Estimate your net pay in Georgia after federal, state, and FICA taxes, plus common pre-tax deductions. This calculator provides an estimate and should not be considered tax advice.
Weekly
Bi-weekly
Semi-monthly
Monthly
Single
Married Filing Jointly
Head of Household
Estimated Paycheck Breakdown (Per Pay Period)
Gross Pay:$0.00
Pre-Tax Deductions:$0.00
Federal Income Tax: $0.00
Social Security Tax: $0.00
Medicare Tax: $0.00
Georgia State Tax: $0.00
Total Deductions:$0.00
Net Pay (Take-Home):$0.00
function calculatePay() {
var annualGrossPay = parseFloat(document.getElementById("annualGrossPay").value);
var payFrequency = parseFloat(document.getElementById("payFrequency").value);
var federalFilingStatus = document.getElementById("federalFilingStatus").value;
var federalDependents = parseInt(document.getElementById("federalDependents").value);
var preTaxDeductionsAnnual = parseFloat(document.getElementById("preTaxDeductionsAnnual").value);
var georgiaAllowances = parseInt(document.getElementById("georgiaAllowances").value);
var errorMessages = [];
if (isNaN(annualGrossPay) || annualGrossPay < 0) errorMessages.push("Please enter a valid Annual Gross Pay.");
if (isNaN(federalDependents) || federalDependents < 0) errorMessages.push("Please enter a valid number for Federal Dependents.");
if (isNaN(preTaxDeductionsAnnual) || preTaxDeductionsAnnual < 0) errorMessages.push("Please enter a valid Annual Pre-Tax Deductions amount.");
if (isNaN(georgiaAllowances) || georgiaAllowances 0) {
document.getElementById("errorMessages").innerHTML = errorMessages.join("");
document.getElementById("grossPayPerPeriod").textContent = "$0.00";
document.getElementById("preTaxDeductionsPerPeriod").textContent = "$0.00";
document.getElementById("federalTaxPerPeriod").textContent = "$0.00";
document.getElementById("socialSecurityTaxPerPeriod").textContent = "$0.00";
document.getElementById("medicareTaxPerPeriod").textContent = "$0.00";
document.getElementById("georgiaTaxPerPeriod").textContent = "$0.00";
document.getElementById("totalDeductionsPerPeriod").textContent = "$0.00";
document.getElementById("netPayPerPeriod").textContent = "$0.00";
return;
} else {
document.getElementById("errorMessages").innerHTML = "";
}
// — Per Period Calculations —
var grossPayPerPeriod = annualGrossPay / payFrequency;
var preTaxDeductionsPerPeriod = preTaxDeductionsAnnual / payFrequency;
// — Taxable Income for various taxes —
var annualTaxableIncomeFederal = annualGrossPay – preTaxDeductionsAnnual;
var annualTaxableIncomeFICA = annualGrossPay; // FICA is generally on gross pay before pre-tax deductions
var annualTaxableIncomeGeorgia = annualGrossPay – preTaxDeductionsAnnual;
// — FICA Taxes (Social Security & Medicare) —
var socialSecurityLimit = 168600; // 2024 limit
var socialSecurityRate = 0.062;
var medicareRate = 0.0145;
var annualSocialSecurityTaxable = Math.min(annualTaxableIncomeFICA, socialSecurityLimit);
var annualSocialSecurityTax = annualSocialSecurityTaxable * socialSecurityRate;
var annualMedicareTax = annualTaxableIncomeFICA * medicareRate;
var socialSecurityTaxPerPeriod = annualSocialSecurityTax / payFrequency;
var medicareTaxPerPeriod = annualMedicareTax / payFrequency;
// — Federal Income Tax (Simplified 2024 Brackets & Standard Deductions) —
var federalStandardDeduction;
var federalTaxBrackets;
if (federalFilingStatus === "single") {
federalStandardDeduction = 14600;
federalTaxBrackets = [
{ limit: 11600, rate: 0.10 },
{ limit: 47150, rate: 0.12 },
{ limit: 100525, rate: 0.22 },
{ limit: 191950, rate: 0.24 },
{ limit: 243725, rate: 0.32 },
{ limit: 609350, rate: 0.35 },
{ limit: Infinity, rate: 0.37 }
];
} else if (federalFilingStatus === "married") {
federalStandardDeduction = 29200;
federalTaxBrackets = [
{ limit: 23200, rate: 0.10 },
{ limit: 94300, rate: 0.12 },
{ limit: 201050, rate: 0.22 },
{ limit: 383900, rate: 0.24 },
{ limit: 487450, rate: 0.32 },
{ limit: 731200, rate: 0.35 },
{ limit: Infinity, rate: 0.37 }
];
} else { // Head of Household
federalStandardDeduction = 21900;
federalTaxBrackets = [
{ limit: 16550, rate: 0.10 },
{ limit: 63100, rate: 0.12 },
{ limit: 100500, rate: 0.22 },
{ limit: 191950, rate: 0.24 },
{ limit: 243700, rate: 0.32 },
{ limit: 609350, rate: 0.35 },
{ limit: Infinity, rate: 0.37 }
];
}
var taxableIncomeAfterStandardDeduction = Math.max(0, annualTaxableIncomeFederal – federalStandardDeduction);
var annualFederalTax = 0;
var previousLimit = 0;
for (var i = 0; i previousLimit) {
var incomeInBracket = Math.min(taxableIncomeAfterStandardDeduction, bracket.limit) – previousLimit;
annualFederalTax += incomeInBracket * bracket.rate;
}
previousLimit = bracket.limit;
if (taxableIncomeAfterStandardDeduction <= bracket.limit) break;
}
// Apply Child Tax Credit (reduces tax liability directly)
var childTaxCredit = federalDependents * 2000; // $2000 per qualifying child
annualFederalTax = Math.max(0, annualFederalTax – childTaxCredit);
var federalTaxPerPeriod = annualFederalTax / payFrequency;
// — Georgia State Income Tax (2024 Flat Rate) —
var georgiaTaxRate = 0.0549; // 2024 flat tax rate
var georgiaAllowanceValue = 3000; // Estimated value per allowance for deduction
