Nj Wage Calculator

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NJ Wage Calculator
HourlyWeeklyBi-weekly (Every 2 weeks)MonthlyAnnual Salary
SingleMarried Filing Jointly
Estimated NJ Take-Home Pay:
Gross Weekly Pay:$ 0.00
Federal FICA (7.65%):– $ 0.00
NJ State Income Tax (Est):– $ 0.00
NJ SDI/FLI (0.09%):– $ 0.00
Net Take-Home Pay:$ 0.00
function calculateNJWage(){var freq=document.getElementById('pay_frequency').value;var rate=parseFloat(document.getElementById('pay_rate').value);var hours=parseFloat(document.getElementById('hours_worked').value);var status=document.getElementById('filing_status').value;if(isNaN(rate)||isNaN(hours)){alert('Please enter valid numeric values for pay rate and hours.');return;}var weeklyGross=0;if(freq==='hourly'){if(hours>40){weeklyGross=(rate*40)+((hours-40)*rate*1.5);}else{weeklyGross=rate*hours;}}else if(freq==='weekly'){weeklyGross=rate;}else if(freq==='biweekly'){weeklyGross=rate/2;}else if(freq==='monthly'){weeklyGross=rate/4.333;}else if(freq==='annual'){weeklyGross=rate/52;}var annualGross=weeklyGross*52;var fica=weeklyGross*0.0765;var njInsurance=0;if(annualGross<161400){njInsurance=weeklyGross*0.0009;}var njTaxWeekly=0;var a=annualGross;if(status==='single'){if(a<=20000)njTaxWeekly=(a*0.014)/52;else if(a<=35000)njTaxWeekly=(280+(a-20000)*0.0175)/52;else if(a<=40000)njTaxWeekly=(542.5+(a-35000)*0.035)/52;else if(a<=75000)njTaxWeekly=(717.5+(a-40000)*0.05525)/52;else if(a<=400000)njTaxWeekly=(2651.25+(a-75000)*0.0637)/52;else njTaxWeekly=(23346.25+(a-400000)*0.0897)/52;}else{if(a<=20000)njTaxWeekly=(a*0.014)/52;else if(a<=50000)njTaxWeekly=(280+(a-20000)*0.0175)/52;else if(a<=70000)njTaxWeekly=(805+(a-50000)*0.0245)/52;else if(a<=80000)njTaxWeekly=(1295+(a-70000)*0.035)/52;else if(a<=150000)njTaxWeekly=(1645+(a-80000)*0.05525)/52;else njTaxWeekly=(5512.5+(a-150000)*0.0637)/52;}var fedIncomeTaxWeekly=(annualGross*0.10)/52;var totalDeductions=fica+njTaxWeekly+njInsurance+fedIncomeTaxWeekly;var netPay=weeklyGross-totalDeductions;document.getElementById('grossWeekly').innerHTML=weeklyGross.toLocaleString(undefined,{minimumFractionDigits:2,maximumFractionDigits:2});document.getElementById('ficaTax').innerHTML=fica.toLocaleString(undefined,{minimumFractionDigits:2,maximumFractionDigits:2});document.getElementById('njTax').innerHTML=njTaxWeekly.toLocaleString(undefined,{minimumFractionDigits:2,maximumFractionDigits:2});document.getElementById('njInsurance').innerHTML=njInsurance.toLocaleString(undefined,{minimumFractionDigits:2,maximumFractionDigits:2});document.getElementById('netValue').innerHTML=netPay.toLocaleString(undefined,{minimumFractionDigits:2,maximumFractionDigits:2});}

NJ Wage Calculator Use

Understanding your take-home pay in the Garden State can be complex due to specific state-mandated deductions. This nj wage calculator is designed to help New Jersey employees estimate their net earnings after federal taxes, FICA, and specific New Jersey state taxes like the New Jersey Gross Income Tax and insurance contributions.

Whether you are an hourly worker tracking overtime or a salaried professional planning a budget, this tool provides a clear breakdown of where your money goes.

Pay Rate & Frequency
Enter your hourly wage or your base salary (weekly, bi-weekly, or annual).
Hours per Week
For hourly employees, New Jersey law requires overtime pay (1.5x) for any hours worked over 40 in a single workweek.
Filing Status
Your tax bracket in NJ changes depending on whether you file as Single or Married Filing Jointly.

How It Works: NJ Payroll Taxes

When you receive a paycheck in New Jersey, several standard deductions are applied. The nj wage calculator uses the following logic to estimate your take-home pay:

Net Pay = Gross Wages – (Federal Income Tax + FICA + NJ Income Tax + NJ SDI/FLI)

  • NJ Gross Income Tax: A progressive tax ranging from 1.4% to 10.75%, depending on your income level.
  • FICA: Includes Social Security (6.2%) and Medicare (1.45%) for a total of 7.65% up to the wage base limit.
  • NJ SDI/FLI: New Jersey State Disability Insurance and Family Leave Insurance. For 2024, the employee contribution for SDI is 0.00%, while FLI is 0.09% of the first $161,400 earned.
  • NJ Minimum Wage: As of January 1, 2024, the standard minimum wage in New Jersey is $15.13 per hour for most employers.

Calculation Example

Example: An employee in Jersey City works 45 hours in one week at a base rate of $20.00 per hour, filing as Single.

Step-by-step solution:

  1. Regular Pay: 40 hours × $20.00 = $800.00
  2. Overtime Pay: 5 hours × ($20.00 × 1.5) = $150.00
  3. Gross Weekly Total: $950.00
  4. FICA Tax (7.65%): $950.00 × 0.0765 = $72.68
  5. NJ FLI (0.09%): $950.00 × 0.0009 = $0.86
  6. Estimated NJ State Tax: Approximately $25.40 (based on progressive brackets)
  7. Estimated Federal Tax: Approximately $95.00 (variable)
  8. Final Net Take-Home: $950.00 – $193.94 = $756.06

Common NJ Wage Questions

What is the current NJ minimum wage?

As of 2024, the New Jersey minimum wage is $15.13 per hour for most workers. Seasonal and small employers (fewer than 6 employees) have a slightly lower rate of $13.73 per hour, which is scheduled to reach $15 by 2026.

Does NJ tax overtime differently?

No, overtime is taxed as ordinary income. However, because overtime increases your total gross pay, it may push a portion of your earnings into a higher tax bracket for that specific pay period, which our nj wage calculator accounts for in the annual estimation.

What are the SDI and FLI rates for 2024?

For the 2024 tax year, the New Jersey employee contribution rate for State Disability Insurance (SDI) is 0.00%. The Family Leave Insurance (FLI) rate is 0.09% on the first $161,400 of wages earned.

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