.fl-calc-container {
max-width: 700px;
margin: 0 auto;
padding: 25px;
background-color: #f9fbfd;
border: 1px solid #e1e4e8;
border-radius: 8px;
font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}
.fl-calc-header {
text-align: center;
margin-bottom: 25px;
color: #2c3e50;
}
.fl-input-group {
margin-bottom: 20px;
}
.fl-input-group label {
display: block;
margin-bottom: 8px;
font-weight: 600;
color: #333;
}
.fl-input-wrapper {
position: relative;
display: flex;
align-items: center;
}
.fl-input-prefix, .fl-input-suffix {
padding: 10px 15px;
background-color: #e9ecef;
border: 1px solid #ced4da;
color: #495057;
font-weight: bold;
}
.fl-input-prefix {
border-radius: 4px 0 0 4px;
border-right: 0;
}
.fl-input-suffix {
border-radius: 0 4px 4px 0;
border-left: 0;
}
.fl-calc-input {
width: 100%;
padding: 10px;
border: 1px solid #ced4da;
border-radius: 4px; /* Default radius, adjusted if prefix exists */
font-size: 16px;
}
.fl-input-wrapper .fl-calc-input {
border-radius: 0;
}
.fl-calc-btn {
width: 100%;
padding: 12px;
background-color: #0056b3;
color: white;
border: none;
border-radius: 4px;
font-size: 18px;
font-weight: bold;
cursor: pointer;
transition: background-color 0.2s;
}
.fl-calc-btn:hover {
background-color: #004494;
}
.fl-results-area {
margin-top: 25px;
padding: 20px;
background-color: #ffffff;
border: 1px solid #dee2e6;
border-radius: 4px;
display: none;
}
.fl-result-row {
display: flex;
justify-content: space-between;
padding: 10px 0;
border-bottom: 1px solid #eee;
}
.fl-result-row:last-child {
border-bottom: none;
}
.fl-result-label {
color: #555;
font-weight: 500;
}
.fl-result-value {
font-weight: bold;
color: #2c3e50;
}
.fl-total-row {
margin-top: 15px;
padding-top: 15px;
border-top: 2px solid #0056b3;
font-size: 1.2em;
color: #0056b3;
}
.fl-calc-note {
font-size: 0.85em;
color: #666;
margin-top: 15px;
font-style: italic;
}
.fl-article-content {
max-width: 700px;
margin: 40px auto;
font-family: inherit;
line-height: 1.6;
color: #333;
}
.fl-article-content h2 {
color: #0056b3;
margin-top: 30px;
}
.fl-article-content h3 {
color: #2c3e50;
margin-top: 25px;
}
.fl-article-content ul {
padding-left: 20px;
}
.fl-article-content li {
margin-bottom: 10px;
}
@media (max-width: 500px) {
.fl-calc-container {
padding: 15px;
}
}
function calculateFLTax() {
// 1. Get input values
var assessedInput = document.getElementById('fl_assessed_value').value;
var exemptionsInput = document.getElementById('fl_exemptions').value;
var millageInput = document.getElementById('fl_millage_rate').value;
var nonAdValoremInput = document.getElementById('fl_non_ad_valorem').value;
// 2. Parse values (handle empty inputs as 0)
var assessedVal = parseFloat(assessedInput) || 0;
var exemptionsVal = parseFloat(exemptionsInput) || 0;
var millageRate = parseFloat(millageInput) || 0;
var nonAdValorem = parseFloat(nonAdValoremInput) || 0;
// 3. Logic: Calculate Taxable Value
// Taxable Value cannot be negative
var taxableValue = assessedVal – exemptionsVal;
if (taxableValue < 0) {
taxableValue = 0;
}
// 4. Logic: Calculate Ad Valorem Tax
// Formula: (Taxable Value * Millage Rate) / 1000
var adValoremTax = (taxableValue * millageRate) / 1000;
// 5. Logic: Calculate Total Tax
var totalAnnualTax = adValoremTax + nonAdValorem;
var totalMonthlyTax = totalAnnualTax / 12;
// 6. Formatting Helper
function formatCurrency(num) {
return '$' + num.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });
}
// 7. Display Results
document.getElementById('res_assessed').innerText = formatCurrency(assessedVal);
document.getElementById('res_exemptions').innerText = '-' + formatCurrency(exemptionsVal);
document.getElementById('res_taxable').innerText = formatCurrency(taxableValue);
document.getElementById('res_ad_valorem').innerText = formatCurrency(adValoremTax);
document.getElementById('res_non_ad_valorem').innerText = '+' + formatCurrency(nonAdValorem);
document.getElementById('res_total_annual').innerText = formatCurrency(totalAnnualTax);
document.getElementById('res_total_monthly').innerText = formatCurrency(totalMonthlyTax);
// Show the results div
document.getElementById('fl_results').style.display = 'block';
}
Understanding the Florida Millage Rate and Property Taxes
Calculating property taxes in Florida requires understanding three main components: your property's assessed value, applicable exemptions, and the local millage rate. Unlike a simple sales tax percentage, property tax is calculated using "mills," a unit specifically designed for property taxation.
What is a Millage Rate?
A "mill" represents one-tenth of one percent, or $1 in tax for every $1,000 of property value. In Florida, the total millage rate applied to your property is the sum of rates set by various taxing authorities, including:
- County Government
- School Board
- Municipalities (City/Town)
- Special Districts (Water Management, Fire, Mosquito Control, etc.)
For example, if the combined millage rate for your area is 20 mills, you will pay $20 for every $1,000 of taxable property value.
The Calculation Formula
The basic formula for Florida property taxes is:
((Assessed Value – Exemptions) × Millage Rate) ÷ 1,000 = Ad Valorem Tax
Once the Ad Valorem tax is calculated, Non-Ad Valorem Assessments (fees for services like garbage collection or lighting) are added to reach the final tax bill amount.
Florida Homestead Exemption
Florida offers a significant benefit to permanent residents known as the Homestead Exemption. This can reduce your property's taxable value by up to $50,000:
- First $25,000: Exempt from all property taxes (including school district taxes).
- Additional $25,000: Applies to the assessed value between $50,000 and $75,000. This is exempt from non-school taxes only.
When using the calculator above, you can input your total exemption amount. For a primary residence valued over $75,000, entering $50,000 is a standard estimate for the exemption input, though exact calculations may vary slightly due to the school tax differentiation.
How to Find Your Millage Rate
You generally do not need to guess this number. Every August, Florida property owners receive a TRIM (Truth in Millage) Notice. This document details the proposed millage rates for all taxing authorities in your district. You can also find current and historical millage rates on your county's Property Appraiser or Tax Collector website.
Example Calculation
Let's calculate the tax for a home in Florida with the following details:
- Assessed Value: $350,000
- Homestead Exemption: $50,000
- Millage Rate: 17.5000 mills
- Non-Ad Valorem Fees: $400 (Trash/Fire)
Step 1: Determine Taxable Value
$350,000 – $50,000 = $300,000
Step 2: Apply Millage Rate
($300,000 × 17.5) ÷ 1,000 = $5,250
Step 3: Add Fees
$5,250 + $400 = $5,650 Total Annual Tax