalid input. Please enter valid numbers.";
return;
}
// Calculate taxes
var federalTaxAmount = grossPay * (federalTaxRate / 100);
var stateTaxAmount = grossPay * (stateTaxRate / 100);
var socialSecurityAmount = grossPay * (socialSecurityRate / 100);
var medicareAmount = grossPay * (medicareRate / 100);
// Calculate total deductions
var totalDeductions = federalTaxAmount + stateTaxAmount + socialSecurityAmount + medicareAmount + otherDeductions;
// Calculate net pay
var netPay = grossPay – totalDeductions;
// Ensure net pay is not negative (in case deductions exceed gross pay, which is unusual but possible with errors)
if (netPay < 0) {
netPay = 0;
}
// Display the result, formatted to two decimal places
resultDisplay.innerHTML = "$" + netPay.toFixed(2) + "
This is an estimate. Consult your pay stub for exact figures.";
}