Mortgage Rates Canada Calculator

.calc-container { font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif; max-width: 800px; margin: 20px auto; padding: 25px; border: 1px solid #e1e1e1; border-radius: 12px; background-color: #ffffff; box-shadow: 0 4px 6px rgba(0,0,0,0.05); } .calc-header { text-align: center; margin-bottom: 25px; } .calc-header h2 { color: #2c3e50; margin-bottom: 10px; } .calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 20px; } .calc-group { display: flex; flex-direction: column; } .calc-group label { font-weight: 600; margin-bottom: 8px; color: #34495e; font-size: 14px; } .calc-group input, .calc-group select { padding: 12px; border: 1px solid #ccc; border-radius: 6px; font-size: 16px; outline: none; } .calc-group input:focus { border-color: #3498db; } .calc-btn { grid-column: span 2; background-color: #27ae60; color: white; border: none; padding: 15px; font-size: 18px; font-weight: bold; border-radius: 6px; cursor: pointer; transition: background 0.3s ease; } .calc-btn:hover { background-color: #219150; } #yield-result { margin-top: 25px; padding: 20px; border-radius: 8px; background-color: #f8f9fa; display: none; border-left: 5px solid #27ae60; } .result-value { font-size: 24px; font-weight: bold; color: #27ae60; display: block; margin-top: 5px; } .result-label { font-size: 14px; color: #7f8c8d; text-transform: uppercase; letter-spacing: 1px; } .article-section { margin-top: 40px; line-height: 1.6; color: #333; } .article-section h3 { color: #2c3e50; border-bottom: 2px solid #eee; padding-bottom: 10px; } .example-box { background-color: #e8f4fd; padding: 15px; border-radius: 6px; margin: 15px 0; } @media (max-width: 600px) { .calc-grid { grid-template-columns: 1fr; } .calc-btn { grid-column: span 1; } }

Dividend Yield Calculator

Calculate your stock's annual yield and projected income.

Annually Semi-Annually Quarterly Monthly
Dividend Yield 0.00%
Annual Dividend Per Share $0.00
Total Annual Income $0.00

Understanding Dividend Yield

Dividend yield is a financial ratio that tells you how much a company pays out in dividends each year relative to its stock price. It is expressed as a percentage and is a key metric for "Income Investors" who prioritize cash flow over capital gains.

The Formula

The calculation is straightforward. To find the annual dividend yield, we use the following formula:

Dividend Yield = (Annual Dividends Per Share / Current Stock Price) × 100

Realistic Example:
Imagine you own shares of "Blue Chip Corp". The current stock price is $120.00. The company pays a $0.90 dividend every quarter (4 times a year).
  • Annual Dividend = $0.90 × 4 = $3.60
  • Dividend Yield = ($3.60 / $120.00) × 100 = 3.00%

Why Yield Matters to Investors

A high dividend yield might look attractive, but it can sometimes be a "yield trap." This happens when a company's stock price crashes due to poor fundamentals, making the yield look artificially high. Conversely, a very low yield might belong to a fast-growing company that reinvests its profits instead of paying them out.

Factors to Consider

  • Payout Ratio: Is the company earning enough to cover the dividend? A ratio over 80-90% might be unsustainable.
  • Dividend Growth: Look for companies that have a history of increasing their payouts year over year.
  • Ex-Dividend Date: You must own the stock before this date to receive the upcoming dividend payment.
function calculateDividendYield() { var stockPrice = parseFloat(document.getElementById("stockPrice").value); var divAmount = parseFloat(document.getElementById("divAmount").value); var frequency = parseFloat(document.getElementById("frequency").value); var shares = parseFloat(document.getElementById("sharesOwned").value); var resultDiv = document.getElementById("yield-result"); var incomeWrapper = document.getElementById("incomeWrapper"); // Validation if (isNaN(stockPrice) || stockPrice <= 0) { alert("Please enter a valid stock price greater than 0."); return; } if (isNaN(divAmount) || divAmount 0) { var totalIncome = annualDividend * shares; document.getElementById("resTotalIncome").innerHTML = "$" + totalIncome.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); incomeWrapper.style.display = "block"; } else { incomeWrapper.style.display = "none"; } // Show the result container resultDiv.style.display = "block"; // Smooth scroll to result resultDiv.scrollIntoView({ behavior: 'smooth', block: 'nearest' }); }

Leave a Comment