Use this calculator to estimate your net pay in Oregon, taking into account federal and state taxes, including Oregon's unique Statewide Transit Tax and Paid Leave Oregon contributions. This tool helps you understand how various deductions impact your take-home pay.
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Monthly
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Married Filing Jointly
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Married Filing Jointly
Estimated Paycheck Breakdown:
Gross Pay:
Federal Income Tax:
Social Security Tax:
Medicare Tax:
Oregon State Income Tax:
Oregon Statewide Transit Tax:
Oregon Paid Leave Oregon (PLO):
Pre-Tax Deductions:
Post-Tax Deductions:
Total Deductions:
Net Pay:
Understanding Your Oregon Payroll
Navigating your paycheck can be complex, especially with state-specific taxes and deductions. An Oregon Payroll Calculator helps you estimate your take-home pay by breaking down your gross earnings into various federal and state withholdings.
Key Components of Your Oregon Paycheck
Your net pay (what you actually take home) is determined by subtracting several deductions from your gross pay. Here's a breakdown of the common elements:
Gross Pay: This is your total earnings before any taxes or deductions are taken out. It can be an hourly wage multiplied by hours worked, or a portion of your annual salary based on your pay frequency.
Pre-Tax Deductions: These are amounts subtracted from your gross pay before taxes are calculated. Common examples include contributions to a 401(k) or 403(b) retirement plan, health insurance premiums, and Flexible Spending Account (FSA) contributions. These deductions reduce your taxable income, potentially lowering your overall tax liability.
Federal Taxes:
Federal Income Tax: This is a progressive tax levied by the U.S. government. The amount withheld depends on your gross pay, filing status (Single, Married Filing Jointly), and the number of dependents you claim on your W-4 form.
Social Security Tax (FICA – SS): This is a flat tax of 6.2% on your gross wages, up to an annual wage base limit (e.g., $168,600 for 2024). It funds retirement, disability, and survivor benefits.
Medicare Tax (FICA – Med): This is a flat tax of 1.45% on all your gross wages, with no wage limit. It funds hospital insurance for the elderly and disabled.
Oregon State Taxes:
Oregon State Income Tax: Oregon has a progressive state income tax system, meaning higher earners pay a higher percentage. The amount withheld depends on your gross pay, filing status, and the number of allowances you claim on your Oregon W-4.
Oregon Statewide Transit Tax (STT) / WBF: This is a unique Oregon tax of 0.1% on your gross wages, with no wage limit. It funds public transit services across the state.
Oregon Paid Leave Oregon (PLO): As of 2023, Oregon employees contribute to the Paid Leave Oregon program. The employee contribution rate is 0.6% of gross wages, with no wage limit. This program provides paid time off for family, medical, and safe leave.
Post-Tax Deductions: These are amounts subtracted from your pay after all taxes have been calculated. Examples include garnishments, union dues, charitable contributions, or certain types of insurance premiums.
Net Pay: This is your final take-home pay after all federal, state, and other deductions have been subtracted from your gross pay.
How Oregon Payroll Differs from Other States
Oregon's payroll system includes specific deductions that set it apart:
Statewide Transit Tax: Not all states have a dedicated transit tax withheld directly from employee paychecks. This 0.1% tax is a distinct feature of Oregon payroll.
Paid Leave Oregon: While many states are implementing paid family and medical leave programs, Oregon's specific contribution rate and program structure are unique.
No Local Income Taxes: Unlike some states with city or county income taxes, Oregon generally only has state-level income tax in addition to federal taxes.
Using the Oregon Payroll Calculator
To use the calculator, simply input your gross pay per period, select your pay frequency, and specify your federal and Oregon filing statuses and allowances. You can also include any pre-tax or post-tax deductions you may have. The calculator will then provide an estimated breakdown of your taxes and net pay.
Disclaimer: This calculator provides an estimate for informational purposes only. Actual withholdings may vary based on specific tax laws, individual circumstances, and additional deductions not included in this simplified model. Consult with a qualified tax professional for personalized advice.