Antrim and Newtownabbey
Ards and North Down
Armagh City, Banbridge and Craigavon
Belfast City
Causeway Coast and Glens
Derry City and Strabane
Fermanagh and Omagh
Lisburn and Castlereagh
Mid and East Antrim
Mid Ulster
Newry, Mourne and Down
No Discount
Early Payment (4%)
Lone Pensioner Allowance (25%)
Estimated Annual Rates Payable:
How Property Rates are Calculated
In Northern Ireland, property rates are managed by Land & Property Services (LPS). Your rates bill is calculated by multiplying the Capital Value of your property by the Total Rate (which is the sum of the Regional Rate and the District Rate).
The Formula: Annual Bill = Capital Value x (Regional Rate + District Rate)
What is Capital Value?
The Capital Value is the estimated market value of your property as of a specific valuation date (currently January 1, 2005, for domestic properties). It is not the current market value of your home today, but rather what it would have been worth on that valuation date. You can find your specific capital value on your rates bill or via the official LPS valuation list.
Regional vs. District Rates
Regional Rate: Set by the Northern Ireland Assembly, this helps fund central services like education, healthcare, and emergency services.
District Rate: Set by your local council to fund local services like waste collection, parks, and community leisure facilities.
Calculation Example
If you live in Belfast City and your property has a capital value of £200,000:
Capital Value: £200,000
Combined Rate (Example): 0.009711
Calculation: 200,000 x 0.009711 = £1,942.20
Result: Your annual bill would be £1,942.20 before any discounts.
Rate Discounts and Reliefs
Several discounts are available through LPS:
Early Payment: A 4% discount is typically offered if you pay the full bill in one lump sum by a specific deadline.
Lone Pensioner Allowance: A 25% reduction for those aged 70 or over who live alone.
Disabled Persons Allowance: A 25% reduction if the property has been adapted for a person with a permanent disability.
function calculateLPS() {
var capitalValue = document.getElementById("capitalValue").value;
var rateMultiplier = document.getElementById("councilDistrict").value;
var discountPercent = document.getElementById("rateDiscount").value;
var resultArea = document.getElementById("lps-result-area");
var annualDisplay = document.getElementById("annualTotal");
var monthlyDisplay = document.getElementById("monthlyBreakdown");
if (capitalValue === "" || capitalValue <= 0) {
alert("Please enter a valid property capital value.");
return;
}
var baseRate = parseFloat(capitalValue) * parseFloat(rateMultiplier);
var discountAmount = baseRate * (parseFloat(discountPercent) / 100);
var finalBill = baseRate – discountAmount;
var monthlyBill = finalBill / 10; // Rates are typically paid over 10 months
annualDisplay.innerHTML = "£" + finalBill.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
monthlyDisplay.innerHTML = "Approx. 10 monthly installments of: £" + monthlyBill.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
resultArea.style.display = "block";
resultArea.scrollIntoView({ behavior: 'smooth', block: 'nearest' });
}