Ohio Paycheck & Take-Home Pay Calculator
Weekly
Bi-weekly (Every 2 weeks)
Semi-monthly (Twice a month)
Monthly
Annually
Single
Married Filing Jointly
Gross Pay (Per Period):
Federal Income Tax:
FICA (Soc Sec + Medicare):
Ohio State Income Tax:
Local/City Tax:
Estimated Net Pay:
How Your Ohio Paycheck is Calculated
Calculating your take-home pay in the Buckeye State involves several layers of taxation, ranging from federal obligations to specific city-level assessments. This calculator uses 2024 tax brackets and Ohio's specific graduated income tax rates to provide an estimate of your net earnings.
1. Federal Income Tax
The IRS uses a progressive tax system. For 2024, the standard deduction for a single filer is $14,600. Our calculator subtracts this amount from your annual gross pay before applying the federal tax brackets (10%, 12%, 22%, etc.).
2. FICA Taxes
Social Security and Medicare (FICA) are mandatory federal payroll taxes.
- Social Security: 6.2% on earnings up to the annual limit.
- Medicare: 1.45% on all earnings.
3. Ohio State Income Tax
Ohio has transitioned toward a simpler, lower-rate tax structure. For 2024, Ohio uses three main brackets:
- $0 – $26,050: 0%
- $26,051 – $100,000: 2.75%
- Over $100,000: 3.50%
4. Local and Municipal Taxes
Ohio is unique due to its high number of municipal income taxes. Many cities and villages in Ohio charge an income tax, often collected by agencies like RITA (Regional Income Tax Agency). These rates typically range from 1% to 3%. If you live in one city but work in another, you may be eligible for a credit, though this calculator assumes a flat rate based on your input.
Example Calculation
If you earn $60,000 annually living in a city with a 2% local tax and filing as Single:
- Gross Monthly: $5,000.00
- Federal Tax: ~$445.00
- FICA: $382.50
- Ohio State Tax: ~$78.00
- Local Tax: $100.00
- Estimated Monthly Net: ~$3,994.50
Note: This tool provides estimates only. Actual withholdings may vary based on specific W-4 selections, pre-tax health insurance premiums, 401(k) contributions, and school district taxes (SDIT).