Estimate your Texas paycheck with no state income tax considerations.
Hourly Rate
Annual Salary
Single
Married Filing Jointly
Weekly
Bi-Weekly (Every 2 weeks)
Semi-Monthly (Twice a month)
Monthly
Texas Paycheck Breakdown
Gross Period Pay:
Federal Income Tax (Est):
FICA (Soc. Sec + Medicare):
Texas State Income Tax:$0.00 (No Tax)
Estimated Net Take-Home:
Understanding Your Paycheck in Texas
Calculating your pay rate in Texas is unique compared to most other U.S. states. The most significant factor for Texas employees is that Texas has no state income tax. This means your take-home pay is generally higher than in neighboring states like New Mexico or Arkansas, as only federal obligations are deducted from your gross earnings.
How the Texas Pay Rate Calculator Works
This tool calculates your earnings based on the specific labor standards applicable in the Lone Star State. It factors in:
Gross Pay: Your total earnings before any deductions. For hourly workers, this includes overtime at 1.5x the base rate for hours worked over 40 in a single workweek.
FICA Taxes: This consists of Social Security (6.2%) and Medicare (1.45%), which are mandatory federal payroll taxes.
Federal Income Tax: Estimated using current IRS tax brackets. Note that your actual tax liability depends on your total annual income and specific tax credits.
The Texas Advantage: Unlike 41 other states, Texas does not take a percentage of your paycheck for state-level services.
Texas Overtime Rules
Under the Texas Payday Law and the federal Fair Labor Standards Act (FLSA), non-exempt employees must be paid overtime for all hours worked in excess of 40 hours in a seven-day workweek. Texas does not require overtime pay for working more than 8 hours in a single day, nor does it require extra pay for weekends or holidays unless those hours push the weekly total above 40.
Example Calculation
Suppose you are a single filer in Dallas earning $25.00 per hour and working 45 hours per week:
Regular Pay: 40 hours × $25.00 = $1,000.00
Overtime Pay: 5 hours × ($25.00 × 1.5) = $187.50
Weekly Gross: $1,187.50
Deductions: Approximately $90.84 for FICA and an estimated $115 for Federal Income Tax.
Net Take-Home: ~$981.66 per week.
Important Considerations for Texas Employees
While the lack of state income tax is a benefit, remember that Texas often relies more heavily on property taxes and sales taxes to fund state services. Additionally, ensure your employer is correctly categorizing you as an employee vs. an independent contractor, as contractors are responsible for the full 15.3% self-employment tax.