var georgiaTaxableIncome = Math.max(0, annualTaxableIncomeGeorgia – (georgiaAllowances * georgiaAllowanceValue));
var annualGeorgiaTax = georgiaTaxableIncome * georgiaTaxRate;
var georgiaTaxPerPeriod = annualGeorgiaTax / payFrequency;
// — Total Deductions & Net Pay —
var totalDeductionsPerPeriod = preTaxDeductionsPerPeriod + federalTaxPerPeriod + socialSecurityTaxPerPeriod + medicareTaxPerPeriod + georgiaTaxPerPeriod;
var netPayPerPeriod = grossPayPerPeriod – totalDeductionsPerPeriod;
// — Display Results —
document.getElementById("grossPayPerPeriod").textContent = "$" + grossPayPerPeriod.toFixed(2);
document.getElementById("preTaxDeductionsPerPeriod").textContent = "$" + preTaxDeductionsPerPeriod.toFixed(2);
document.getElementById("federalTaxPerPeriod").textContent = "$" + federalTaxPerPeriod.toFixed(2);
document.getElementById("socialSecurityTaxPerPeriod").textContent = "$" + socialSecurityTaxPerPeriod.toFixed(2);
document.getElementById("medicareTaxPerPeriod").textContent = "$" + medicareTaxPerPeriod.toFixed(2);
document.getElementById("georgiaTaxPerPeriod").textContent = "$" + georgiaTaxPerPeriod.toFixed(2);
document.getElementById("totalDeductionsPerPeriod").textContent = "$" + totalDeductionsPerPeriod.toFixed(2);
document.getElementById("netPayPerPeriod").textContent = "$" + netPayPerPeriod.toFixed(2);
}
// Calculate on page load with default values
window.onload = calculatePay;
Understanding Your Georgia Take-Home Pay
Calculating your take-home pay in Georgia involves more than just looking at your gross salary. Various deductions, including federal income tax, state income tax, and FICA taxes (Social Security and Medicare), significantly impact the final amount you see in your paycheck. Our Georgia Pay Calculator helps you estimate these deductions and understand your net pay.
Key Deductions Explained:
1. Federal Income Tax
This is a mandatory tax levied by the U.S. government on your earnings. The amount withheld depends on several factors, including your gross income, filing status (Single, Married Filing Jointly, Head of Household), and the number of dependents you claim. The federal tax system is progressive, meaning higher earners pay a larger percentage of their income in taxes. Our calculator uses simplified 2024 federal tax brackets and standard deductions to provide an estimate.
2. FICA Taxes (Social Security & Medicare)
Social Security: This tax funds retirement, disability, and survivor benefits. For 2024, the rate is 6.2% of your gross earnings, up to an annual wage base limit of $168,600. Any income earned above this limit is not subject to Social Security tax.
Medicare: This tax funds health insurance for seniors and people with disabilities. The rate is 1.45% of all your gross earnings, with no income limit.
Your employer also pays an equal amount for both Social Security and Medicare taxes on your behalf.
3. Georgia State Income Tax
Georgia has its own state income tax. For 2024, Georgia is transitioning to a flat tax rate of 5.49%. The amount of state tax you pay is also influenced by your taxable income after certain deductions and allowances. Our calculator factors in the 2024 flat rate and allows for Georgia allowances, which reduce your taxable income for state purposes.
4. Pre-Tax Deductions
These are deductions taken from your gross pay before taxes are calculated, effectively reducing your taxable income. Common pre-tax deductions include contributions to a 401(k) retirement plan, health insurance premiums, and Flexible Spending Account (FSA) contributions. Entering your annual pre-tax deduction amount helps the calculator provide a more accurate net pay estimate.
How to Use the Calculator:
Annual Gross Pay: Enter your total annual salary or wages before any deductions.
Pay Frequency: Select how often you get paid (e.g., Bi-weekly, Monthly).
Federal Filing Status: Choose your federal tax filing status (Single, Married Filing Jointly, Head of Household).
Federal Dependents: Enter the number of qualifying children under 17 you claim for federal tax purposes. This can impact your federal tax liability through credits.
Annual Pre-Tax Deductions: Input the total annual amount of deductions like 401(k) contributions or health insurance premiums that are taken out before taxes.
Georgia Allowances: Enter the number of allowances you claim on your Georgia state W-4 form. Each allowance reduces your taxable income for state tax purposes.
Click "Calculate Pay" to see a detailed breakdown of your estimated take-home pay per pay period.
Example Calculation:
Let's say you earn an Annual Gross Pay of $60,000, are paid Bi-weekly, file as Single with 0 Federal Dependents, have $3,000 in Annual Pre-Tax Deductions, and claim 1 Georgia Allowance.
Net Pay (Bi-weekly): $2,307.69 – $581.92 = $1,725.77
(Note: These are approximate values for illustration. Use the calculator for precise estimates based on your inputs.)
Disclaimer: This calculator provides estimates for informational purposes only and should not be considered professional tax advice. Tax laws are complex and subject to change. For personalized tax guidance, please consult with a qualified tax professional.