PA Property Tax Millage Calculator
Results Breakdown
Total Millage Rate: mills
School Tax:
County Tax:
Municipal Tax:
Total Estimated Annual Tax:
Understanding Pennsylvania Millage Rates
In Pennsylvania, property taxes are determined by local taxing authorities, including the school district, the county, and the municipality (borough, township, or city). Unlike some states that use market value, PA uses an Assessed Value determined by your County Assessment Office.
What is a Mill?
The term "mill" comes from the Latin word millesimum, meaning thousandth. In the context of property tax, one mill represents $1 of tax for every $1,000 of assessed property value.
Property Tax = (Assessed Value ÷ 1,000) × Millage Rate
Example Calculation
If your property in Bucks County or Montgomery County has an assessed value of $100,000 and your total combined millage rate is 30 mills, your calculation would look like this:
- $100,000 / 1,000 = 100
- 100 × 30 = $3,000 annual tax
Pennsylvania's Three-Tiered Tax System
When looking at your tax bill in PA, you will generally see three distinct millage rates:
- School District Millage: Usually the largest portion of your tax bill, funding local public education.
- County Millage: Funds county-level services like the judicial system, elections, and human services.
- Municipal Millage: Funds local services such as police, fire protection, road maintenance, and parks.
Common PA Property Tax Terms
- Assessed Value: The value assigned to a property by the county for tax purposes. This is rarely the same as the current market price.
- STEB Ratio (Common Level Ratio): A factor used to adjust assessed values to reflect current market trends, often used during tax appeals.
- Homestead Exclusion: A program in PA that can reduce the assessed value of your primary residence, thereby lowering your school taxes.
Disclaimer: This calculator provides estimates based on user input. Actual tax bills may vary due to local abatements, homestead exclusions, or interim assessments. Always consult your local tax collector or the PA Department of Community & Economic Development for official rates.