Ontario Health Premium Calculation 2025 Rates

Ontario Health Premium Calculator (2025 Rates)

Your estimated Ontario Health Premium for 2025 is:

Understanding the Ontario Health Premium

The Ontario Health Premium is an annual tax levied on Ontario residents based on their total taxable income. The rate and amount of the premium change from year to year, and it's calculated based on the income reported on your tax return for the previous tax year. For the 2025 tax year, the rates are as follows:

  • Taxable Income up to $20,000: $0
  • Taxable Income between $20,001 and $36,000: 6% of the amount exceeding $20,000, to a maximum of $300.
  • Taxable Income between $36,001 and $48,000: $180 plus 6% of the amount exceeding $36,000, to a maximum of $450.
  • Taxable Income between $48,001 and $72,000: $450 plus 25% of the amount exceeding $48,000, to a maximum of $600.
  • Taxable Income between $72,001 and $200,000: $600 plus 25% of the amount exceeding $72,000, to a maximum of $750.
  • Taxable Income over $200,000: $750 plus 25% of the amount exceeding $200,000.

This calculator uses the 2025 Ontario Health Premium rates to estimate your premium based on your reported taxable income. Please note that this is an estimate, and your actual premium may vary based on your specific tax situation and final tax assessments. You will typically pay the Ontario Health Premium as part of your income tax return.

For the most accurate and up-to-date information, always refer to official Ontario government publications and the Canada Revenue Agency (CRA) website.

function calculateOntarioHealthPremium() { var taxableIncomeInput = document.getElementById("taxableIncome"); var resultDisplay = document.getElementById("result"); var taxableIncome = parseFloat(taxableIncomeInput.value); var premium = 0; if (isNaN(taxableIncome) || taxableIncome < 0) { resultDisplay.textContent = "Please enter a valid income."; return; } if (taxableIncome <= 20000) { premium = 0; } else if (taxableIncome <= 36000) { premium = Math.min(600 + 0.06 * (taxableIncome – 20000), 300); } else if (taxableIncome <= 48000) { premium = Math.min(180 + 0.06 * (taxableIncome – 36000), 450); } else if (taxableIncome <= 72000) { premium = Math.min(450 + 0.25 * (taxableIncome – 48000), 600); } else if (taxableIncome <= 200000) { premium = Math.min(600 + 0.25 * (taxableIncome – 72000), 750); } else { premium = 750 + 0.25 * (taxableIncome – 200000); } // Formatting the output to two decimal places for currency resultDisplay.textContent = "$" + premium.toFixed(2); } .calculator-container { font-family: sans-serif; max-width: 700px; margin: 20px auto; padding: 20px; border: 1px solid #ddd; border-radius: 8px; box-shadow: 0 2px 4px rgba(0, 0, 0, 0.1); background-color: #f9f9f9; } .calculator-title { text-align: center; color: #333; margin-bottom: 25px; } .calculator-inputs { margin-bottom: 20px; display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 15px; } .input-group { display: flex; flex-direction: column; } .input-group label { margin-bottom: 8px; font-weight: bold; color: #555; font-size: 0.95em; } .input-group input[type="number"] { padding: 10px; border: 1px solid #ccc; border-radius: 4px; font-size: 1em; box-sizing: border-box; /* Ensures padding doesn't affect width */ } .calculator-container button { display: block; width: 100%; padding: 12px 15px; background-color: #007bff; color: white; border: none; border-radius: 4px; font-size: 1.1em; cursor: pointer; transition: background-color 0.3s ease; margin-bottom: 20px; } .calculator-container button:hover { background-color: #0056b3; } .calculator-result { text-align: center; margin-top: 20px; padding: 15px; background-color: #e9ecef; border-radius: 4px; } .calculator-result p { margin: 5px 0; font-size: 1.1em; color: #333; } .result-value { font-size: 1.8em !important; font-weight: bold; color: #28a745; } .calculator-explanation { margin-top: 30px; padding: 20px; border-top: 1px solid #eee; background-color: #fff; border-radius: 4px; font-size: 0.9em; line-height: 1.6; color: #444; } .calculator-explanation h3 { color: #007bff; margin-bottom: 15px; } .calculator-explanation ul { padding-left: 20px; margin-bottom: 15px; } .calculator-explanation li { margin-bottom: 8px; }

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