Estimate your 2025 total compensation including Basic Pay, BAH, and BAS based on the proposed 4.5% pay raise.
E-1
E-2
E-3
E-4
E-5
E-6
E-7
O-1
O-2
O-3
O-4
2 or less
4
6
8
10
12
14
16
20+
Enlisted (Est. $477.42)
Officer (Est. $326.07)
Monthly Basic Pay:
Monthly BAH:
Monthly BAS:
Total Monthly Pay:
Estimated Annual Pay:
Understanding Your 2025 Military Compensation
The 2025 Military Pay Calculator is designed to provide service members with an estimate of their total take-home compensation following the proposed 4.5% across-the-board pay raise. Unlike civilian salaries, military pay is a "Regular Military Compensation" (RMC) package consisting of taxable basic pay and non-taxable allowances.
Key Components of the 2025 Pay Scale
Basic Pay: This is the core salary based on your rank and years of service. For 2025, a 4.5% increase is the benchmark used in budget planning.
BAH (Basic Allowance for Housing): A non-taxable allowance to help service members pay for off-base housing. This varies by geographic location and dependency status.
BAS (Basic Allowance for Subsistence): A non-taxable allowance intended to offset the cost of meals. In 2025, BAS rates are projected to adjust based on food cost indexes.
Example 2025 Pay Scenarios
Rank & Years
Est. Monthly Basic Pay
Est. Annual Basic Pay
E-4 over 4 Years
$3,195.00
$38,340.00
E-7 over 12 Years
$5,465.00
$65,580.00
O-3 over 6 Years
$7,390.00
$88,680.00
How to Use This Calculator
To get an accurate result, select your projected rank for 2025 and your total years of creditable service. Since BAH varies wildly by zip code, you should input the specific BAH rate for your duty station (with or without dependents). The calculator automatically applies the estimated 2025 BAS rates for enlisted personnel and officers.
Tax Advantages
Remember that BAH and BAS are non-taxable. This means your "gross" military pay is often equivalent to a much higher civilian salary because you are not paying federal or state income taxes on a significant portion of your income.