Moneyline Calculator

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SaaS Churn Rate & Customer Lifetime Value (LTV) Calculator

Monthly Churn Rate: 0%
Customer Lifetime: 0 Months
Lifetime Value (LTV): $0.00
Net Retention Rate: 0%

Understanding Your SaaS Unit Economics

For any Subscription-as-a-Service (SaaS) business, understanding Churn Rate and Customer Lifetime Value (LTV) is critical for survival and scaling. These metrics dictate how much you can afford to spend on marketing and how long your business will remain solvent.

How to Calculate Churn Rate

Monthly Churn is the percentage of customers who leave your service during a specific timeframe. The formula used in this calculator is:

Churn Rate = (Lost Customers / Starting Customers) x 100

To find Lost Customers, we take: Starting Customers + New Customers - Ending Customers.

The Importance of LTV

LTV represents the total revenue a business can expect from a single customer account throughout the business relationship. The higher the LTV, the more profitable the company. Our calculator factor in Gross Margin to provide a "Net LTV," which is more accurate for determining your actual contribution margin.

Example Calculation

If you start the month with 1,000 customers, gain 200 new ones, and end with 1,100, it means you lost 100 customers.

  • Churn Rate: (100 / 1,000) = 10%
  • Avg. Lifetime: 1 / 0.10 = 10 months
  • If ARPU is $100: LTV = $100 * 10 = $1,000 (Gross)

3 Ways to Improve Your Metrics

  1. Increase ARPU: Upsell existing customers to higher tiers or add-on features.
  2. Reduce Churn: Improve onboarding and customer success initiatives to keep users active.
  3. Optimize Margin: Lower server costs or automate support to increase the Gross Margin percentage.
function calculateSaaSMetrics() { var start = parseFloat(document.getElementById("startCustomers").value); var added = parseFloat(document.getElementById("newCustomers").value); var end = parseFloat(document.getElementById("endCustomers").value); var arpu = parseFloat(document.getElementById("arpu").value); var margin = parseFloat(document.getElementById("grossMargin").value) / 100; if (isNaN(start) || isNaN(added) || isNaN(end) || isNaN(arpu) || start <= 0) { alert("Please enter valid positive numbers for all fields."); return; } // Logic: Calculate lost customers var lost = start + added – end; if (lost 0 ? (1 / churnRate) : 0; // LTV = ARPU * Margin * Lifetime var ltv = arpu * margin * lifetime; // Retention Rate (Monthly) var retentionRate = ((end – added) / start) * 100; // Update UI document.getElementById("results").style.display = "block"; document.getElementById("churnRateVal").innerText = churnPercent + "%"; if (churnRate > 0) { document.getElementById("lifetimeVal").innerText = lifetime.toFixed(1) + " Months"; document.getElementById("ltvVal").innerText = "$" + ltv.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); } else { document.getElementById("lifetimeVal").innerText = "Infinite (No Churn)"; document.getElementById("ltvVal").innerText = "N/A"; } document.getElementById("retentionVal").innerText = retentionRate.toFixed(2) + "%"; }

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